Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025)

Banc Of California's (BANC) quarterly Interest Coverage Ratio came in at 1.64 in Q4 2025, up 19.56% year-on-year from 1.37 in Q4 2024, and up 8.11% quarter-over-quarter from 1.52 in Q3 2025.

Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025) Analysis & Trends

Banc Of California's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.64 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 19.56% year-over-year to 1.64 in Q4 2025; TTM through Dec 2025 was 1.45, a 23.99% increase from a year earlier, with the FY2025 full-year figure at 1.44, up 23.29% from the prior year.
  • Interest Coverage Ratio grew to 1.64 in Q4 2025 per BANC's latest filing, from 1.52 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 5.3 in Q1 2022 and bottomed at 4.28 in Q1 2023.
  • The 5-year median for Interest Coverage Ratio is 1.46 (2025), against an average of 1.53.
  • Across the five-year window, Interest Coverage Ratio soared 1083.69% in 2021 and tumbled 180.8% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 2.0 in 2021, then rose by 14.16% to 2.28 in 2022, then tumbled by 147.69% to 1.09 in 2023, then soared by 226.04% to 1.37 in 2024, then advanced by 19.56% to 1.64 in 2025.
  • Per Business Quant, the three latest BANC Interest Coverage Ratio figures stand at 1.64 (Q4 2025), 1.52 (Q3 2025), and 1.27 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Banc Of California 3.42 Bn 1.11 Bn - 1.64

Historic Data

Download Data
DateValue
Dec 31, 2025 1.64
Sep 30, 2025 1.52
Jun 30, 2025 1.27
Mar 31, 2025 1.40
Dec 31, 2024 1.37
Sep 30, 2024 1.05
Jun 30, 2024 1.19
Mar 31, 2024 1.12
Dec 31, 2023 -1.09
Sep 30, 2023 0.92
Jun 30, 2023 0.25
Mar 31, 2023 -4.28
Dec 31, 2022 2.28
Sep 30, 2022 1.67
Jun 30, 2022 2.13
Mar 31, 2022 5.30
Dec 31, 2021 2.00
Sep 30, 2021 4.61
Jun 30, 2021 3.61
Mar 31, 2021 2.56