Banc Of California (BANC) Debt Ratio (2010 - 2025)
Banc Of California's (BANC) quarterly Debt Ratio came in at 0.06 in Q4 2025, up 42.94% year-on-year from 0.04 in Q4 2024, and up 0.61% quarter-over-quarter from 0.06 in Q3 2025.
Banc Of California (BANC) Debt Ratio (2010 - 2025) Analysis & Trends
Banc Of California's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.06 for Q4 2025.
- On a quarterly basis, Debt Ratio rose 42.94% year-over-year to 0.06 in Q4 2025; TTM through Dec 2025 was 0.06, a 42.94% increase from a year earlier, with the FY2025 full-year figure at 0.06, up 42.94% from the prior year.
- Debt Ratio improved to 0.06 in Q4 2025 per BANC's latest filing, from 0.06 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.17 in Q1 2023 and bottomed at 0.03 in Q2 2022.
- The 5-year median for Debt Ratio is 0.05 (2024), against an average of 0.06.
- Across the five-year window, Debt Ratio plunged 74.67% in 2021 and soared 197.3% in 2023, its largest moves.
- Year by year, Debt Ratio stood at 0.03 in 2021, then soared by 46.48% to 0.04 in 2022, then soared by 76.58% to 0.08 in 2023, then sank by 45.08% to 0.04 in 2024, then jumped by 42.94% to 0.06 in 2025.
- Per Business Quant, the three latest BANC Debt Ratio figures stand at 0.06 (Q4 2025), 0.06 (Q3 2025), and 0.06 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 0.10 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 0.07 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -23.62 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 0.03 |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.00 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 0.09 |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 0.04 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 0.03 |
| 10 | Banc Of California | 3.42 Bn | 1.11 Bn | - | 0.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.06 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.17 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.03 |
| Mar 31, 2021 | 0.03 |