KPIs & Operating Metrics(New)
Cash Flow Statement

Banc Of California (BANC) Debt Ratio (2010 - 2025)

Banc Of California's quarterly Debt Ratio came in at 0.03 in Q4 2025, down 2.5% year-on-year from 0.03 in Q4 2024, and down 2.06% quarter-over-quarter from 0.03 in Q3 2025.

Banc Of California has reported Debt Ratio for 16 years, with the latest figure at 0.03 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio fell 2.5% year-over-year to 0.03; the trailing twelve-month figure through Dec 2025 stood at 0.03 (down 2.5% YoY), and the FY2025 full-year result was 0.03, down 2.5% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.03, down from 0.03 in the prior quarter.
  • The five-year high for Debt Ratio was 0.17 in Q1 2023, with the low at 0.02 in Q4 2022.
  • Average Debt Ratio over 5 years is 0.05, with a median of 0.04 recorded in 2024.
  • Year-over-year, Debt Ratio jumped 253.6% in 2021 and sank 84.94% in 2024.
  • Tracing BANC's Debt Ratio over 5 years: stood at 0.05 in 2021, then slumped by 58.5% to 0.02 in 2022, then grew by 15.57% to 0.02 in 2023, then increased by 15.53% to 0.03 in 2024, then fell by 2.5% to 0.03 in 2025.
  • The last three Debt Ratio figures came in at 0.03 (Q4 2025), 0.03 (Q3 2025), and 0.03 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 Banc Of California 3.01 Bn 700.39 Mn - 0.03

Historic Data

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DateValue
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.02
Sep 30, 2023 0.11
Jun 30, 2023 0.12
Mar 31, 2023 0.17
Dec 31, 2022 0.02
Sep 30, 2022 0.08
Jun 30, 2022 0.05
Mar 31, 2022 0.06
Dec 31, 2021 0.05
Sep 30, 2021 0.05
Jun 30, 2021 0.06
Mar 31, 2021 0.08
Dec 31, 2020 0.07
Sep 30, 2020 0.07
Mar 31, 2020 0.02
Dec 31, 2019 0.15
Sep 30, 2019 0.19
Jun 30, 2019 0.19
Mar 31, 2019 0.09
Dec 31, 2018 0.14
Sep 30, 2018 0.16
Jun 30, 2018 0.17
Mar 31, 2018 0.18
Dec 31, 2017 0.16
Sep 30, 2017 0.00
Jun 30, 2017 0.01
Mar 31, 2017 0.10
Dec 31, 2016 0.01
Sep 30, 2016 0.07
Jun 30, 2016 0.09
Mar 31, 2016 0.12
Dec 31, 2015 0.11
Sep 30, 2015 0.11
Jun 30, 2015 0.05
Mar 31, 2015 0.00
Dec 31, 2014 0.11
Sep 30, 2014 0.07
Dec 31, 2013 0.07
Sep 30, 2012 0.05
Jun 30, 2012 0.11
Mar 31, 2012 0.03
Dec 31, 2011 0.02
Sep 30, 2011 0.02
Jun 30, 2011 0.03
Dec 31, 2010 0.09