Atlanticus Holdings (ATLCL) Gross Margin (2017 - 2026)

Atlanticus Holdings (ATLCL) recorded quarterly Gross Margin of 76.32% in Q1 2026, down 20.91% quarter-over-quarter from 96.5% in Q4 2025, and up 352.0% on a YoY basis from 16.89% in Q1 2025.

Atlanticus Holdings (ATLCL) Gross Margin (2017 - 2026) Analysis & Trends

Atlanticus Holdings' Gross Margin history runs 10 years deep, the most recent figure standing at 76.32% for Q1 2026.

  • In Q1 2026, Gross Margin rose 352.0% year-over-year to 76.32%; the TTM figure through Mar 2026 stood at 92.49% (up 411133.0% YoY), while the FY2025 annual figure was 91.83%, up 2132.0% from the prior year.
  • Gross Margin was 76.32% for Q1 2026 at Atlanticus Holdings, down from 96.5% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 106.43% in Q4 2024 to a low of 69.25% in Q2 2024.
  • Historically, Gross Margin has averaged 88.02% across 5 years, with a median of 91.09% in 2022.
  • The sharpest annual moves came in 2022 and 2024: Gross Margin jumped 2388 bps in 2022, then slumped 2256 bps in 2024.
  • A 5-year view of Gross Margin shows it stood at 106.13% in 2022, then retreated by 9 bps to 97.02% in 2023, then rose by 10 bps to 106.43% in 2024, then retreated by 9 bps to 96.5% in 2025, then retreated by 21 bps to 76.32% in 2026.
  • The last three Gross Margin figures came in at 76.32% (Q1 2026), 96.5% (Q4 2025), and 72.29% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 Atlanticus Holdings - - 144.79 Mn 76.32%

Historic Data

Download Data
DateValue
Mar 31, 2026 76.32%
Dec 31, 2025 96.50%
Sep 30, 2025 72.29%
Jun 30, 2025 91.35%
Mar 31, 2025 72.80%
Dec 31, 2024 106.43%
Sep 30, 2024 92.01%
Jun 30, 2024 69.25%
Mar 31, 2024 90.77%
Dec 31, 2023 97.02%
Sep 30, 2023 70.69%
Jun 30, 2023 91.81%
Mar 31, 2023 90.68%
Dec 31, 2022 106.13%
Sep 30, 2022 91.09%
Jun 30, 2022 91.11%
Mar 31, 2022 90.13%
Dec 31, 2021 82.26%
Sep 30, 2021 84.44%
Jun 30, 2021 90.00%