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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Progressive (PGR) EBT Margin (2016 - 2025)

Progressive (PGR) has disclosed EBT Margin for 17 consecutive years, with 20.01% as the latest value for Q4 2025.

  • On a quarterly basis, EBT Margin rose 538.0% to 20.01% in Q4 2025 year-over-year; TTM through Dec 2025 was 17.42%, a 321.0% increase, with the full-year FY2025 number at 17.42%, up 320.0% from a year prior.
  • EBT Margin was 20.01% for Q4 2025 at Progressive, up from 15.94% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 20.01% in Q4 2025 to a low of 92.82% in Q4 2023.
  • A 5-year average of 4.6% and a median of 9.35% in 2021 define the central range for EBT Margin.
  • Peak YoY movement for EBT Margin: crashed -10065bps in 2023, then surged 10746bps in 2024.
  • Progressive's EBT Margin stood at 9.64% in 2021, then dropped by -19bps to 7.83% in 2022, then tumbled by -1286bps to 92.82% in 2023, then soared by 116bps to 14.63% in 2024, then skyrocketed by 37bps to 20.01% in 2025.
  • Per Business Quant, the three most recent readings for PGR's EBT Margin are 20.01% (Q4 2025), 15.94% (Q3 2025), and 17.31% (Q2 2025).