Capital City Bank (CCBG) Net Margin (2011 - 2026)
Capital City Bank's Net Margin was 26.31% in Q3 2026, up 2.10 percentage points from 24.21% a year earlier and up 1.19 percentage points from the prior quarter.
Capital City Bank (CCBG) Net Margin (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, Capital City Bank's Net Margin was 24.56% through Sep 30, 2026, up 0.23 percentage points year-over-year; for FY2025, it was 24.23%, up 1.71 percentage points from FY2024.
- Net Margin shows a five-year change of +9.37 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 22.53% in FY2024 (-0.14 pp), 22.66% in FY2023 (+5.97 pp), 16.69% in FY2022 (+0.82 pp) and 15.87% in FY2021 (+1.01 pp).
- The Q3 2026 figure marks the highest quarterly Net Margin since Q1 2025.
- Compared with a year earlier, Net Margin was higher in five of the last eight quarters, with an average year-over-year change of +1.15 percentage points.
- The best year-over-year quarter for Net Margin over five years was Q2 2023 (a gain of 8.79 percentage points); the worst was Q1 2022 (a drop of 18.68 percentage points).
- Per Business Quant data, CCBG's Net Margin in the three quarters before Q3 2026 was 25.12% (Q2 2026), 25.21% (Q1 2026) and 21.60% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Capital City Bank | 878.77 Mn | 869.26 Mn | - | 26.31% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 26.31% |
| Jun 30, 2026 | 25.12% |
| Mar 31, 2026 | 25.21% |
| Dec 31, 2025 | 21.60% |
| Sep 30, 2025 | 24.21% |
| Jun 30, 2025 | 23.80% |
| Mar 31, 2025 | 27.43% |
| Dec 31, 2024 | 21.87% |
| Sep 30, 2024 | 21.96% |
| Jun 30, 2024 | 24.03% |
| Mar 31, 2024 | 22.24% |
| Dec 31, 2023 | 20.81% |
| Sep 30, 2023 | 22.59% |
| Jun 30, 2023 | 23.58% |
| Mar 31, 2023 | 23.57% |
| Dec 31, 2022 | 18.00% |
| Sep 30, 2022 | 18.50% |
| Jun 30, 2022 | 14.79% |
| Mar 31, 2022 | 15.15% |
| Dec 31, 2021 | 12.90% |
Capital City Bank Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CCBG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CCBG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CCBG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();