Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026)
Ameris Bancorp's (ABCB) quarterly Interest Coverage Ratio came in at 2.31 in Q1 2026, up 15.07% year-on-year from 2.0 in Q1 2025, and up 2.46% quarter-over-quarter from 2.25 in Q4 2025.
Ameris Bancorp (ABCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ameris Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.31 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 15.07% year-over-year to 2.31 in Q1 2026; TTM through Mar 2026 was 2.24, a 13.98% increase from a year earlier, with the FY2025 full-year figure at 2.16, up 14.61% from the prior year.
- Interest Coverage Ratio grew to 2.31 in Q1 2026 per ABCB's latest filing, from 2.25 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 11.54 in Q2 2022 and bottomed at 1.29 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 2.04 (2024), against an average of 2.88.
- Across the five-year window, Interest Coverage Ratio plunged 84.94% in 2023 and soared 58.34% in 2024, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.41 in 2022, then tumbled by 62.21% to 1.29 in 2023, then soared by 58.34% to 2.04 in 2024, then rose by 10.17% to 2.25 in 2025, then increased by 2.46% to 2.31 in 2026.
- Per Business Quant, the three latest ABCB Interest Coverage Ratio figures stand at 2.31 (Q1 2026), 2.25 (Q4 2025), and 2.17 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Ameris Bancorp | 6.53 Bn | 5.20 Bn | - | 2.31 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.31 |
| Dec 31, 2025 | 2.25 |
| Sep 30, 2025 | 2.17 |
| Jun 30, 2025 | 2.23 |
| Mar 31, 2025 | 2.00 |
| Dec 31, 2024 | 2.04 |
| Sep 30, 2024 | 1.89 |
| Jun 30, 2024 | 1.93 |
| Mar 31, 2024 | 1.75 |
| Dec 31, 2023 | 1.29 |
| Sep 30, 2023 | 1.86 |
| Jun 30, 2023 | 1.74 |
| Mar 31, 2023 | 1.93 |
| Dec 31, 2022 | 3.41 |
| Sep 30, 2022 | 4.37 |
| Jun 30, 2022 | 11.54 |
| Mar 31, 2022 | 4.20 |
| Dec 31, 2021 | 9.67 |
| Sep 30, 2021 | 12.77 |
| Jun 30, 2021 | 10.68 |