Credit Acceptance (CACC) Research & Development (2010 - 2026)
Credit Acceptance's (CACC) quarterly Research & Development came in at $29.9 million in Q2 2026, up 12.41% year-over-year from $26.6 million in Q2 2025, and up 7.55% quarter-over-quarter from $27.8 million in Q1 2026.
Analysis
Credit Acceptance (CACC) Research & Development (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed Research & Development across 17 years of filings, most recently posting $29.9 million for Q2 2026.
- In Q2 2026, Research & Development rose 12.41% year-over-year to $29.9 million; the TTM figure through Jun 2026 stood at $107.7 million (up 11.61% YoY), while the FY2025 annual figure was $101.4 million, up 7.42% from the prior year.
- Research & Development came in at $29.9 million for Q2 2026 at Credit Acceptance, up from $27.8 million in the prior quarter.
- In the past five years, Research & Development ranged from a high of $29.9 million in Q2 2026 to a low of $17.7 million in Q4 2022.
- Average Research & Development over 5 years is $23.4 million, with a median of $23.5 million recorded in 2024.
- Year-over-year, Research & Development surged 38.42% in 2023 and declined 3.42% in 2024.
- Over 5 years, Research & Development stood at $17.7 million in 2022, then rose by 17.51% to $20.8 million in 2023, then advanced by 5.77% to $22.0 million in 2024, then grew by 14.55% to $25.2 million in 2025, then grew by 18.65% to $29.9 million in 2026.
- Per Business Quant data, the three most recent Research & Development figures were $29.9 million in Q2 2026, $27.8 million in Q1 2026, and $25.2 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 248.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 92.40 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 29.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 80.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 16.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.90 Mn |
| Mar 31, 2026 | 27.80 Mn |
| Dec 31, 2025 | 25.20 Mn |
| Sep 30, 2025 | 24.80 Mn |
| Jun 30, 2025 | 26.60 Mn |
| Mar 31, 2025 | 24.80 Mn |
| Dec 31, 2024 | 22.00 Mn |
| Sep 30, 2024 | 23.10 Mn |
| Jun 30, 2024 | 25.40 Mn |
| Mar 31, 2024 | 23.90 Mn |
| Dec 31, 2023 | 20.80 Mn |
| Sep 30, 2023 | 22.50 Mn |
| Jun 30, 2023 | 26.30 Mn |
| Mar 31, 2023 | 22.10 Mn |
| Dec 31, 2022 | 17.70 Mn |
| Sep 30, 2022 | 19.70 Mn |
| Jun 30, 2022 | 19.00 Mn |
| Mar 31, 2022 | 19.20 Mn |
| Dec 31, 2021 | 16.90 Mn |
| Sep 30, 2021 | 16.30 Mn |