Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026)
Ameris Bancorp (ABCB) posted Interest Coverage Ratio of 1.58 for Q2 2026, down 31.46% on a QoQ basis from 2.31 in Q1 2026, and down 29.03% year-over-year from 2.23 in Q2 2025.
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Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ameris Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.58 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 29.03% year-over-year to 1.58 in Q2 2026; TTM through Jun 2026 was 2.08, a 2.38% increase from a year earlier, with the FY2025 full-year figure at 2.17, up 14.06% from the prior year.
- Interest Coverage Ratio was 1.58 for Q2 2026 at Ameris Bancorp, down from 2.31 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 11.54 in Q2 2022, with the low at 1.58 in Q2 2026.
- Average Interest Coverage Ratio over 5 years is 3.32, with a median of 2.01 recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio tumbled 84.94% in 2023, then gained 17.19% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 3.11 in 2022, then sank by 44.83% to 1.72 in 2023, then grew by 17.19% to 2.01 in 2024, then grew by 11.9% to 2.25 in 2025, then fell by 29.64% to 1.58 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.58 (Q2 2026), 2.31 (Q1 2026), and 2.25 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.90 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.83 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.80 |
| 10 | Ameris Bancorp | 5.62 Bn | 4.42 Bn | - | 1.58 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.58 |
| Mar 31, 2026 | 2.31 |
| Dec 31, 2025 | 2.25 |
| Sep 30, 2025 | 2.17 |
| Jun 30, 2025 | 2.23 |
| Mar 31, 2025 | 2.01 |
| Dec 31, 2024 | 2.01 |
| Sep 30, 2024 | 1.89 |
| Jun 30, 2024 | 1.93 |
| Mar 31, 2024 | 1.76 |
| Dec 31, 2023 | 1.72 |
| Sep 30, 2023 | 1.86 |
| Jun 30, 2023 | 1.74 |
| Mar 31, 2023 | 1.93 |
| Dec 31, 2022 | 3.11 |
| Sep 30, 2022 | 6.68 |
| Jun 30, 2022 | 11.54 |
| Mar 31, 2022 | 11.10 |
| Dec 31, 2021 | 10.32 |
| Sep 30, 2021 | 10.72 |