Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetNon-Current DebtOperating LeasesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - Held-to-maturitySecurities - TradableShareholder's EquityShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
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Ratios

Chemung Financial (CHMG) Loans - Loss Allowance (2016 - 2025)

Chemung Financial (CHMG) has disclosed Loans - Loss Allowance for 10 consecutive years, with $24.2 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 13.19% to $24.2 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $24.2 million through Dec 2025, up 13.19% year-over-year, with the annual reading at $24.2 million for FY2025, 13.19% up from the prior year.
  • Loans - Loss Allowance for Q4 2025 was $24.2 million at Chemung Financial, up from $23.6 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $24.2 million in Q4 2025, with the low at $17.5 million in Q2 2022.
  • Average Loans - Loss Allowance over 5 years is $21.0 million, with a median of $20.9 million recorded in 2021.
  • The sharpest move saw Loans - Loss Allowance fell 20.3% in 2021, then rose 15.37% in 2023.
  • Over 5 years, Loans - Loss Allowance stood at $21.0 million in 2021, then dropped by 6.5% to $19.7 million in 2022, then increased by 14.54% to $22.5 million in 2023, then fell by 5.01% to $21.4 million in 2024, then increased by 13.19% to $24.2 million in 2025.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods came in at $24.2 million, $23.6 million, and $22.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.