Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025)
Banc Of California's (BANC) quarterly Interest Coverage Ratio came in at 1.64 in Q4 2025, up 19.56% year-on-year from 1.37 in Q4 2024, and up 8.11% quarter-over-quarter from 1.52 in Q3 2025.
Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Banc Of California's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.64 for Q4 2025.
- On a quarterly basis, Interest Coverage Ratio rose 19.56% year-over-year to 1.64 in Q4 2025; TTM through Dec 2025 was 1.45, a 23.99% increase from a year earlier, with the FY2025 full-year figure at 1.44, up 23.29% from the prior year.
- Interest Coverage Ratio grew to 1.64 in Q4 2025 per BANC's latest filing, from 1.52 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.3 in Q1 2022 and bottomed at 4.28 in Q1 2023.
- The 5-year median for Interest Coverage Ratio is 1.46 (2025), against an average of 1.53.
- Across the five-year window, Interest Coverage Ratio soared 1083.69% in 2021 and tumbled 180.8% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 2.0 in 2021, then rose by 14.16% to 2.28 in 2022, then tumbled by 147.69% to 1.09 in 2023, then soared by 226.04% to 1.37 in 2024, then advanced by 19.56% to 1.64 in 2025.
- Per Business Quant, the three latest BANC Interest Coverage Ratio figures stand at 1.64 (Q4 2025), 1.52 (Q3 2025), and 1.27 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Banc Of California | 3.42 Bn | 1.11 Bn | - | 1.64 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.64 |
| Sep 30, 2025 | 1.52 |
| Jun 30, 2025 | 1.27 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.05 |
| Jun 30, 2024 | 1.19 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | -1.09 |
| Sep 30, 2023 | 0.92 |
| Jun 30, 2023 | 0.25 |
| Mar 31, 2023 | -4.28 |
| Dec 31, 2022 | 2.28 |
| Sep 30, 2022 | 1.67 |
| Jun 30, 2022 | 2.13 |
| Mar 31, 2022 | 5.30 |
| Dec 31, 2021 | 2.00 |
| Sep 30, 2021 | 4.61 |
| Jun 30, 2021 | 3.61 |
| Mar 31, 2021 | 2.56 |