Trustco Bank Corp N Y Ratios (2023-2025) | TRST

Ratios Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
EBT Margin (Quarter) 45.81%44.86%41.10%29.94%38.43%37.94%38.76%34.05%41.28%42.33%44.59%43.71%
EBIT Margin (Quarter) 59.31%69.58%73.87%76.44%94.38%90.42%90.13%87.17%90.77%91.10%92.52%90.14%
EBITDA Margin (Quarter) 63.11%73.43%77.98%80.74%98.58%95.00%94.16%92.72%95.06%95.22%96.57%94.74%
Net Margin (Quarter) 34.37%33.65%31.37%22.86%29.28%28.89%29.53%30.63%31.48%32.27%34.01%40.90%
FCF Margin (Quarter) 34.91%30.03%23.62%34.31%22.68%40.54%35.68%27.70%-7.20%53.50%20.89%29.24%
Efficiency
Assets Average (Quarter) 6,060.72M6,064.96M6,111.24M6,173.88M6,143.11M6,108.16M6,174.21M6,288.64M6,343.46M6,348.70M6,394.86M
Equity Average (Quarter) 618.05M622.66M634.61M647.24M652.18M662.09M672.68M682.08M690.31M692.41M689.30M
Invested Capital (Quarter) 749.00M735.15M727.04M734.27M743.56M744.89M760.47M761.12M770.08M775.17M789.76M806.64M
Asset Utilization Ratio (Quarter) 0.030.030.030.030.030.030.030.030.03
Leverage & Solvency
Interest Coverage Ratio (Quarter) 4.402.812.251.641.691.721.751.641.831.871.931.94
Debt to Equity (Quarter) 0.220.180.170.140.150.140.140.130.120.120.140.17
Debt Ratio (Quarter) 0.020.020.020.010.020.010.010.010.010.010.020.02
Equity Ratio (Quarter) 0.100.100.100.100.110.110.110.110.110.110.110.11
Times Interest Earned (Quarter) 4.402.812.251.641.691.721.751.641.831.871.931.94
Dividends & Payouts
FCF Payout Ratio (Quarter) 0.380.470.620.470.730.390.440.57-2.100.270.680.51
Valuation
Enterprise Value (Quarter) -636.98M-603.36M-507.26M-578.00M-609.68M-536.11M-522.97M-641.81M-756.14M-713.59M-695.56M-730.43M
Return Ratios
Return on Sales (Quarter) 0.34%0.34%0.31%0.23%0.29%0.29%0.30%0.31%0.31%0.32%0.34%0.41%
Return on Invested Capital (Quarter) 0.14%0.14%0.15%0.15%0.16%0.16%0.16%0.17%0.17%
Return on Assets (Quarter) 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity (Quarter) 0.09%0.08%0.08%0.07%0.08%0.08%0.08%0.08%0.09%