QDM International Inc. (OTC: QDMI)

QDM International Inc. is a holding company incorporated in Florida that does not conduct any material operations on its own. All of its insurance brokerage activities are carried out through its indirectly wholly owned subsidiary YeeTah based in Hong Kong. YeeTah offers a wide range of life and medical insurance products such as individual life policies endowment annuities and critical illness covers. It also distributes general insurance products including automobile homeowner liability and travel insurance. In addition YeeTah acts as a Mandatory Provident Fund intermediary helping customers with account openings fund transfers and policy explanations.

Revenue is generated primarily through commissions paid by insurance companies for policies sold by YeeTah. Commission rates vary by product type and insurer ranging from a few percent of renewal premiums to as high as ninety percent of first year premiums for certain life policies. YeeTah also receives service fees for MPF intermediary services calculated as a percentage of the funds transferred between schemes. Furthermore the company earns referral commissions from a trust company in Hong Kong for directing customers to investment products.

QDM International Inc. positions itself as a niche insurance broker in Hong Kong emphasizing high touch customer service and a focused product lineup centered on life and medical insurance. The company maintains strong relationships with a panel of twenty one insurance carriers which enables it to offer competitive commission terms and a broad selection of products. Its management team possesses over ten years of experience in the Hong Kong insurance intermediary industry and its sales staff undergo regular training on regulatory knowledge product details and ethical conduct. These factors give QDM an edge over larger brokerages that may rely on generic sales approaches. Competitors include other independent brokerage firms insurance companies that sell through their own agents and ancillary distributors such as commercial banks. While some rivals have longer operating histories and larger market shares QDM believes its specialization in life insurance and its commitment to personalized service allow it to compete effectively.

The company’s customer base consists of individuals residing in Hong Kong as well as visitors from mainland China who purchase life and medical insurance policies. In the fiscal year ended March 31 2025 YeeTah serviced 263 customers for life and medical insurance and 36 customers for general insurance products. Additionally it supported one customer with MPF related services during the same period. Through its referral arrangement with a Hong Kong trust company QDM also generates fees from investors seeking investment products although the trust company itself is not disclosed as a direct customer of the brokerage.