Affinity Bancshares (AFBI) Net Margin (2020 - 2026)
Affinity Bancshares (AFBI) posted Net Margin of 26.45% for Q1 2026, up 17.21% on a QoQ basis from 22.57% in Q4 2025, and up 409.0% year-over-year from 5.2% in Q1 2025.
Powered by 
Analysis
Affinity Bancshares (AFBI) Net Margin (2020 - 2026) Analysis & Trends
Affinity Bancshares has reported Net Margin for 7 years, with the latest figure at 26.45% in Q1 2026.
- On a quarterly basis, Net Margin rose 409.0% year-over-year to 26.45% in Q1 2026; TTM through Mar 2026 was 24.53%, a 778.0% increase from a year earlier, with the FY2025 full-year figure at 23.56%, up 813.0% from the prior year.
- Net Margin was 26.45% for Q1 2026 at Affinity Bancshares, up from 22.57% in the prior quarter.
- The five-year high for Net Margin was 26.45% in Q1 2026, with the low at 10.58% in Q2 2024.
- Average Net Margin over 5 years is 20.61%, with a median of 20.81% recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: Net Margin plunged 1024 bps in 2024, then surged 1377 bps in 2025.
- Over 5 years, Net Margin stood at 19.54% in 2022, then increased by 1 bps to 19.69% in 2023, then retreated by 22 bps to 15.35% in 2024, then soared by 47 bps to 22.57% in 2025, then increased by 17 bps to 26.45% in 2026.
- The last three Net Margin figures came in at 26.45% (Q1 2026), 22.57% (Q4 2025), and 24.94% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | Affinity Bancshares | 140.18 Mn | 50.34 Mn | - | 26.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 26.45% |
| Dec 31, 2025 | 22.57% |
| Sep 30, 2025 | 24.94% |
| Jun 30, 2025 | 24.34% |
| Mar 31, 2025 | 22.36% |
| Dec 31, 2024 | 15.35% |
| Sep 30, 2024 | 19.79% |
| Jun 30, 2024 | 10.58% |
| Mar 31, 2024 | 16.66% |
| Dec 31, 2023 | 19.69% |
| Sep 30, 2023 | 20.34% |
| Jun 30, 2023 | 20.81% |
| Mar 31, 2023 | 21.66% |
| Dec 31, 2022 | 19.54% |
| Sep 30, 2022 | 21.79% |
| Jun 30, 2022 | 22.89% |
| Mar 31, 2022 | 20.59% |
| Dec 31, 2021 | 14.02% |
| Sep 30, 2021 | 23.06% |
| Jun 30, 2021 | 28.92% |
API Access
Affinity Bancshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=AFBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "AFBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=AFBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();