Royal Bank Of Canada (RY) Retained Earnings (2009 - 2026)
Royal Bank Of Canada (RY) reported Retained Earnings of $74.21 billion for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 7.4% from $69.12 billion a year earlier and up 0.5% from the prior quarter.
Royal Bank Of Canada (RY) Retained Earnings (2009 - 2026) Analysis & Trends
At the end of FY2025 (ended Oct 31, 2025), Royal Bank Of Canada posted Retained Earnings of $69.24 billion, up 6.3% from FY2024.
- Retained Earnings has a five-year compound annual growth rate of 9.3% (FY2020 to FY2025).
- By fiscal year, Retained Earnings came in at $65.12 billion in FY2024 (+7.4%), $60.61 billion in FY2023 (-0.1%), $60.67 billion in FY2022 (+6.3%) and $57.1 billion in FY2021 (+28.3%).
- The fiscal Q3 2026 figure ranks as the highest quarterly Retained Earnings in data going back to fiscal Q1 2009.
- Year over year, Retained Earnings has now increased in each of the last 13 quarters, with growth averaging 8.6% over the last eight quarters.
- The high point for year-over-year Retained Earnings in five years was fiscal Q4 2021 (growth of 26.3%); the low point was fiscal Q2 2023 (a decline of 1.0%).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at $73.86 billion (Q2 2026), $71.53 billion (Q1 2026) and $69.88 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 237.23 Bn |
| 10 | American Express | 205.34 Bn | -2.83 Bn | - | 26.38 Bn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 74.21 Bn |
| Apr 30, 2026 | 73.86 Bn |
| Jan 31, 2026 | 71.53 Bn |
| Oct 31, 2025 | 69.88 Bn |
| Jul 31, 2025 | 69.12 Bn |
| Apr 30, 2025 | 65.35 Bn |
| Jan 31, 2025 | 63.93 Bn |
| Oct 31, 2024 | 64.89 Bn |
| Jul 31, 2024 | 62.85 Bn |
| Apr 30, 2024 | 61.79 Bn |
| Jan 31, 2024 | 60.69 Bn |
| Oct 31, 2023 | 60.26 Bn |
| Jul 31, 2023 | 61.44 Bn |
| Apr 30, 2023 | 59.36 Bn |
| Jan 31, 2023 | 58.10 Bn |
| Oct 31, 2022 | 58.75 Bn |
| Jul 31, 2022 | 59.45 Bn |
| Apr 30, 2022 | 59.95 Bn |
| Jan 31, 2022 | 58.10 Bn |
| Oct 31, 2021 | 57.11 Bn |
Royal Bank Of Canada Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=RY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();