Affinity Bancshares (AFBI) Net Margin (2020 - 2026)
Affinity Bancshares' (AFBI) quarterly Net Margin came in at 27.66% in Q1 2026, up 530.0% year-on-year from 4.39% in Q1 2025, and up 7.86% quarter-over-quarter from 25.64% in Q4 2025.
Affinity Bancshares (AFBI) Net Margin (2020 - 2026) Analysis & Trends
Affinity Bancshares' Net Margin history runs 7 years deep, the most recent figure standing at 27.66% for Q1 2026.
- On a quarterly basis, Net Margin rose 530.0% year-over-year to 27.66% in Q1 2026; TTM through Mar 2026 was 26.29%, a 618.0% increase from a year earlier, with the FY2025 full-year figure at 25.1%, up 551.0% from the prior year.
- Net Margin improved to 27.66% in Q1 2026 per AFBI's latest filing, from 25.64% in the prior quarter.
- Across five years, Net Margin topped out at 28.7% in Q2 2022 and bottomed at 3208.62% in Q3 2022.
- The 5-year median for Net Margin is 22.36% (2025), against an average of 167.73%.
- Across the five-year window, Net Margin plunged 323192 bps in 2022 and surged 322707 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 17.48% in 2022, then grew by 22 bps to 21.35% in 2023, then grew by 13 bps to 24.13% in 2024, then climbed by 6 bps to 25.64% in 2025, then rose by 8 bps to 27.66% in 2026.
- Per Business Quant, the three latest AFBI Net Margin figures stand at 27.66% (Q1 2026), 25.64% (Q4 2025), and 27.89% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Affinity Bancshares | 139.82 Mn | 49.97 Mn | - | 27.66% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.66% |
| Dec 31, 2025 | 25.64% |
| Sep 30, 2025 | 27.89% |
| Jun 30, 2025 | 24.34% |
| Mar 31, 2025 | 22.36% |
| Dec 31, 2024 | 24.13% |
| Sep 30, 2024 | 23.96% |
| Jun 30, 2024 | 10.58% |
| Mar 31, 2024 | 17.36% |
| Dec 31, 2023 | 21.35% |
| Sep 30, 2023 | 18.45% |
| Jun 30, 2023 | 20.81% |
| Mar 31, 2023 | 21.66% |
| Dec 31, 2022 | 17.48% |
| Sep 30, 2022 | -3,208.62% |
| Jun 30, 2022 | 28.70% |
| Mar 31, 2022 | 24.82% |
| Dec 31, 2021 | 12.12% |
| Sep 30, 2021 | 23.30% |
| Jun 30, 2021 | 28.92% |