Capital One Financial COF
NYSE COF
$202.31 +0.32 (+0.16%)
At close: Sep 18, 2026 · 4:00 PM EDT

Capital One Financial (COF) Payout Ratio (2009 - 2026)

Capital One Financial's (COF) quarterly Payout Ratio came in at 0.17 in Q2 2026, up 290.55% year-over-year from 0.04 in Q2 2025, and down 29.38% quarter-over-quarter from 0.24 in Q1 2026.

Analysis

Capital One Financial (COF) Payout Ratio (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Payout Ratio for 18 consecutive years, with 0.17 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Payout Ratio rose 290.55% year-over-year to 0.17 in Q2 2026; TTM through Jun 2026 was 0.19, a 105.16% increase from a year earlier, with the FY2025 full-year figure at 0.7, up 231.51% from the prior year.
  • Payout Ratio was 0.17 for Q2 2026 at Capital One Financial, down from 0.24 in the prior quarter.
  • Over five years, Payout Ratio peaked at 0.44 in Q2 2024 and troughed at 0.09 in Q2 2025.
  • A 5-year average of 0.19 and a median of 0.17 in 2023 frame the typical range for Payout Ratio.
  • Across the five-year window, Payout Ratio tumbled 120.46% in 2025 and surged 290.55% in 2026, its largest moves.
  • Over 5 years, Payout Ratio stood at 0.2 in 2022, then soared by 83.26% to 0.36 in 2023, then plunged by 37.74% to 0.23 in 2024, then increased by 8.42% to 0.25 in 2025, then tumbled by 30.78% to 0.17 in 2026.
  • The last three Payout Ratio figures came in at 0.17 (Q2 2026), 0.24 (Q1 2026), and 0.25 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn -
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn -
4 Goldman Sachs 274.43 Bn -701.92 Bn -
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn
6 Wells Fargo & Company 260.84 Bn 59.01 Bn -
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn -
10 Capital One Financial 124.11 Bn 69.40 Bn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.17
Mar 31, 2026 0.24
Dec 31, 2025 0.25
Sep 30, 2025 0.13
Jun 30, 2025 -0.09
Mar 31, 2025 0.18
Dec 31, 2024 0.23
Sep 30, 2024 0.14
Jun 30, 2024 0.44
Mar 31, 2024 0.20
Dec 31, 2023 0.36
Sep 30, 2023 0.14
Jun 30, 2023 0.17
Mar 31, 2023 0.26
Dec 31, 2022 0.20
Sep 30, 2022 0.14
Jun 30, 2022 0.12
Mar 31, 2022 0.11
Dec 31, 2021 0.11
Sep 30, 2021 0.18