Capital One Financial (COF) Return on Assets [ROA] (2010 - 2026)
Capital One Financial's Return on Assets [ROA] came in at 1.55% for Q2 2026, up 1.07 percentage points from the prior quarter.
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Analysis
Capital One Financial (COF) Return on Assets [ROA] (2010 - 2026) Analysis & Trends
For FY2025, Capital One Financial's Return on Assets [ROA] was 0.42%, down 0.56 percentage points from FY2024.
- Return on Assets [ROA] has declined in each of the last four years, with a five-year change of -0.25 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 0.98% in FY2024 (-0.07 pp), 1.05% in FY2023 (-0.61 pp), 1.66% in FY2022 (-1.24 pp) and 2.90% in FY2021 (+2.23 pp).
- The Q2 2026 figure represents the highest quarterly Return on Assets [ROA] since Q4 2022.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q3 2021 (a gain of 2.64 percentage points), and the weakest in Q1 2023 (a drop of 1.37 percentage points).
- Business Quant data shows COF's Return on Assets [ROA] at 0.48% (Q1 2026), 0.37% (Q4 2025) and 0.21% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 1.31% |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 0.93% |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 0.82% |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 0.93% |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 1.23% |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 1.03% |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 1.03% |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 0.52% |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 3.96% |
| 10 | Capital One Financial | 123.02 Bn | 123.02 Bn | - | 1.61% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.61% |
| Jun 30, 2026 | 1.55% |
| Mar 31, 2026 | 0.48% |
| Dec 31, 2025 | 0.37% |
| Sep 30, 2025 | 0.21% |
| Mar 31, 2025 | 0.99% |
| Dec 31, 2024 | 0.97% |
| Sep 30, 2024 | 0.90% |
| Jun 30, 2024 | 0.91% |
| Mar 31, 2024 | 1.08% |
| Dec 31, 2023 | 1.03% |
| Sep 30, 2023 | 1.15% |
| Jun 30, 2023 | 1.13% |
| Mar 31, 2023 | 1.28% |
| Dec 31, 2022 | 1.64% |
| Sep 30, 2022 | 1.93% |
| Jun 30, 2022 | 2.28% |
| Mar 31, 2022 | 2.65% |
| Dec 31, 2021 | 2.89% |
| Sep 30, 2021 | 2.95% |
API Access
Capital One Financial Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();