Chubb Ltd (NYSE: CB)

Chubb Limited is a Swiss-incorporated holding company of the Chubb Group of Companies, a global insurance and reinsurance organization serving a diverse client base worldwide.

At December 31, 2025, the company reported total assets of $272 billion and shareholders’ equity of $74 billion.

Chubb Limited generates revenue primarily from property and casualty underwriting income, investment income, and life segment income.

In 2025, consolidated net premiums earned amounted to $53.0 billion, reflecting the scale of its underwriting activities.

The company operates through the following segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance.

• North America Commercial P&C Insurance: This segment provides property and casualty and accident and health insurance and services to large, middle market, and small commercial businesses in the United States, Canada, and Bermuda through divisions such as Commercial Insurance, Major Accounts, Westchester, and Chubb Bermuda.

• North America Personal P&C Insurance: This segment offers high net worth personal lines products including homeowners, high value automobiles, collector cars, valuable articles, personal excess liability, travel, cyber, and recreational marine insurance in the United States and Canada.

• North America Agricultural Insurance: This segment supplies crop insurance, primarily Multiple Peril Crop Insurance and crop hail, through Rain and Hail, and farm and ranch specialty property and casualty coverage via the Chubb Agribusiness unit.

• Overseas General Insurance: This segment encompasses Chubb International’s retail commercial and consumer lines, the wholesale specialty business of Chubb Global Markets including Lloyd’s Syndicate 2488, and the international supplemental accident and health business.

• Global Reinsurance: This segment delivers traditional and non traditional reinsurance coverage to primary property and casualty insurers worldwide through units located in Bermuda, the United States, Canada, and international markets.

• Life Insurance: This segment comprises international life operations including Chubb Life, Huatai Life, Chubb Tempest Life Re, and Chubb Benefits, offering protection and savings products such as term life, whole life, universal life, unit linked contracts, annuities, and investment contracts across Asia and selected other regions.

Chubb Limited’s product and geographic diversification differentiate it from the majority of its competitors and have been a source of stability during industry volatility.

The company’s strong capital position, analytical capabilities, experienced underwriting team, and superior claims service provide a competitive advantage in the global insurance and reinsurance markets.

Chubb Limited serves multinational corporations, mid size and small businesses, affluent and high net worth individuals, individuals purchasing life, personal accident, supplemental health, homeowners, and automobile coverages, as well as companies and affinity groups providing accident and health programs and insurers seeking reinsurance protection.