Choiceone Financial Services (COFS) Interest income - Loans (2010 - 2026)
Choiceone Financial Services' Interest income - Loans came in at $46.35 million for Q2 2026, down 0.4% from $46.53 million a year earlier but up 1.5% from the prior quarter.
Choiceone Financial Services (COFS) Interest income - Loans (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Choiceone Financial Services reported Interest income - Loans of $185.73 million, up 47.4% year-over-year; for FY2025, it came in at $172.91 million, up 93.0% from FY2024.
- Interest income - Loans has increased in each of the last 11 years, with a five-year compound annual growth rate of 29.8% (FY2020 to FY2025).
- Going back by year, Interest income - Loans was $89.58 million in FY2024 (+31.0%), $68.38 million in FY2023 (+29.5%), $52.82 million in FY2022 (+8.6%) and $48.66 million in FY2021 (+3.8%).
- The five-year range for quarterly Interest income - Loans is $12 million (Q4 2021) to $47.12 million (Q3 2025).
- Year-over-year, Interest income - Loans increased in seven of the last eight quarters, with growth averaging 57.4%.
- The fastest year-over-year change in Interest income - Loans over five years came in Q2 2025 (growth of 111.8%), and the weakest in Q4 2021 (a decline of 6.0%).
- Business Quant data shows COFS's Interest income - Loans at $45.64 million (Q1 2026), $46.62 million (Q4 2025) and $47.12 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 24.54 Bn |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 15.86 Bn |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 3.81 Bn |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 10.17 Bn |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 7.15 Bn |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 3.66 Bn |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 14.30 Bn |
| 10 | Choiceone Financial Services | 495.01 Mn | 97.40 Mn | - | 46.35 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 46.35 Mn |
| Mar 31, 2026 | 45.64 Mn |
| Dec 31, 2025 | 46.62 Mn |
| Sep 30, 2025 | 47.12 Mn |
| Jun 30, 2025 | 46.53 Mn |
| Mar 31, 2025 | 32.64 Mn |
| Dec 31, 2024 | 23.57 Mn |
| Sep 30, 2024 | 23.25 Mn |
| Jun 30, 2024 | 21.97 Mn |
| Mar 31, 2024 | 20.79 Mn |
| Dec 31, 2023 | 19.76 Mn |
| Sep 30, 2023 | 17.77 Mn |
| Jun 30, 2023 | 15.98 Mn |
| Mar 31, 2023 | 14.87 Mn |
| Dec 31, 2022 | 14.39 Mn |
| Sep 30, 2022 | 13.61 Mn |
| Jun 30, 2022 | 12.52 Mn |
| Mar 31, 2022 | 12.30 Mn |
| Dec 31, 2021 | 12.00 Mn |
| Sep 30, 2021 | 12.41 Mn |
Choiceone Financial Services Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=COFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "COFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=COFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();