Citizens Financial (CFG) Net Margin (2013 - 2026)
Citizens Financial (CFG) posted Net Margin of 28.32% for Q1 2026, up 198.44% sequentially from 9.49% in Q4 2025, and up 1075.0% YoY from 2.41% in Q1 2025.
Citizens Financial (CFG) Net Margin (2013 - 2026) Analysis & Trends
Citizens Financial has reported Net Margin for 14 years, with the latest figure at 28.32% in Q1 2026.
- Quarterly Net Margin rose 1075.0% year-over-year to 28.32% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 17.79% (down 179.0% YoY) and the FY2025 annual result came in at 26.86%, up 527.0% from the prior year.
- Net Margin grew to 28.32% in Q1 2026 per CFG's latest filing, from 9.49% in the prior quarter.
- Over five years, Net Margin peaked at 30.55% in Q2 2025 and troughed at 7.09% in Q4 2023.
- A 5-year average of 20.53% and a median of 21.23% in 2022 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2024: Net Margin slumped 3401 bps in 2022, then soared 1380 bps in 2024.
- Over 5 years, Net Margin stood at 21.23% in 2022, then tumbled by 67 bps to 7.09% in 2023, then soared by 195 bps to 20.89% in 2024, then slumped by 55 bps to 9.49% in 2025, then surged by 198 bps to 28.32% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 28.32%, 9.49%, and 21.58% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.40 Bn | 84.21 Bn | - | - |
| 2 | Pnc Financial Services | 98.23 Bn | 98.23 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.46 Bn | 96.46 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.90 Bn | -81.41 Bn | - | 25.60% |
| 7 | Nu Holdings | 69.35 Bn | 55.67 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.87 Bn | 61.87 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 50.14 Bn | 26.41 Bn | - | 23.30% |
| 10 | Citizens Financial | 29.73 Bn | 29.73 Bn | - | 24.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 35.33% |
| Mar 31, 2026 | 28.32% |
| Dec 31, 2025 | 9.49% |
| Sep 30, 2025 | 21.58% |
| Jun 30, 2025 | 30.55% |
| Mar 31, 2025 | 17.57% |
| Dec 31, 2024 | 20.89% |
| Sep 30, 2024 | 18.10% |
| Jun 30, 2024 | 22.34% |
| Mar 31, 2024 | 15.52% |
| Dec 31, 2023 | 7.09% |
| Sep 30, 2023 | 19.86% |
| Jun 30, 2023 | 24.87% |
| Mar 31, 2023 | 22.93% |
| Dec 31, 2022 | 21.23% |
| Sep 30, 2022 | 28.07% |
| Jun 30, 2022 | 16.61% |
| Mar 31, 2022 | 24.07% |
| Dec 31, 2021 | 28.95% |
| Sep 30, 2021 | 39.72% |