Synchrony Financial (SYF) Change in Net Loans (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Change in Net Loans data on file, last reported at -$2.4 billion in Q1 2026.

• For the quarter ending Q1 2026, Change in Net Loans rose 31.21% year-over-year to -$2.4 billion; the trailing twelve-month figure through Mar 2026 stood at $5.7 billion (changed 0.42% YoY), and the FY2025 full-year result was $4.6 billion, down 39.2% from the prior year.
• Change in Net Loans for Q1 2026 stood at -$2.4 billion, down from $4.8 billion in the prior quarter.
• Across five years, Change in Net Loans topped out at $6.7 billion in Q4 2022 and bottomed at -$3.4 billion in Q1 2025.
• The 5-year median for Change in Net Loans is $2.6 billion (2024), against an average of $2.3 billion.
• The widest annual swing landed in 2023, when Change in Net Loans jumped 116.54%; it then sank 742.74% in 2024.
• A 5-year view of Change in Net Loans shows it stood at $6.7 billion in 2022, then slipped by 9.37% to $6.1 billion in 2023, then tumbled by 33.95% to $4.0 billion in 2024, then gained by 18.8% to $4.8 billion in 2025, then tumbled by 149.24% to -$2.4 billion in 2026.
• The last three Change in Net Loans figures came in at -$2.4 billion (Q1 2026), $4.8 billion (Q4 2025), and $1.4 billion (Q3 2025), per Business Quant data.