Choiceone Financial Services (COFS) FCF Margin (2009 - 2026)
Choiceone Financial Services (COFS) posted FCF Margin of 499.65% for Q2 2026, up 296.16 percentage points from 203.49% a year earlier and up 533.79 percentage points from the prior quarter.
Choiceone Financial Services (COFS) FCF Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Choiceone Financial Services was 243.81%, up 146.60 percentage points year-over-year; for FY2025, it came in at 132.61%, down 222.41 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of +123.63 percentage points (FY2020 to FY2025).
- In prior years, Choiceone Financial Services' FCF Margin was 355.02% in FY2024 (+302.91 pp), 52.11% in FY2023 (-0.93 pp), 53.03% in FY2022 (+9.27 pp) and 43.77% in FY2021 (+34.78 pp).
- The Q2 2026 figure stands as the highest quarterly FCF Margin since Q4 2024.
- On a year-over-year basis, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of -128.90 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q3 2021, with a gain of 1051.00 percentage points; the weakest was Q3 2024, with a drop of 1280.37 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was -34.14% (Q1 2026), 227.51% (Q4 2025) and 259.11% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Choiceone Financial Services | 548.31 Mn | 154.79 Mn | - | 32.25% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 32.25% |
| Jun 30, 2026 | 65.16% |
| Mar 31, 2026 | -4.01% |
| Dec 31, 2025 | 27.75% |
| Sep 30, 2025 | 30.61% |
| Jun 30, 2025 | 22.87% |
| Mar 31, 2025 | -32.75% |
| Dec 31, 2024 | 93.37% |
| Sep 30, 2024 | -30.30% |
| Jun 30, 2024 | 67.93% |
| Mar 31, 2024 | 73.10% |
| Dec 31, 2023 | -57.16% |
| Sep 30, 2023 | 155.17% |
| Jun 30, 2023 | 75.64% |
| Mar 31, 2023 | 39.38% |
| Dec 31, 2022 | 58.61% |
| Sep 30, 2022 | 45.05% |
| Jun 30, 2022 | 98.01% |
| Mar 31, 2022 | 11.29% |
| Dec 31, 2021 | 38.07% |
Choiceone Financial Services FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=COFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "COFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=COFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();