Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025)

Banc Of California (BANC) recorded quarterly Interest Coverage Ratio of 1.6 in Q4 2025, up 5.71% quarter-over-quarter from 1.52 in Q3 2025, and up 16.91% on a YoY basis from 1.37 in Q4 2024.

Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025) Analysis & Trends

Banc Of California's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.6 for Q4 2025.

  • In Q4 2025, Interest Coverage Ratio rose 16.91% year-over-year to 1.6; the TTM figure through Dec 2025 stood at 1.45 (up 21.63% YoY), while the FY2025 annual figure was 1.45, up 21.63% from the prior year.
  • Interest Coverage Ratio was 1.6 for Q4 2025 at Banc Of California, up from 1.52 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.6 in Q1 2022 to a low of 4.28 in Q1 2023.
  • Historically, Interest Coverage Ratio has averaged 1.94 across 5 years, with a median of 1.47 in 2025.
  • The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio jumped 1083.69% in 2021, then tumbled 147.69% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 2.0 in 2021, then rose by 14.16% to 2.28 in 2022, then sank by 147.69% to 1.09 in 2023, then soared by 226.04% to 1.37 in 2024, then gained by 16.91% to 1.6 in 2025.
  • The last three Interest Coverage Ratio figures came in at 1.6 (Q4 2025), 1.52 (Q3 2025), and 1.27 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Banc Of California 3.22 Bn 913.11 Mn - 1.60

Historic Data

Download Data
DateValue
Dec 31, 2025 1.60
Sep 30, 2025 1.52
Jun 30, 2025 1.27
Mar 31, 2025 1.42
Dec 31, 2024 1.37
Sep 30, 2024 1.05
Jun 30, 2024 1.19
Mar 31, 2024 1.17
Dec 31, 2023 -1.09
Sep 30, 2023 0.92
Jun 30, 2023 0.25
Mar 31, 2023 -4.28
Dec 31, 2022 2.28
Sep 30, 2022 3.06
Jun 30, 2022 4.64
Mar 31, 2022 9.60
Dec 31, 2021 2.00
Sep 30, 2021 4.61
Jun 30, 2021 3.61
Mar 31, 2021 2.56