Atlanticus Holdings (ATLCZ) Gross Margin (2017 - 2026)
Atlanticus Holdings (ATLCZ) recorded quarterly Gross Margin of 76.32% in Q1 2026, down 20.91% quarter-over-quarter from 96.5% in Q4 2025, and up 352.0% on a YoY basis from 16.89% in Q1 2025.
Atlanticus Holdings (ATLCZ) Gross Margin (2017 - 2026) Analysis & Trends
Atlanticus Holdings' Gross Margin history runs 10 years deep, the most recent figure standing at 76.32% for Q1 2026.
- In Q1 2026, Gross Margin rose 352.0% year-over-year to 76.32%; the TTM figure through Mar 2026 stood at 92.49% (up 411133.0% YoY), while the FY2025 annual figure was 91.83%, up 2132.0% from the prior year.
- Gross Margin was 76.32% for Q1 2026 at Atlanticus Holdings, down from 96.5% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 106.43% in Q4 2024 to a low of 69.25% in Q2 2024.
- Historically, Gross Margin has averaged 88.02% across 5 years, with a median of 91.09% in 2022.
- The sharpest annual moves came in 2022 and 2024: Gross Margin jumped 2388 bps in 2022, then slumped 2256 bps in 2024.
- A 5-year view of Gross Margin shows it stood at 106.13% in 2022, then retreated by 9 bps to 97.02% in 2023, then rose by 10 bps to 106.43% in 2024, then retreated by 9 bps to 96.5% in 2025, then retreated by 21 bps to 76.32% in 2026.
- The last three Gross Margin figures came in at 76.32% (Q1 2026), 96.5% (Q4 2025), and 72.29% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 94.24% |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 76.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 76.32% |
| Dec 31, 2025 | 96.50% |
| Sep 30, 2025 | 72.29% |
| Jun 30, 2025 | 91.35% |
| Mar 31, 2025 | 72.80% |
| Dec 31, 2024 | 106.43% |
| Sep 30, 2024 | 92.01% |
| Jun 30, 2024 | 69.25% |
| Mar 31, 2024 | 90.77% |
| Dec 31, 2023 | 97.02% |
| Sep 30, 2023 | 70.69% |
| Jun 30, 2023 | 91.81% |
| Mar 31, 2023 | 90.68% |
| Dec 31, 2022 | 106.13% |
| Sep 30, 2022 | 91.09% |
| Jun 30, 2022 | 91.11% |
| Mar 31, 2022 | 90.13% |
| Dec 31, 2021 | 82.26% |
| Sep 30, 2021 | 84.44% |
| Jun 30, 2021 | 90.00% |