Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026)
Ameris Bancorp (ABCB) recorded quarterly Interest Coverage Ratio of 2.31 in Q1 2026, up 2.65% quarter-over-quarter from 2.25 in Q4 2025, and up 15.04% on a YoY basis from 2.01 in Q1 2025.
Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ameris Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.31 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 15.04% year-over-year to 2.31; the TTM figure through Mar 2026 stood at 2.24 (up 14.39% YoY), while the FY2025 annual figure was 2.17, up 14.06% from the prior year.
- Interest Coverage Ratio was 2.31 for Q1 2026 at Ameris Bancorp, up from 2.25 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.54 in Q2 2022 to a low of 1.72 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 3.43 across 5 years, with a median of 2.01 in 2024.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 84.94% in 2023, then rose 17.19% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 3.11 in 2022, then slumped by 44.83% to 1.72 in 2023, then climbed by 17.19% to 2.01 in 2024, then climbed by 11.9% to 2.25 in 2025, then grew by 2.65% to 2.31 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.31 (Q1 2026), 2.25 (Q4 2025), and 2.17 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Ameris Bancorp | 6.02 Bn | 4.69 Bn | - | 2.31 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.31 |
| Dec 31, 2025 | 2.25 |
| Sep 30, 2025 | 2.17 |
| Jun 30, 2025 | 2.23 |
| Mar 31, 2025 | 2.01 |
| Dec 31, 2024 | 2.01 |
| Sep 30, 2024 | 1.89 |
| Jun 30, 2024 | 1.93 |
| Mar 31, 2024 | 1.76 |
| Dec 31, 2023 | 1.72 |
| Sep 30, 2023 | 1.86 |
| Jun 30, 2023 | 1.74 |
| Mar 31, 2023 | 1.93 |
| Dec 31, 2022 | 3.11 |
| Sep 30, 2022 | 6.68 |
| Jun 30, 2022 | 11.54 |
| Mar 31, 2022 | 11.10 |
| Dec 31, 2021 | 10.32 |
| Sep 30, 2021 | 10.72 |
| Jun 30, 2021 | 10.68 |