Western New England Bancorp, Inc. Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 97.93%96.65%98.82%97.89%
EBT Margin 18.83%14.75%31.57%19.67%23.22%51.95%73.71%96.82%14.87%20.59%21.65%18.85%39.28%40.63%19.60%13.52%
EBIT Margin 74.87%-22.43%-17.49%35.88%1.92%116.04%221.91%339.40%14.87%20.59%21.65%18.85%39.28%40.63%19.60%13.52%
EBITDA Margin -24.91%10.73%30.37%67.73%20.03%19.86%22.39%11.86%28.06%15.44%18.38%9.16%
Operating Margin -22.43%-17.49%35.88%1.92%
Net Margin 15.28%14.58%25.83%14.46%16.48%38.55%44.54%41.60%1.90%14.49%16.80%14.93%29.34%30.37%15.08%10.54%
FCF Margin 25.31%85.84%62.77%23.54%47.49%67.23%121.60%-7.80%27.64%17.74%28.61%31.37%41.80%11.88%9.92%
Efficiency
Assets Average 1,251.38M1,282.36M1,289.15M1,298.47M1,330.01M1,707.97M
Equity Average 220.12M204.09M171.67M148.34M141.00M188.93M
Invested Capital 459.40M477.46M479.72M405.82M379.00M294.90M363.58M
Asset Utilization Ratio 0.020.030.020.010.010.00
Leverage & Solvency
Interest Coverage Ratio 1.34-0.28-0.271.230.051.811.501.40
Debt to Equity 0.280.290.420.370.660.980.76
Debt Ratio 0.050.050.060.050.070.100.09
Equity Ratio 0.180.170.150.120.110.100.11
Times Interest Earned 1.34-0.28-0.271.230.051.811.501.40
Dividends & Payouts
FCF Payout Ratio 1.610.811.001.050.450.370.24-6.720.220.370.230.180.150.510.54
Valuation
Enterprise Value 251.60M247.63M-419.61M-433.88M-24.85M-27.01M136.72M170.05M333.91M294.33M255.79M175.88M198.80M209.79M195.42M193.37M
Market Capitalization 261.59M203.31M179.20M154.14M282.84M
Return Ratios
Return on Sales 0.15%0.15%0.26%0.14%0.16%0.39%0.45%0.42%0.02%0.14%0.17%0.15%0.29%0.30%0.15%0.11%
Return on Invested Capital -0.01%0.02%0.00%0.03%0.03%0.02%
Return on Assets 0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity 0.03%0.03%0.03%0.04%0.02%0.01%