Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025)
Banc Of California (BANC) recorded quarterly Interest Coverage Ratio of 1.6 in Q4 2025, up 5.71% quarter-over-quarter from 1.52 in Q3 2025, and up 16.91% on a YoY basis from 1.37 in Q4 2024.
Banc Of California (BANC) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Banc Of California's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.6 for Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 16.91% year-over-year to 1.6; the TTM figure through Dec 2025 stood at 1.45 (up 21.63% YoY), while the FY2025 annual figure was 1.45, up 21.63% from the prior year.
- Interest Coverage Ratio was 1.6 for Q4 2025 at Banc Of California, up from 1.52 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.6 in Q1 2022 to a low of 4.28 in Q1 2023.
- Historically, Interest Coverage Ratio has averaged 1.94 across 5 years, with a median of 1.47 in 2025.
- The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio jumped 1083.69% in 2021, then tumbled 147.69% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.0 in 2021, then rose by 14.16% to 2.28 in 2022, then sank by 147.69% to 1.09 in 2023, then soared by 226.04% to 1.37 in 2024, then gained by 16.91% to 1.6 in 2025.
- The last three Interest Coverage Ratio figures came in at 1.6 (Q4 2025), 1.52 (Q3 2025), and 1.27 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Banc Of California | 3.22 Bn | 913.11 Mn | - | 1.60 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.60 |
| Sep 30, 2025 | 1.52 |
| Jun 30, 2025 | 1.27 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.05 |
| Jun 30, 2024 | 1.19 |
| Mar 31, 2024 | 1.17 |
| Dec 31, 2023 | -1.09 |
| Sep 30, 2023 | 0.92 |
| Jun 30, 2023 | 0.25 |
| Mar 31, 2023 | -4.28 |
| Dec 31, 2022 | 2.28 |
| Sep 30, 2022 | 3.06 |
| Jun 30, 2022 | 4.64 |
| Mar 31, 2022 | 9.60 |
| Dec 31, 2021 | 2.00 |
| Sep 30, 2021 | 4.61 |
| Jun 30, 2021 | 3.61 |
| Mar 31, 2021 | 2.56 |