Choiceone Financial Services COFS
NASDAQ COFS
$32.68 +0.37 (+1.15%)
As of: Oct 1, 2026 · 2:34 PM EDT

Choiceone Financial Services (COFS) FCF Margin (2010 - 2026)

Updated

Choiceone Financial Services (COFS) posted FCF Margin of 499.65% for Q2 2026, up 296.16 percentage points from 203.49% a year earlier and up 533.79 percentage points from the prior quarter.

Analysis

Choiceone Financial Services (COFS) FCF Margin (2010 - 2026) Analysis & Trends

For the trailing twelve months through Jun 30, 2026, FCF Margin at Choiceone Financial Services was 243.81%, up 146.60 percentage points year-over-year; for FY2025, it came in at 132.61%, down 222.41 percentage points from FY2024.

  • Annual FCF Margin shows a five-year change of +123.63 percentage points (FY2020 to FY2025).
  • In prior years, Choiceone Financial Services' FCF Margin was 355.02% in FY2024 (+302.91 pp), 52.11% in FY2023 (-0.93 pp), 53.03% in FY2022 (+9.27 pp) and 43.77% in FY2021 (+34.78 pp).
  • The Q2 2026 figure stands as the highest quarterly FCF Margin since Q4 2024.
  • On a year-over-year basis, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of -128.90 percentage points.
  • The strongest year-over-year quarter for FCF Margin in the past five years was Q3 2021, with a gain of 1051.00 percentage points; the weakest was Q3 2024, with a drop of 1280.37 percentage points.
  • According to Business Quant data, FCF Margin for the three prior quarters was -34.14% (Q1 2026), 227.51% (Q4 2025) and 259.11% (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Jpmorgan Chase 879.54 Bn 909.01 Bn - -44.09%
2 Banco Santander Chile 418.48 Bn 538.42 Bn - -
3 Bank Of America 381.92 Bn -1,994.15 Bn - 92.03%
4 Hsbc Holdings 341.10 Bn 341.15 Bn - -
5 Morgan Stanley 295.71 Bn -213.38 Bn - -16.70%
6 Royal Bank Of Canada 275.38 Bn 126.13 Bn - 189.34%
7 Mitsubishi Ufj Financial 273.79 Bn -1,314.70 Bn 10.89 Bn -
8 Goldman Sachs 262.78 Bn -3,294.34 Bn - 27.55%
9 Wells Fargo & Company 242.61 Bn 244.75 Bn - 29.95%
10 Choiceone Financial Services 483.05 Mn 85.44 Mn - 499.65%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 499.65%
Mar 31, 2026 -34.14%
Dec 31, 2025 227.51%
Sep 30, 2025 259.11%
Jun 30, 2025 203.49%
Mar 31, 2025 -279.99%
Dec 31, 2024 689.77%
Sep 30, 2024 -227.07%
Jun 30, 2024 481.17%
Mar 31, 2024 506.00%
Dec 31, 2023 -57.16%
Sep 30, 2023 1,053.30%
Jun 30, 2023 529.96%
Mar 31, 2023 292.53%
Dec 31, 2022 58.61%
Sep 30, 2022 316.36%
Jun 30, 2022 669.45%
Mar 31, 2022 83.68%
Dec 31, 2021 38.07%
Sep 30, 2021 425.25%
API Access

Choiceone Financial Services FCF Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=fcf-margin&ticker=COFS&period=max&api_key=YOUR_API_KEY