Banc Of California (BANC) Debt Ratio (2010 - 2025)

Banc Of California (BANC) recorded quarterly Debt Ratio of 0.03 in Q4 2025, down 2.06% quarter-over-quarter from 0.03 in Q3 2025, and down 2.5% on a YoY basis from 0.03 in Q4 2024.

Banc Of California (BANC) Debt Ratio (2010 - 2025) Analysis & Trends

Banc Of California's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.03 for Q4 2025.

  • In Q4 2025, Debt Ratio fell 2.5% year-over-year to 0.03; the TTM figure through Dec 2025 stood at 0.03 (down 2.5% YoY), while the FY2025 annual figure was 0.03, down 2.5% from the prior year.
  • Debt Ratio was 0.03 for Q4 2025 at Banc Of California, down from 0.03 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.17 in Q1 2023 to a low of 0.02 in Q4 2022.
  • Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.04 in 2024.
  • The sharpest annual moves came in 2021 and 2024: Debt Ratio surged 253.6% in 2021, then sank 84.94% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.05 in 2021, then tumbled by 58.5% to 0.02 in 2022, then climbed by 15.57% to 0.02 in 2023, then grew by 15.53% to 0.03 in 2024, then declined by 2.5% to 0.03 in 2025.
  • The last three Debt Ratio figures came in at 0.03 (Q4 2025), 0.03 (Q3 2025), and 0.03 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 Banc Of California 3.22 Bn 913.11 Mn - 0.03

Historic Data

Download Data
DateValue
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.02
Sep 30, 2023 0.11
Jun 30, 2023 0.12
Mar 31, 2023 0.17
Dec 31, 2022 0.02
Sep 30, 2022 0.08
Jun 30, 2022 0.05
Mar 31, 2022 0.06
Dec 31, 2021 0.05
Sep 30, 2021 0.05
Jun 30, 2021 0.06
Mar 31, 2021 0.08