Capital One Financial (COF) Provision for Losses (2009 - 2026)
Capital One Financial's Provision for Losses came in at $2.99 billion for Q2 2026, down 73.8% from $11.43 billion a year earlier and down 26.5% from the prior quarter.
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Analysis
Capital One Financial (COF) Provision for Losses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Capital One Financial reported Provision for Losses of $13.91 billion, down 26.5% year-over-year; for FY2025, it came in at $20.66 billion, up 76.3% from FY2024.
- Provision for Losses has increased in each of the last three years, with a five-year compound annual growth rate of 15.0% (FY2020 to FY2025).
- Going back by year, Provision for Losses was $11.72 billion in FY2024 (+12.4%), $10.43 billion in FY2023 (+78.3%), $5.85 billion in FY2022 and -$1.94 billion in FY2021.
- The five-year range for quarterly Provision for Losses is -$342 million (Q3 2021) to $11.43 billion (Q2 2025).
- Year-over-year, Provision for Losses increased in five of the last eight quarters, with growth averaging 30.7%.
- The fastest year-over-year change in Provision for Losses over five years came in Q4 2022 (growth of 534.1%), and the weakest in Q2 2026 (a decline of 73.8%).
- Business Quant data shows COF's Provision for Losses at $4.07 billion (Q1 2026), $4.14 billion (Q4 2025) and $2.71 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 1.40 Bn |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | - |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 717.20 Mn |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 1.03 Bn |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | - |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | - |
| 10 | Capital One Financial | 126.74 Bn | 126.74 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.99 Bn |
| Mar 31, 2026 | 4.07 Bn |
| Dec 31, 2025 | 4.14 Bn |
| Sep 30, 2025 | 2.71 Bn |
| Jun 30, 2025 | 11.43 Bn |
| Mar 31, 2025 | 2.37 Bn |
| Dec 31, 2024 | 2.64 Bn |
| Sep 30, 2024 | 2.48 Bn |
| Jun 30, 2024 | 3.91 Bn |
| Mar 31, 2024 | 2.68 Bn |
| Dec 31, 2023 | 2.86 Bn |
| Sep 30, 2023 | 2.28 Bn |
| Jun 30, 2023 | 2.49 Bn |
| Mar 31, 2023 | 2.80 Bn |
| Dec 31, 2022 | 2.42 Bn |
| Sep 30, 2022 | 1.67 Bn |
| Jun 30, 2022 | 1.09 Bn |
| Mar 31, 2022 | 677.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | -342.00 Mn |
API Access
Capital One Financial Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();