Bread Financial Holdings, Inc. (BFH) EBIT (2009 - 2026)
Bread Financial Holdings (BFH) reported EBIT of $392 million for Q2 2026, down 0.5% from $394 million a year earlier and down 10.1% from the prior quarter.
Bread Financial Holdings, Inc. (BFH) EBIT (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bread Financial Holdings' EBIT came in at $1.48 billion, up 13.8% year-over-year; for FY2025, it came in at $1.47 billion, up 9.5% from FY2024.
- EBIT has a five-year compound annual growth rate of 10.6% (FY2020 to FY2025).
- By year, EBIT came in at $1.34 billion in FY2024 (-27.4%), $1.85 billion in FY2023 (+130.0%), $803 million in FY2022 (-43.7%) and $1.43 billion in FY2021 (+60.6%).
- Five-year quarterly EBIT spans a low of -$13 million in Q4 2022 and a high of $856 million in Q1 2023.
- Year over year, EBIT gained in three of the last eight quarters, with growth averaging 0.2%.
- The high point for year-over-year EBIT in five years was Q2 2023 (growth of 162.2%); the low point was Q2 2022 (a decline of 76.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $436 million (Q1 2026), $246 million (Q4 2025) and $406 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 392.00 Mn |
| Mar 31, 2026 | 436.00 Mn |
| Dec 31, 2025 | 246.00 Mn |
| Sep 30, 2025 | 406.00 Mn |
| Jun 30, 2025 | 394.00 Mn |
| Mar 31, 2025 | 422.00 Mn |
| Dec 31, 2024 | 204.00 Mn |
| Sep 30, 2024 | 280.00 Mn |
| Jun 30, 2024 | 421.00 Mn |
| Mar 31, 2024 | 436.00 Mn |
| Dec 31, 2023 | 256.00 Mn |
| Sep 30, 2023 | 444.00 Mn |
| Jun 30, 2023 | 291.00 Mn |
| Mar 31, 2023 | 856.00 Mn |
| Dec 31, 2022 | -13.00 Mn |
| Sep 30, 2022 | 322.00 Mn |
| Jun 30, 2022 | 111.00 Mn |
| Mar 31, 2022 | 381.00 Mn |
| Dec 31, 2021 | 149.00 Mn |
| Sep 30, 2021 | 382.80 Mn |
Bread Financial Holdings, Inc. EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit&ticker=BFH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();