Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026)

Ameris Bancorp (ABCB) recorded quarterly Interest Coverage Ratio of 2.31 in Q1 2026, up 2.65% quarter-over-quarter from 2.25 in Q4 2025, and up 15.04% on a YoY basis from 2.01 in Q1 2025.

Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Ameris Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.31 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 15.04% year-over-year to 2.31; the TTM figure through Mar 2026 stood at 2.24 (up 14.39% YoY), while the FY2025 annual figure was 2.17, up 14.06% from the prior year.
  • Interest Coverage Ratio was 2.31 for Q1 2026 at Ameris Bancorp, up from 2.25 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 11.54 in Q2 2022 to a low of 1.72 in Q4 2023.
  • Historically, Interest Coverage Ratio has averaged 3.43 across 5 years, with a median of 2.01 in 2024.
  • The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 84.94% in 2023, then rose 17.19% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 3.11 in 2022, then slumped by 44.83% to 1.72 in 2023, then climbed by 17.19% to 2.01 in 2024, then climbed by 11.9% to 2.25 in 2025, then grew by 2.65% to 2.31 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.31 (Q1 2026), 2.25 (Q4 2025), and 2.17 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Ameris Bancorp 6.02 Bn 4.69 Bn - 2.31

Historic Data

Download Data
DateValue
Mar 31, 2026 2.31
Dec 31, 2025 2.25
Sep 30, 2025 2.17
Jun 30, 2025 2.23
Mar 31, 2025 2.01
Dec 31, 2024 2.01
Sep 30, 2024 1.89
Jun 30, 2024 1.93
Mar 31, 2024 1.76
Dec 31, 2023 1.72
Sep 30, 2023 1.86
Jun 30, 2023 1.74
Mar 31, 2023 1.93
Dec 31, 2022 3.11
Sep 30, 2022 6.68
Jun 30, 2022 11.54
Mar 31, 2022 11.10
Dec 31, 2021 10.32
Sep 30, 2021 10.72
Jun 30, 2021 10.68