Synchrony Financial (SYF) Change in Net Loans (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Change in Net Loans data on file, last reported at $2.8 billion in Q2 2026.

• Quarterly Change in Net Loans rose 53.43% year-over-year to $2.8 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $6.6 billion (up 36.33% YoY) and the FY2025 annual result came in at $4.6 billion, down 39.2% from the prior year.
• Change in Net Loans advanced to $2.8 billion in Q2 2026, from -$2.4 billion in the prior quarter.
• In the past five years, Change in Net Loans ranged from a high of $6.7 billion in Q4 2022 to a low of -$3.4 billion in Q1 2025.
• A 5-year average of $2.3 billion and a median of $2.7 billion in 2024 frame the typical range for Change in Net Loans.
• Annual changes were most pronounced in 2023 — Change in Net Loans jumped 116.54% — and 2024, when it tumbled 742.74%.
• Tracing SYF's Change in Net Loans over 5 years: stood at $6.7 billion in 2022, then decreased by 9.37% to $6.1 billion in 2023, then plunged by 33.95% to $4.0 billion in 2024, then rose by 18.8% to $4.8 billion in 2025, then plunged by 41.66% to $2.8 billion in 2026.
• The last three Change in Net Loans figures came in at $2.8 billion (Q2 2026), -$2.4 billion (Q1 2026), and $4.8 billion (Q4 2025), per Business Quant data.