Aflac (AFL) EBT Margin (2009 - 2026)
Aflac's EBT Margin came in at 24.17% for Q2 2026, up 4.41 percentage points from 19.76% a year earlier but down 4.02 percentage points from the prior quarter.
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Analysis
Aflac (AFL) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Aflac reported EBT Margin of 32.02%, up 12.41 percentage points year-over-year; for FY2025, it came in at 26.41%, down 7.49 percentage points from FY2024.
- EBT Margin carries a five-year change of +7.63 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 33.90% in FY2024 (+5.77 pp), 28.14% in FY2023 (+2.70 pp), 25.44% in FY2022 (+1.28 pp) and 24.16% in FY2021 (+5.38 pp).
- The five-year range for quarterly EBT Margin is 2.76% (Q3 2024) to 42.07% (Q3 2025).
- Year-over-year, EBT Margin increased in four of the last eight quarters, with an average year-over-year change of +0.42 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q3 2025 (a gain of 39.30 percentage points), and the weakest in Q1 2025 (a drop of 35.65 percentage points).
- Business Quant data shows AFL's EBT Margin at 28.19% (Q1 2026), 32.31% (Q4 2025) and 42.07% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | 21.01% |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 13.95% |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 15.05% |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 19.09% |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | 12.95% |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 14.92% |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | 5.40% |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 15.09% |
| 10 | Aflac | 62.39 Bn | 38.74 Bn | 1.87 Bn | 15.13% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 15.13% |
| Jun 30, 2026 | 24.17% |
| Mar 31, 2026 | 28.19% |
| Dec 31, 2025 | 32.31% |
| Sep 30, 2025 | 42.07% |
| Jun 30, 2025 | 19.76% |
| Mar 31, 2025 | 4.27% |
| Dec 31, 2024 | 39.52% |
| Sep 30, 2024 | 2.76% |
| Jun 30, 2024 | 39.30% |
| Mar 31, 2024 | 39.92% |
| Dec 31, 2023 | 7.65% |
| Sep 30, 2023 | 36.46% |
| Jun 30, 2023 | 35.29% |
| Mar 31, 2023 | 27.96% |
| Dec 31, 2022 | 13.63% |
| Sep 30, 2022 | 28.25% |
| Jun 30, 2022 | 32.14% |
| Mar 31, 2022 | 25.01% |
| Dec 31, 2021 | 22.89% |
API Access
Aflac EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=AFL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "AFL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=AFL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();