Axos Financial (AX) Debt Ratio (2011 - 2026)

Axos Financial's (AX) quarterly Debt Ratio came in at 0.02 in Q1 2026, up 152.41% year-on-year from 0.01 in Q1 2025, and up 168.9% quarter-over-quarter from 0.01 in Q4 2025.

Axos Financial (AX) Debt Ratio (2011 - 2026) Analysis & Trends

Axos Financial's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.02 for Q1 2026.

  • On a quarterly basis, Debt Ratio rose 152.41% year-over-year to 0.02 in Q1 2026; TTM through Mar 2026 was 0.02, a 152.41% increase from a year earlier, with the FY2025 full-year figure at 0.01, down 54.01% from the prior year.
  • Debt Ratio improved to 0.02 in Q1 2026 per AX's latest filing, from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.04 in Q1 2022 and bottomed at 0.01 in Q4 2025.
  • The 5-year median for Debt Ratio is 0.01 (2023), against an average of 0.02.
  • Across the five-year window, Debt Ratio tumbled 72.29% in 2023 and soared 356.23% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.03 in 2022, then tumbled by 56.59% to 0.01 in 2023, then soared by 83.51% to 0.02 in 2024, then plunged by 67.85% to 0.01 in 2025, then jumped by 168.9% to 0.02 in 2026.
  • Per Business Quant, the three latest AX Debt Ratio figures stand at 0.02 (Q1 2026), 0.01 (Q4 2025), and 0.04 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Axos Financial 5.40 Bn 4.05 Bn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.01
Sep 30, 2025 0.04
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.01
Jun 30, 2024 0.02
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.03
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.04
Dec 31, 2021 0.05
Sep 30, 2021 0.05
Jun 30, 2021 0.07