M&T Bank (MTB) Net Margin (2009 - 2026)
M&T Bank (MTB) reported Net Margin of 30.85% for Q2 2026, up 2.51 percentage points from 28.34% a year earlier and up 5.45 percentage points from the prior quarter.
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Analysis
M&T Bank (MTB) Net Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, M&T Bank's Net Margin came in at 28.84%, up 1.83 percentage points year-over-year; for FY2025, it came in at 27.85%, up 1.46 percentage points from FY2024.
- Net Margin has a five-year change of +5.13 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 26.39% in FY2024 (-0.94 pp), 27.34% in FY2023 (+4.22 pp), 23.12% in FY2022 (-7.90 pp) and 31.02% in FY2021 (+8.30 pp).
- The Q2 2026 figure ranks as the highest quarterly Net Margin since Q1 2024.
- Year over year, Net Margin has now increased in each of the last five quarters, with an average year-over-year change of -82.59 percentage points over the last eight quarters.
- The high point for year-over-year Net Margin in five years was Q2 2023 (a gain of 373.21 percentage points); the low point was Q2 2024 (a drop of 460.45 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 25.40% (Q1 2026), 29.01% (Q4 2025) and 30.00% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | M&T Bank | 31.83 Bn | 31.83 Bn | - | 30.85% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.85% |
| Mar 31, 2026 | 25.40% |
| Dec 31, 2025 | 29.01% |
| Sep 30, 2025 | 30.00% |
| Jun 30, 2025 | 28.34% |
| Mar 31, 2025 | 23.72% |
| Dec 31, 2024 | 27.00% |
| Sep 30, 2024 | 28.90% |
| Jun 30, 2024 | 27.19% |
| Mar 31, 2024 | 315.63% |
| Dec 31, 2023 | 5.00% |
| Sep 30, 2023 | 428.13% |
| Jun 30, 2023 | 487.64% |
| Mar 31, 2023 | 361.86% |
| Dec 31, 2022 | 10.03% |
| Sep 30, 2022 | 346.56% |
| Jun 30, 2022 | 114.43% |
| Mar 31, 2022 | 214.03% |
| Dec 31, 2021 | 8.31% |
| Sep 30, 2021 | 309.67% |
API Access
M&T Bank Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=MTB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "MTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=MTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();