PFS Bancorp (PFSB) Net Interest Income After Provisions (2022 - 2026)
PFS Bancorp (PFSB) reported Net Interest Income After Provisions of $1.59 million for Q3 2026, up 14.3% from $1.39 million a year earlier and up 1.8% from the prior quarter.
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Analysis
PFS Bancorp (PFSB) Net Interest Income After Provisions (2022 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, PFS Bancorp's Net Interest Income After Provisions came in at $6.09 million, up 14.4% year-over-year; for FY2025, it was $5.5 million, up 12.9% from FY2024.
- Net Interest Income After Provisions has increased for three consecutive years, with a three-year compound annual growth rate of 10.2% (FY2022 to FY2025).
- By year, Net Interest Income After Provisions came in at $4.87 million in FY2024 (+6.1%), $4.59 million in FY2023 (+11.8%) and $4.1 million in FY2022.
- The Q3 2026 figure ranks as the highest quarterly Net Interest Income After Provisions in data going back to Q2 2022.
- Year over year, Net Interest Income After Provisions has now increased in each of the last 14 quarters, with growth averaging 12.3% over the last eight quarters.
- Across the past five years, year-over-year growth in Net Interest Income After Provisions ran from 1.6% in Q4 2024 to 23.1% in Q3 2025.
- Per Business Quant data, the three quarters before Q3 2026 came in at $1.56 million (Q2 2026), $1.47 million (Q1 2026) and $1.47 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NII After Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 24.29 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | - |
| 10 | PFS Bancorp | 31.95 Mn | 25.15 Mn | - | 1.59 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.59 Mn |
| Jun 30, 2026 | 1.56 Mn |
| Mar 31, 2026 | 1.47 Mn |
| Dec 31, 2025 | 1.47 Mn |
| Sep 30, 2025 | 1.39 Mn |
| Jun 30, 2025 | 1.39 Mn |
| Mar 31, 2025 | 1.25 Mn |
| Dec 31, 2024 | 1.29 Mn |
| Sep 30, 2024 | 1.13 Mn |
| Jun 30, 2024 | 1.24 Mn |
| Mar 31, 2024 | 1.21 Mn |
| Dec 31, 2023 | 1.27 Mn |
| Sep 30, 2023 | 1.09 Mn |
| Jun 30, 2023 | 1.13 Mn |
| Mar 31, 2023 | 1.10 Mn |
| Dec 31, 2022 | 1.11 Mn |
| Sep 30, 2022 | 1.03 Mn |
| Jun 30, 2022 | 1.03 Mn |
API Access
PFS Bancorp Net Interest Income After Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-interest-income-after-provisions", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();