Commerce Bancshares (CBSH) Loans - Loss Allowance (2009 - 2026)
Commerce Bancshares (CBSH) posted Loans - Loss Allowance of $195.4 million for Q2 2026, down 1.63% on a QoQ basis from $198.6 million in Q1 2026, and up 18.22% year-over-year from $165.3 million in Q2 2025.
Analysis
Commerce Bancshares (CBSH) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Commerce Bancshares has reported Loans - Loss Allowance for 18 years, with the latest figure at $195.4 million in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance rose 18.22% year-over-year to $195.4 million in Q2 2026; TTM through Jun 2026 was $195.4 million, a 18.22% increase from a year earlier, with the FY2025 full-year figure at $179.5 million, up 10.28% from the prior year.
- Loans - Loss Allowance was $195.4 million for Q2 2026 at Commerce Bancshares, down from $198.6 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $198.6 million in Q1 2026, with the low at $134.7 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $162.9 million, with a median of $161.5 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2026: Loans - Loss Allowance slumped 32.82% in 2022, then grew 18.9% in 2026.
- Over 5 years, Loans - Loss Allowance stood at $150.1 million in 2022, then increased by 8.17% to $162.4 million in 2023, then increased by 0.21% to $162.7 million in 2024, then grew by 10.28% to $179.5 million in 2025, then increased by 8.86% to $195.4 million in 2026.
- The last three Loans - Loss Allowance figures came in at $195.4 million (Q2 2026), $198.6 million (Q1 2026), and $179.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.49 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.48 Bn |
| 10 | Commerce Bancshares | 16.47 Bn | 16.28 Bn | - | 195.38 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 195.38 Mn |
| Mar 31, 2026 | 198.61 Mn |
| Dec 31, 2025 | 179.47 Mn |
| Sep 30, 2025 | 175.67 Mn |
| Jun 30, 2025 | 165.26 Mn |
| Mar 31, 2025 | 167.03 Mn |
| Dec 31, 2024 | 162.74 Mn |
| Sep 30, 2024 | 160.84 Mn |
| Jun 30, 2024 | 158.56 Mn |
| Mar 31, 2024 | 160.47 Mn |
| Dec 31, 2023 | 162.40 Mn |
| Sep 30, 2023 | 162.24 Mn |
| Jun 30, 2023 | 158.69 Mn |
| Mar 31, 2023 | 159.32 Mn |
| Dec 31, 2022 | 150.14 Mn |
| Sep 30, 2022 | 143.38 Mn |
| Jun 30, 2022 | 138.04 Mn |
| Mar 31, 2022 | 134.71 Mn |
| Dec 31, 2021 | 150.04 Mn |
| Sep 30, 2021 | 162.78 Mn |