Aflac (AFL) EBT Margin (2009 - 2026)
Aflac's (AFL) quarterly EBT Margin came in at 24.17% in Q2 2026, up 441.0% year-over-year from 4.47% in Q2 2025, and down 14.26% quarter-over-quarter from 28.19% in Q1 2026.
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Aflac (AFL) EBT Margin (2009 - 2026) Analysis & Trends
Aflac has disclosed EBT Margin across 18 years of filings, most recently posting 24.17% for Q2 2026.
- In Q2 2026, EBT Margin rose 441.0% year-over-year to 24.17%; the TTM figure through Jun 2026 stood at 32.02% (up 1241.0% YoY), while the FY2025 annual figure was 26.41%, down 749.0% from the prior year.
- EBT Margin came in at 24.17% for Q2 2026 at Aflac, down from 28.19% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 42.07% in Q3 2025 to a low of 2.76% in Q3 2024.
- Average EBT Margin over 5 years is 26.59%, with a median of 28.22% recorded in 2022.
- The largest YoY upside for EBT Margin was 3930 bps in 2025 against a maximum downside of 3565 bps in 2025.
- Over 5 years, EBT Margin stood at 13.63% in 2022, then sank by 44 bps to 7.65% in 2023, then soared by 416 bps to 39.52% in 2024, then slipped by 18 bps to 32.31% in 2025, then declined by 25 bps to 24.17% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 24.17% in Q2 2026, 28.19% in Q1 2026, and 32.31% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 130.80 Bn | 117.03 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 125.46 Bn | 120.46 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 77.32 Bn | 53.56 Bn | 6.23 Bn | 22.77% |
| 4 | Allstate | 64.90 Bn | 26.17 Bn | 16.28 Bn | 22.27% |
| 5 | Aflac | 57.86 Bn | -45.14 Bn | 2.27 Bn | 24.17% |
| 6 | American International | 39.73 Bn | 1.91 Bn | 3.50 Bn | 17.84% |
| 7 | Hartford Insurance | 37.33 Bn | 21.02 Bn | 3.18 Bn | 16.95% |
| 8 | Cincinnati Financial | 26.05 Bn | 24.15 Bn | 2.39 Bn | 36.87% |
| 9 | Markel | 22.39 Bn | 5.50 Bn | 2.83 Bn | 37.78% |
| 10 | Loews | 22.29 Bn | -5.33 Mn | 2.57 Bn | 12.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.17% |
| Mar 31, 2026 | 28.19% |
| Dec 31, 2025 | 32.31% |
| Sep 30, 2025 | 42.07% |
| Jun 30, 2025 | 19.76% |
| Mar 31, 2025 | 4.27% |
| Dec 31, 2024 | 39.52% |
| Sep 30, 2024 | 2.76% |
| Jun 30, 2024 | 39.30% |
| Mar 31, 2024 | 39.92% |
| Dec 31, 2023 | 7.65% |
| Sep 30, 2023 | 36.46% |
| Jun 30, 2023 | 35.29% |
| Mar 31, 2023 | 27.96% |
| Dec 31, 2022 | 13.63% |
| Sep 30, 2022 | 28.25% |
| Jun 30, 2022 | 32.14% |
| Mar 31, 2022 | 25.01% |
| Dec 31, 2021 | 22.89% |
| Sep 30, 2021 | 21.25% |