Credit Acceptance (CACC) Research & Development (2010 - 2026)

Credit Acceptance (CACC) posted Research & Development of $25.2 million for Q4 2025, up 1.61% sequentially from $24.8 million in Q3 2025, and up 14.55% YoY from $22.0 million in Q4 2024.

Credit Acceptance (CACC) Research & Development (2010 - 2026) Analysis & Trends

Credit Acceptance has reported Research & Development for 16 years, with the latest figure at $25.2 million in Q4 2025.

  • Quarterly Research & Development rose 14.55% year-over-year to $25.2 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $101.4 million (up 7.42% YoY) and the FY2025 annual result came in at $101.4 million, up 7.42% from the prior year.
  • Research & Development rose to $25.2 million in Q4 2025 per CACC's latest filing, from $24.8 million in the prior quarter.
  • Over five years, Research & Development peaked at $26.6 million in Q2 2025 and troughed at $14.9 million in Q2 2021.
  • A 5-year average of $21.4 million and a median of $22.0 million in 2023 frame the typical range for Research & Development.
  • The sharpest annual moves came in 2021 and 2023: Research & Development fell 18.13% in 2021, then soared 38.42% in 2023.
  • Over 5 years, Research & Development stood at $16.9 million in 2021, then grew by 4.73% to $17.7 million in 2022, then advanced by 17.51% to $20.8 million in 2023, then grew by 5.77% to $22.0 million in 2024, then rose by 14.55% to $25.2 million in 2025.
  • According to Business Quant data, Research & Development over the past three periods registered $25.2 million, $24.8 million, and $26.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 280.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.76 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 489.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 849.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 248.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 72.85 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 335.54 Mn
10 Credit Acceptance 6.11 Bn 5.62 Bn 569.30 Mn 29.90 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 29.90 Mn
Dec 31, 2025 25.20 Mn
Sep 30, 2025 24.80 Mn
Jun 30, 2025 26.60 Mn
Mar 31, 2025 24.80 Mn
Dec 31, 2024 22.00 Mn
Sep 30, 2024 23.10 Mn
Jun 30, 2024 25.40 Mn
Mar 31, 2024 23.90 Mn
Dec 31, 2023 20.80 Mn
Sep 30, 2023 22.50 Mn
Jun 30, 2023 26.30 Mn
Mar 31, 2023 22.10 Mn
Dec 31, 2022 17.70 Mn
Sep 30, 2022 19.70 Mn
Jun 30, 2022 19.00 Mn
Mar 31, 2022 19.20 Mn
Dec 31, 2021 16.90 Mn
Sep 30, 2021 16.30 Mn
Jun 30, 2021 14.90 Mn