Credit Acceptance (CACC) Research & Development (2010 - 2026)
Credit Acceptance (CACC) posted Research & Development of $25.2 million for Q4 2025, up 1.61% sequentially from $24.8 million in Q3 2025, and up 14.55% YoY from $22.0 million in Q4 2024.
Analysis
Credit Acceptance (CACC) Research & Development (2010 - 2026) Analysis & Trends
Credit Acceptance has reported Research & Development for 16 years, with the latest figure at $25.2 million in Q4 2025.
- Quarterly Research & Development rose 14.55% year-over-year to $25.2 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $101.4 million (up 7.42% YoY) and the FY2025 annual result came in at $101.4 million, up 7.42% from the prior year.
- Research & Development rose to $25.2 million in Q4 2025 per CACC's latest filing, from $24.8 million in the prior quarter.
- Over five years, Research & Development peaked at $26.6 million in Q2 2025 and troughed at $14.9 million in Q2 2021.
- A 5-year average of $21.4 million and a median of $22.0 million in 2023 frame the typical range for Research & Development.
- The sharpest annual moves came in 2021 and 2023: Research & Development fell 18.13% in 2021, then soared 38.42% in 2023.
- Over 5 years, Research & Development stood at $16.9 million in 2021, then grew by 4.73% to $17.7 million in 2022, then advanced by 17.51% to $20.8 million in 2023, then grew by 5.77% to $22.0 million in 2024, then rose by 14.55% to $25.2 million in 2025.
- According to Business Quant data, Research & Development over the past three periods registered $25.2 million, $24.8 million, and $26.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 280.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.76 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 489.00 Mn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 849.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 92.40 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 248.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 392.40 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | Credit Acceptance | 6.17 Bn | 5.68 Bn | 569.30 Mn | 29.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.90 Mn |
| Dec 31, 2025 | 25.20 Mn |
| Sep 30, 2025 | 24.80 Mn |
| Jun 30, 2025 | 26.60 Mn |
| Mar 31, 2025 | 24.80 Mn |
| Dec 31, 2024 | 22.00 Mn |
| Sep 30, 2024 | 23.10 Mn |
| Jun 30, 2024 | 25.40 Mn |
| Mar 31, 2024 | 23.90 Mn |
| Dec 31, 2023 | 20.80 Mn |
| Sep 30, 2023 | 22.50 Mn |
| Jun 30, 2023 | 26.30 Mn |
| Mar 31, 2023 | 22.10 Mn |
| Dec 31, 2022 | 17.70 Mn |
| Sep 30, 2022 | 19.70 Mn |
| Jun 30, 2022 | 19.00 Mn |
| Mar 31, 2022 | 19.20 Mn |
| Dec 31, 2021 | 16.90 Mn |
| Sep 30, 2021 | 16.30 Mn |
| Jun 30, 2021 | 14.90 Mn |