Trustco Bank Corp N Y Key Ratios (2010-2026)

Reported Financials

Trustco Bank Corp N Y Quarterly Ratios

Periods 65 quarters

Latest Jun 2026

Trustco Bank Corp N Y reported a net margin of 32.94% for the quarter ended Jun 2026. These financial ratios cover 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Ratios	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Profitability
EBT Margin	50.44%	48.26%	50.16%	48.90%	49.32%	50.97%	45.81%	44.86%	41.10%	29.94%	38.43%	37.94%	38.76%	34.05%	41.28%	42.33%	44.59%	43.71%	43.63%	43.72%
EBIT Margin	54.46%	51.56%	52.80%	51.25%	51.71%	56.34%	59.31%	69.58%	73.87%	76.44%	94.38%	90.42%	90.13%	87.17%	90.77%	91.10%	92.52%	90.14%	87.06%	86.67%
EBITDA Margin	56.84%	53.86%	55.06%	53.41%	53.69%	58.22%	61.26%	71.67%	76.07%	78.91%	97.00%	92.82%	92.55%	90.30%	93.30%	93.61%	95.08%	92.77%	89.57%	89.11%
Net Margin	37.94%	36.24%	37.74%	37.25%	37.11%	38.75%	34.37%	33.65%	31.37%	22.86%	29.28%	28.89%	29.53%	26.05%	31.48%	32.27%	34.01%	32.32%	32.87%	32.94%
FCF Margin	35.75%	23.27%	22.49%	44.28%	42.62%	39.24%	34.91%	30.03%	23.62%	34.31%	22.68%	40.54%	35.68%	27.70%	-7.20%	53.50%	20.89%	29.24%	20.55%	49.52%
Efficiency
Assets AverageAssets Avg.	6,128.71M	6,165.69M	6,239.21M	6,254.33M	6,153.14M	6,039.77M	6,022.93M	6,060.72M	6,064.96M	6,111.24M	6,173.88M	6,143.11M	6,108.16M	6,174.21M	6,288.64M	6,343.46M	6,348.70M	6,394.86M	6,474.29M	6,516.40M
Equity AverageEquity Avg.	582.64M	593.91M	597.01M	593.76M	591.82M	594.50M	607.35M	618.05M	622.66M	634.61M	647.24M	652.18M	662.09M	672.68M	682.08M	690.31M	692.41M	689.30M	678.75M	663.46M
Invested CapitalInvested Cap.	817.45M	845.81M	841.27M	741.91M	713.94M	722.69M	749.00M	735.15M	727.04M	734.27M	743.56M	744.89M	760.47M	761.12M	770.08M	775.17M	789.76M	806.64M	783.85M	764.39M
Asset Utilization RatioAsset Util.	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Leverage & Solvency
Interest Coverage RatioInterest Cover	13.55	15.63	20.02	21.82	21.62	10.49	4.40	2.81	2.25	1.64	1.69	1.72	1.75	1.64	1.83	1.87	1.93	1.94	2.00	2.02
Debt Ratio	0.04	0.04	0.04	0.02	0.02	0.02	0.02	0.02	0.02	0.01	0.02	0.01	0.01	0.01	0.01	0.01	0.02	0.02	0.02	0.02
Times Interest Earned	13.55	15.63	20.02	21.82	21.62	10.49	4.40	2.81	2.25	1.64	1.69	1.72	1.75	1.64	1.83	1.87	1.93	1.94	2.00	2.02
Dividends & Payouts
Dividend Coverage RatioDiv. Cover	2.55	2.47	2.54	2.66	2.89	3.06	2.59	2.41	2.14	1.43	1.77	1.83	1.88	1.64	2.08	2.20	2.39	2.19	2.41	2.52
FCF Payout RatioFCF Cover	0.42	0.63	0.66	0.32	0.30	0.32	0.38	0.47	0.62	0.47	0.73	0.39	0.44	0.57		0.27	0.68	0.51	0.66	0.26
Dividend YieldDiv. Yield	4.28%	4.10%	4.31%	4.51%	4.46%	3.77%	4.46%	5.00%	5.27%	4.64%	5.11%	5.01%	4.36%	4.33%	4.73%	4.35%	4.06%	3.71%	3.59%	2.93%
Payout Ratio	0.44	0.43	0.41	0.39	0.38	0.36	0.36	0.37	0.39	0.47	0.52	0.56	0.58	0.56	0.54	0.51	0.48	0.45	0.44	0.42
