Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026)
Ameris Bancorp (ABCB) posted quarterly Interest Coverage Ratio of 2.31 for Q1 2026, up 15.07% year-over-year from 2.0 in Q1 2025, and up 4.61% quarter-over-quarter from 2.21 in Q4 2025.
Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ameris Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.31 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 15.07% year-over-year to 2.31; the TTM figure through Mar 2026 stood at 2.23 (up 14.59% YoY), while the FY2025 annual figure was 2.16, up 14.61% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.31, up from 2.21 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 11.54 in Q2 2022, with the low at 1.72 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 2.0 (2025), against an average of 2.88.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 204.37% in 2022, then tumbled 84.94% in 2023.
- Ameris Bancorp's Interest Coverage Ratio stood at 3.11 in 2022, then sank by 44.83% to 1.72 in 2023, then advanced by 13.89% to 1.96 in 2024, then climbed by 12.78% to 2.21 in 2025, then gained by 4.61% to 2.31 in 2026.
- Business Quant data shows ABCB's Interest Coverage Ratio at 2.31 in Q1 2026, 2.21 in Q4 2025, and 2.17 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Ameris Bancorp | 5.77 Bn | 4.57 Bn | - | 1.58 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.54 |
| Mar 31, 2026 | 2.31 |
| Dec 31, 2025 | 2.21 |
| Sep 30, 2025 | 2.17 |
| Jun 30, 2025 | 2.23 |
| Mar 31, 2025 | 2.00 |
| Dec 31, 2024 | 1.96 |
| Sep 30, 2024 | 1.89 |
| Jun 30, 2024 | 1.93 |
| Mar 31, 2024 | 1.75 |
| Dec 31, 2023 | 1.72 |
| Sep 30, 2023 | 1.86 |
| Jun 30, 2023 | 1.74 |
| Mar 31, 2023 | 1.93 |
| Dec 31, 2022 | 3.11 |
| Sep 30, 2022 | 4.37 |
| Jun 30, 2022 | 11.54 |
| Mar 31, 2022 | 4.20 |
| Dec 31, 2021 | 9.67 |
| Sep 30, 2021 | -4.19 |