Bread Financial Holdings (BFH-PB) Equity Ratio (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Equity Ratio of 0.15 in Q1 2026, up 1.53% quarter-over-quarter from 0.15 in Q4 2025, and up 8.74% on a YoY basis from 0.14 in Q1 2025.

Bread Financial Holdings (BFH-PB) Equity Ratio (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Equity Ratio history runs 18 years deep, the most recent figure standing at 0.15 for Q1 2026.

  • In Q1 2026, Equity Ratio rose 8.74% year-over-year to 0.15; the TTM figure through Mar 2026 stood at 0.15 (up 8.74% YoY), while the FY2025 annual figure was 0.15, up 10.14% from the prior year.
  • Equity Ratio was 0.15 for Q1 2026 at Bread Financial Holdings, up from 0.15 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.15 in Q3 2025 to a low of 0.09 in Q4 2022.
  • Historically, Equity Ratio has averaged 0.13 across 5 years, with a median of 0.13 in 2024.
  • The sharpest annual moves came in 2022 and 2023: Equity Ratio fell 7.06% in 2022, then jumped 41.45% in 2023.
  • A 5-year view of Equity Ratio shows it stood at 0.09 in 2022, then jumped by 41.45% to 0.13 in 2023, then gained by 5.7% to 0.13 in 2024, then advanced by 10.14% to 0.15 in 2025, then increased by 1.53% to 0.15 in 2026.
  • The last three Equity Ratio figures came in at 0.15 (Q1 2026), 0.15 (Q4 2025), and 0.15 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Bread Financial Holdings - - 983.00 Mn 0.15

Historic Data

Download Data
DateValue
Mar 31, 2026 0.15
Dec 31, 2025 0.15
Sep 30, 2025 0.15
Jun 30, 2025 0.15
Mar 31, 2025 0.14
Dec 31, 2024 0.13
Sep 30, 2024 0.14
Jun 30, 2024 0.14
Mar 31, 2024 0.14
Dec 31, 2023 0.13
Sep 30, 2023 0.13
Jun 30, 2023 0.13
Mar 31, 2023 0.12
Dec 31, 2022 0.09
Sep 30, 2022 0.11
Jun 30, 2022 0.10
Mar 31, 2022 0.11
Dec 31, 2021 0.10
Sep 30, 2021 0.10
Jun 30, 2021 0.09