Community Banking was C & F Financial’s largest segment in fiscal 2025, bringing in $99.21M of $141.02M (70%).
| Segment | FY 2010 | FY 2011 | FY 2012 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|
| Community Banking | $86.29M | $90.67M | $89.28M | $99.21M | ||||
| Retail Banking | — | — | — | — | ||||
| An Operating Segment Is A Component Of An Enterprise: (A) That Engages In Business Activities From Which It May Earn Revenues & Incur Expenses (Including Revenues And Expenses Relating To Transactions With Other Components Of The Same Enterprise), (B) Whose Operating Results Are Regularly Reviewed By The Enterprise'S Chief Operating Decision Maker To Make Decisions About Resources To Be Allocated To The Segment And Assess Its Performance, And (C) For Which Discrete Financial Information Is Available. An Operating Segment, May Engage In Business Activities For Which It Has Yet To Earn Revenues, For Example, Start-Up Operations May Be Operating Segments Before Earning Revenues | — | — | — | — | ||||
| Consumer | — | — | — | — | ||||
| Consumer Finance | $28.37M | $25.40M | $27.05M | $26.91M | ||||
| Mortgage Banking | $14.19M | $11.28M | $12.12M | $15.83M | ||||
| Other Operating | — | $11.00K | -$958.00K | -$937.00K | ||||
| Other | -$5.59M | — | — | — | ||||
| Eliminations | — | — | — | — | ||||
| Elimination | — | — | — | — | ||||
| Total | $123.26M | $127.36M | $127.50M | $141.02M |
C & F Financial brought in $141.02M from its four segments in fiscal 2025, the year ended December 31, 2025. That was up 10.6% from $127.50M in fiscal 2024. Community Banking was the largest at $99.21M (70.4%), ahead of Consumer Finance at $26.91M (19.1%) and Mortgage Banking at $15.83M (11.2%).
Compared with fiscal 2024, Mortgage Banking grew fastest, up 30.5% to $15.83M, while Consumer Finance fell the most, down 0.5% to $26.91M.
C & F Financial began breaking out Other Operating in fiscal 2023, when it brought in $11.00K. The total is net of Other Operating, which took $937.00K off revenue in fiscal 2025.
C & F Financial (CFFI) reports its revenue by segment. In fiscal 2025, Community Banking was its largest segment, bringing in $99.21M (70.4% of the total), followed by Consumer Finance at $26.91M (19.1%).
Community Banking was C & F Financial's largest segment in fiscal 2025, bringing in $99.21M, or 70.4% of the $141.02M total across its four segments.
Among C & F Financial's segments that make up at least 2% of revenue, Mortgage Banking grew fastest in fiscal 2025, up 30.5% from $12.12M to $15.83M.
Every figure comes from C & F Financial's annual financial filings, as reported. Each line keeps the name C & F Financial gives it, and years follow its fiscal calendar.
C & F Financial's revenue by segment goes back to fiscal 2010, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.