Valuation
Price to EarningsP/E	10.40	10.41	9.50	8.68	8.48	9.51	8.01	7.32	7.45	10.07	10.10	11.12	13.26	12.97	11.37	11.78	11.85	12.19	12.14	14.37
Price to SalesP/S	3.48	3.59	3.42	3.24	3.15	3.59	2.95	2.64	2.58	3.11	2.98	3.13	3.66	3.69	3.30	3.52	3.68	3.97	3.99	4.75
Price to BookP/B	1.05	1.07	1.03	0.99	1.02	1.19	0.99	0.88	0.83	0.92	0.83	0.83	0.94	0.94	0.84	0.91	0.97	1.09	1.14	1.43
Enterprise Value	-579.00M	-579.25M	-659.43M	-456.31M	-242.66M	64.53M	-29.34M	-59.07M	11.92M	12.70M	-73.95M	10.82M	105.71M	-8.26M	-176.42M	-83.59M	-22.06M	14.72M	-1.66M	238.35M
EV to EBIT	-6.55	-6.46	-7.14	-4.77	-2.46	0.61	-0.26	-0.48	0.09	0.10	-0.53	0.07	0.70	-0.05	-1.12	-0.52	-0.13	0.09	-0.01	1.36
EV to EBITDA	-6.25	-6.17	-6.83	-4.57	-2.36	0.59	-0.25	-0.47	0.09	0.09	-0.51	0.07	0.68	-0.05	-1.09	-0.51	-0.13	0.08	-0.01	1.32
Market Capitalization	614.34M	640.22M	613.12M	589.87M	598.61M	715.13M	607.64M	544.29M	519.18M	590.71M	535.73M	546.93M	628.68M	633.55M	579.72M	630.00M	673.50M	745.14M	766.45M	934.99M
Price to FCFP/FCF	11.11	12.19	11.22	10.23	9.34	9.56	7.35	7.16	8.00	10.10	10.75	10.35	10.96	11.61	13.84	12.80	15.43	16.29	12.95	15.65
EV to FCF	-10.47	-11.03	-12.07	-7.91	-3.79	0.86	-0.35	-0.78	0.18	0.22	-1.48	0.20	1.84	-0.15	-4.21	-1.70	-0.51	0.32	-0.03	3.99
EV to CFO	-9.92	-10.46	-11.45	-7.52	-3.62	0.82	-0.34	-0.74	0.17	0.20	-1.34	0.19	1.68	-0.14	-3.47	-1.41	-0.40	0.26	-0.02	3.45
Return Ratios
Return on Sales [ROS]ROS	54.46%	51.56%	52.80%	51.25%	51.71%	56.34%	59.31%	69.58%	73.87%	76.44%	94.38%	90.42%	90.13%	87.17%	90.77%	91.10%	92.52%	90.14%	87.06%	86.67%
Return on Invested Capital [ROIC]ROIC	8.16%	8.08%	8.22%	9.12%	10.22%	11.16%	11.57%	12.38%	13.38%	13.65%	14.42%	14.94%	15.25%	15.58%	15.69%	15.86%	16.15%	16.23%	16.43%	17.05%
Return on Assets [ROA]ROA	0.96%	1.00%	1.03%	1.09%	1.15%	1.25%	1.26%	1.23%	1.15%	0.96%	0.86%	0.80%	0.78%	0.79%	0.81%	0.84%	0.90%	0.96%	0.98%	1.00%
Return on Equity [ROE]ROE	10.14%	10.36%	10.81%	11.45%	11.92%	12.66%	12.50%	12.04%	11.20%	9.24%	8.19%	7.54%	7.16%	7.26%	7.47%	7.75%	8.21%	8.87%	9.30%	9.81%

Trustco Bank Corp N Y Ratios API

Pull Trustco Bank Corp N Y's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=TRST&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY

import requests

url = "https://data.businessquant.com/statements"
params = {"ticker": "TRST", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}

data = requests.get(url, params=params).json()

const res = await fetch("https://data.businessquant.com/statements?ticker=TRST&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();

API documentation

Trustco Bank Corp N Y TRST Ratios (2010-2026)

Trustco Bank Corp N Y Quarterly Ratios

Trustco Bank Corp N Y Ratios API

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