Growth Metrics

Bread Financial Holdings (BFH-PA) Equity Ratio (2016 - 2025)

Bread Financial Holdings has reported Equity Ratio over the past 17 years, most recently at 0.15 for Q4 2025.

  • Quarterly results put Equity Ratio at 0.15 for Q4 2025, up 10.14% from a year ago — trailing twelve months through Dec 2025 was 0.15 (up 10.14% YoY), and the annual figure for FY2025 was 0.15, up 10.14%.
  • Equity Ratio for Q4 2025 was 0.15 at Bread Financial Holdings, down from 0.15 in the prior quarter.
  • Over the last five years, Equity Ratio for BFH-PA hit a ceiling of 0.15 in Q3 2025 and a floor of 0.08 in Q1 2021.
  • Median Equity Ratio over the past 5 years was 0.13 (2023), compared with a mean of 0.12.
  • Biggest five-year swings in Equity Ratio: skyrocketed 85.96% in 2021 and later decreased 7.06% in 2022.
  • Bread Financial Holdings' Equity Ratio stood at 0.1 in 2021, then decreased by 7.06% to 0.09 in 2022, then surged by 41.45% to 0.13 in 2023, then increased by 5.7% to 0.13 in 2024, then rose by 10.14% to 0.15 in 2025.
  • The last three reported values for Equity Ratio were 0.15 (Q4 2025), 0.15 (Q3 2025), and 0.15 (Q2 2025) per Business Quant data.