Credit Acceptance (CACC) Loans - Net (2010 - 2026)
Credit Acceptance (CACC) posted Loans - Net of $8.13 billion for Q3 2026, up 1.9% from $7.98 billion a year earlier and up 2.1% from the prior quarter.
Credit Acceptance (CACC) Loans - Net (2010 - 2026) Analysis & Trends
At the end of FY2025, Credit Acceptance's Loans - Net came in at $7.91 billion, up 0.8% from FY2024.
- Annual Loans - Net has increased for three consecutive years, with a five-year compound annual growth rate of 3.1% (FY2020 to FY2025).
- In prior years, Credit Acceptance's Loans - Net was $7.85 billion in FY2024 (+12.9%), $6.96 billion in FY2023 (+10.4%), $6.3 billion in FY2022 (-0.6%) and $6.34 billion in FY2021 (-6.7%).
- The Q3 2026 figure stands as the highest quarterly Loans - Net in data going back to Q4 2010.
- On a year-over-year basis, Loans - Net increased in six of the last eight quarters, with growth averaging 4.0%.
- The strongest year-over-year quarter for Loans - Net in the past five years was Q3 2024, with growth of 14.8%; the weakest was Q1 2022, with a decline of 8.0%.
- According to Business Quant data, Loans - Net for the three prior quarters was $7.96 billion (Q2 2026), $7.96 billion (Q1 2026) and $7.91 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 4,106.30 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | - |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 93.01 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 9.48 Bn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 6.87 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn | 8.13 Bn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.13 Bn |
| Jun 30, 2026 | 7.96 Bn |
| Mar 31, 2026 | 7.96 Bn |
| Dec 31, 2025 | 7.91 Bn |
| Sep 30, 2025 | 7.98 Bn |
| Jun 30, 2025 | 8.00 Bn |
| Mar 31, 2025 | 7.98 Bn |
| Dec 31, 2024 | 7.85 Bn |
| Sep 30, 2024 | 7.78 Bn |
| Jun 30, 2024 | 7.55 Bn |
| Mar 31, 2024 | 7.35 Bn |
| Dec 31, 2023 | 6.96 Bn |
| Sep 30, 2023 | 6.78 Bn |
| Jun 30, 2023 | 6.61 Bn |
| Mar 31, 2023 | 6.50 Bn |
| Dec 31, 2022 | 6.30 Bn |
| Sep 30, 2022 | 6.31 Bn |
| Jun 30, 2022 | 6.32 Bn |
| Mar 31, 2022 | 6.33 Bn |
| Dec 31, 2021 | 6.34 Bn |
Credit Acceptance Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();