Banc Of California (BANC) Debt Ratio (2010 - 2025)

Banc Of California's (BANC) quarterly Debt Ratio came in at 0.06 in Q4 2025, up 42.94% year-on-year from 0.04 in Q4 2024, and up 0.61% quarter-over-quarter from 0.06 in Q3 2025.

Banc Of California (BANC) Debt Ratio (2010 - 2025) Analysis & Trends

Banc Of California's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.06 for Q4 2025.

  • On a quarterly basis, Debt Ratio rose 42.94% year-over-year to 0.06 in Q4 2025; TTM through Dec 2025 was 0.06, a 42.94% increase from a year earlier, with the FY2025 full-year figure at 0.06, up 42.94% from the prior year.
  • Debt Ratio improved to 0.06 in Q4 2025 per BANC's latest filing, from 0.06 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.17 in Q1 2023 and bottomed at 0.03 in Q2 2022.
  • The 5-year median for Debt Ratio is 0.05 (2024), against an average of 0.06.
  • Across the five-year window, Debt Ratio plunged 74.67% in 2021 and soared 197.3% in 2023, its largest moves.
  • Year by year, Debt Ratio stood at 0.03 in 2021, then soared by 46.48% to 0.04 in 2022, then soared by 76.58% to 0.08 in 2023, then sank by 45.08% to 0.04 in 2024, then jumped by 42.94% to 0.06 in 2025.
  • Per Business Quant, the three latest BANC Debt Ratio figures stand at 0.06 (Q4 2025), 0.06 (Q3 2025), and 0.06 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.10
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 0.07
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -23.62
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.03
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
7 NatWest 144.82 Bn -51.17 Bn - 0.09
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 Banc Of California 3.42 Bn 1.11 Bn - 0.06

Historic Data

Download Data
DateValue
Dec 31, 2025 0.06
Sep 30, 2025 0.06
Jun 30, 2025 0.06
Mar 31, 2025 0.05
Dec 31, 2024 0.04
Sep 30, 2024 0.05
Jun 30, 2024 0.04
Mar 31, 2024 0.06
Dec 31, 2023 0.08
Sep 30, 2023 0.11
Jun 30, 2023 0.03
Mar 31, 2023 0.17
Dec 31, 2022 0.04
Sep 30, 2022 0.08
Jun 30, 2022 0.03
Mar 31, 2022 0.06
Dec 31, 2021 0.03
Sep 30, 2021 0.03
Jun 30, 2021 0.03
Mar 31, 2021 0.03