Affinity Bancshares (AFBI) Net Margin (2020 - 2026)
Affinity Bancshares (AFBI) posted quarterly Net Margin of 27.66% for Q1 2026, up 530.0% year-over-year from 4.39% in Q1 2025, and up 7.86% quarter-over-quarter from 25.64% in Q4 2025.
Affinity Bancshares (AFBI) Net Margin (2020 - 2026) Analysis & Trends
Affinity Bancshares' Net Margin history runs 7 years deep, the most recent figure standing at 27.66% for Q1 2026.
- In Q1 2026, Net Margin rose 530.0% year-over-year to 27.66%; the TTM figure through Mar 2026 stood at 26.29% (up 618.0% YoY), while the FY2025 annual figure was 25.1%, up 551.0% from the prior year.
- Net Margin for Q1 2026 stood at 27.66%, up from 25.64% in the prior quarter.
- The five-year high for Net Margin was 28.7% in Q2 2022, with the low at 3208.62% in Q3 2022.
- The 5-year median for Net Margin is 23.96% (2024), against an average of 168.11%.
- The sharpest annual moves came in 2022 and 2023: Net Margin tumbled 323192 bps in 2022, then surged 322707 bps in 2023.
- Affinity Bancshares' Net Margin stood at 24.09% in 2022, then plunged by 65 bps to 8.36% in 2023, then surged by 189 bps to 24.13% in 2024, then rose by 6 bps to 25.64% in 2025, then increased by 8 bps to 27.66% in 2026.
- Business Quant data shows AFBI's Net Margin at 27.66% in Q1 2026, 25.64% in Q4 2025, and 27.89% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Affinity Bancshares | 140.18 Mn | 50.34 Mn | - | 26.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.66% |
| Dec 31, 2025 | 25.64% |
| Sep 30, 2025 | 27.89% |
| Jun 30, 2025 | 24.34% |
| Mar 31, 2025 | 22.36% |
| Dec 31, 2024 | 24.13% |
| Sep 30, 2024 | 23.96% |
| Jun 30, 2024 | 10.58% |
| Mar 31, 2024 | 17.36% |
| Dec 31, 2023 | 8.36% |
| Sep 30, 2023 | 18.45% |
| Jun 30, 2023 | 20.81% |
| Mar 31, 2023 | 21.66% |
| Dec 31, 2022 | 24.09% |
| Sep 30, 2022 | -3,208.62% |
| Jun 30, 2022 | 28.70% |
| Mar 31, 2022 | 24.82% |
| Dec 31, 2021 | 16.77% |
| Sep 30, 2021 | 23.30% |
| Jun 30, 2021 | 28.92% |