Aflac (AFL) EBT Margin (2009 - 2026)
Aflac's (AFL) quarterly EBT Margin came in at 37.01% in Q1 2026, up 3272.0% year-on-year from 1.1% in Q1 2025, and up 14.56% quarter-over-quarter from 32.31% in Q4 2025.
Aflac (AFL) EBT Margin (2009 - 2026) Analysis & Trends
Aflac has disclosed EBT Margin across 18 years of filings, most recently posting 37.01% for Q1 2026.
- EBT Margin for Q1 2026 came in at 37.01%, up 3272.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 35.73% (up 606.0% YoY), and the FY2025 annual result was 26.41%, down 2134.0% from the prior year.
- EBT Margin came in at 37.01% for Q1 2026 at Aflac, up from 32.31% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 64.09% in Q4 2024 to a low of 3.12% in Q3 2024.
- The 5-year median for EBT Margin is 35.29% (2023), against an average of 31.6%.
- Peak annual rise in EBT Margin reached 5601 bps in 2025, while the deepest fall reached 3563 bps in 2025.
- Aflac's EBT Margin stood at 15.27% in 2022, then slumped by 44 bps to 8.54% in 2023, then jumped by 651 bps to 64.09% in 2024, then plunged by 50 bps to 32.31% in 2025, then gained by 15 bps to 37.01% in 2026.
- The last three EBT Margin figures came in at 37.01% (Q1 2026), 32.31% (Q4 2025), and 59.13% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Manulife Financial | 568.62 Bn | 568.62 Bn | - | - |
| 2 | Aflac | 59.20 Bn | 53.55 Bn | 1.48 Bn | 37.01% |
| 3 | Metlife | 55.45 Bn | 39.51 Bn | 256.00 Mn | 12.43% |
| 4 | Unum | 14.44 Bn | 4.48 Bn | 1.40 Bn | 9.02% |
| 5 | Globe Life | 12.48 Bn | 11.80 Bn | 1.45 Bn | 21.42% |
| 6 | Primerica | 8.62 Bn | 8.62 Bn | 770.81 Mn | 28.58% |
| 7 | Jackson Financial | 7.51 Bn | 1.67 Bn | - | -1,428.57% |
| 8 | Lincoln National | 6.79 Bn | -8.89 Bn | 3.25 Bn | -4.64% |
| 9 | CNO Financial | 4.58 Bn | 4.24 Bn | 754.30 Mn | 4.70% |
| 10 | Prudential | 4.22 Bn | 4.22 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.01% |
| Dec 31, 2025 | 32.31% |
| Sep 30, 2025 | 59.13% |
| Jun 30, 2025 | 19.76% |
| Mar 31, 2025 | 4.29% |
| Dec 31, 2024 | 64.09% |
| Sep 30, 2024 | 3.12% |
| Jun 30, 2024 | 39.30% |
| Mar 31, 2024 | 39.92% |
| Dec 31, 2023 | 8.54% |
| Sep 30, 2023 | 36.46% |
| Jun 30, 2023 | 35.29% |
| Mar 31, 2023 | 27.96% |
| Dec 31, 2022 | 15.27% |
| Sep 30, 2022 | 37.60% |
| Jun 30, 2022 | 45.38% |
| Mar 31, 2022 | 31.72% |
| Dec 31, 2021 | 22.89% |
| Sep 30, 2021 | 21.25% |
| Jun 30, 2021 | 24.68% |