Banc Of California (BANC) Interest Coverage Ratio (2010 - 2026)
Banc Of California (BANC) posted quarterly Interest Coverage Ratio of 1.64 for Q4 2025, up 19.56% year-over-year from 1.37 in Q4 2024, and up 8.11% quarter-over-quarter from 1.52 in Q3 2025.
Banc Of California (BANC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Banc Of California's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.64 for Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 19.56% year-over-year to 1.64; the TTM figure through Dec 2025 stood at 1.45 (up 23.99% YoY), while the FY2025 annual figure was 1.44, up 23.29% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 1.64, up from 1.52 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.3 in Q1 2022, with the low at 4.28 in Q1 2023.
- The 5-year median for Interest Coverage Ratio is 1.46 (2025), against an average of 1.53.
- The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio soared 1083.69% in 2021, then slumped 180.8% in 2023.
- Banc Of California's Interest Coverage Ratio stood at 2.0 in 2021, then increased by 14.16% to 2.28 in 2022, then plunged by 147.69% to 1.09 in 2023, then surged by 226.04% to 1.37 in 2024, then gained by 19.56% to 1.64 in 2025.
- Business Quant data shows BANC's Interest Coverage Ratio at 1.64 in Q4 2025, 1.52 in Q3 2025, and 1.27 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Banc Of California | 2.91 Bn | 96.24 Mn | - | -1.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.58 |
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.64 |
| Sep 30, 2025 | 1.52 |
| Jun 30, 2025 | 1.27 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.05 |
| Jun 30, 2024 | 1.19 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | -1.09 |
| Sep 30, 2023 | 0.92 |
| Jun 30, 2023 | 0.25 |
| Mar 31, 2023 | -4.28 |
| Dec 31, 2022 | 2.28 |
| Sep 30, 2022 | 1.67 |
| Jun 30, 2022 | 2.13 |
| Mar 31, 2022 | 5.30 |
| Dec 31, 2021 | 2.00 |
| Sep 30, 2021 | 4.61 |