Synchrony Financial (SYF) Change in Net Loans (2013 - 2026)

Synchrony Financial (SYF) has reported Change in Net Loans for 14 consecutive years, with $2.8 billion the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Change in Net Loans rose 53.43% year-over-year to $2.8 billion; the trailing twelve-month figure through Jun 2026 stood at $6.6 billion (up 36.33% YoY), and the FY2025 full-year result was $4.6 billion, down 39.2% from the prior year.
• Change in Net Loans rose to $2.8 billion in Q2 2026 per SYF's latest filing, from -$2.4 billion in the prior quarter.
• Across five years, Change in Net Loans topped out at $6.7 billion in Q4 2022 and bottomed at -$3.4 billion in Q1 2025.
• Historically, Change in Net Loans has averaged $2.3 billion across 5 years, with a median of $2.7 billion in 2024.
• The sharpest annual moves came in 2023 and 2024: Change in Net Loans surged 116.54% in 2023, then plunged 742.74% in 2024.
• Over 5 years, Change in Net Loans stood at $6.7 billion in 2022, then dropped by 9.37% to $6.1 billion in 2023, then slumped by 33.95% to $4.0 billion in 2024, then advanced by 18.8% to $4.8 billion in 2025, then slumped by 41.66% to $2.8 billion in 2026.
• According to Business Quant data, Change in Net Loans over the past three periods registered $2.8 billion, -$2.4 billion, and $4.8 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.