Affinity Bancshares (AFBI) Net Margin (2020 - 2026)
Affinity Bancshares (AFBI) recorded quarterly Net Margin of 28.14% in Q1 2026, up 10.02% quarter-over-quarter from 25.57% in Q4 2025, and up 472.0% on a YoY basis from 4.92% in Q1 2025.
Affinity Bancshares (AFBI) Net Margin (2020 - 2026) Analysis & Trends
Affinity Bancshares' Net Margin history runs 7 years deep, the most recent figure standing at 28.14% for Q1 2026.
- In Q1 2026, Net Margin rose 472.0% year-over-year to 28.14%; the TTM figure through Mar 2026 stood at 26.51% (up 776.0% YoY), while the FY2025 annual figure was 25.38%, up 793.0% from the prior year.
- Net Margin was 28.14% for Q1 2026 at Affinity Bancshares, up from 25.57% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 28.14% in Q1 2026 to a low of 12.46% in Q2 2024.
- Historically, Net Margin has averaged 22.28% across 5 years, with a median of 22.89% in 2022.
- The sharpest annual moves came in 2024 and 2025: Net Margin tumbled 911 bps in 2024, then soared 1341 bps in 2025.
- A 5-year view of Net Margin shows it stood at 25.04% in 2022, then dropped by 17 bps to 20.69% in 2023, then retreated by 14 bps to 17.71% in 2024, then jumped by 44 bps to 25.57% in 2025, then gained by 10 bps to 28.14% in 2026.
- The last three Net Margin figures came in at 28.14% (Q1 2026), 25.57% (Q4 2025), and 26.53% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Affinity Bancshares | 137.26 Mn | 47.91 Mn | - | 28.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.14% |
| Dec 31, 2025 | 25.57% |
| Sep 30, 2025 | 26.53% |
| Jun 30, 2025 | 25.87% |
| Mar 31, 2025 | 23.42% |
| Dec 31, 2024 | 17.71% |
| Sep 30, 2024 | 21.68% |
| Jun 30, 2024 | 12.46% |
| Mar 31, 2024 | 18.21% |
| Dec 31, 2023 | 20.69% |
| Sep 30, 2023 | 21.55% |
| Jun 30, 2023 | 21.57% |
| Mar 31, 2023 | 23.11% |
| Dec 31, 2022 | 25.04% |
| Sep 30, 2022 | 22.92% |
| Jun 30, 2022 | 22.89% |
| Mar 31, 2022 | 21.46% |
| Dec 31, 2021 | 18.21% |
| Sep 30, 2021 | 23.65% |
| Jun 30, 2021 | 28.92% |