Payoneer Global Ratios (2021-2025) | PAYO

Ratios Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
Gross Margin (Quarter) 76.88%75.03%75.75%75.65%74.83%75.15%74.15%71.57%75.09%76.59%76.61%76.92%78.14%78.87%78.93%77.45%77.81%78.01%78.04%76.84%
EBT Margin (Quarter) -1.77%-8.31%1.24%-11.32%16.18%3.92%-14.99%-1.38%8.91%24.81%10.98%18.41%18.79%20.16%8.90%10.01%11.26%11.45%11.26%10.00%
EBIT Margin (Quarter) -1.15%-16.55%-5.33%14.88%-4.63%-1.49%-3.21%7.62%7.82%16.15%14.18%-22.32%16.82%19.33%14.16%11.15%11.89%11.54%13.42%10.53%
EBITDA Margin (Quarter) 0.61%-15.04%-3.93%16.25%15.04%0.79%-17.69%-4.39%4.13%22.03%6.16%12.05%12.71%13.66%20.93%-1.90%11.89%10.74%3.03%5.10%
Operating Margin (Quarter) -1.15%-16.55%-5.33%14.88%-4.63%-1.49%-3.21%7.62%7.82%16.15%14.18%-22.32%16.82%19.33%14.16%11.15%11.89%11.54%13.42%10.53%
Net Margin (Quarter) -3.50%-11.20%0.69%-14.43%14.74%2.99%-16.64%-5.12%4.13%22.03%6.16%12.05%12.70%13.54%16.75%6.95%8.34%7.47%5.21%6.92%
FCF Margin (Quarter) -19.80%31.08%-11.09%3.51%-1.05%20.08%9.86%11.79%-1.92%29.60%20.55%26.05%17.01%17.06%18.90%18.65%19.86%17.43%26.54%24.30%
Efficiency
Assets Average (Quarter) 4,346.85M4,719.48M5,193.30M5,575.07M5,800.88M6,177.06M6,416.18M6,290.78M6,280.80M6,750.44M7,039.30M6,857.90M6,985.74M7,490.78M7,740.27M7,830.30M8,157.94M8,581.02M
Equity Average (Quarter) 253.11M486.85M489.50M504.52M532.45M537.79M538.95M561.05M601.40M631.96M651.12M662.91M665.46M698.63M726.33M737.76M760.82M760.70M727.46M
Invested Capital (Quarter) 24.44M481.78M491.92M487.07M521.96M542.93M532.65M545.26M576.85M625.95M637.97M664.27M661.63M670.04M727.88M725.51M759.74M780.02M758.76M704.43M
Asset Utilization Ratio (Quarter) 0.100.100.100.100.100.110.120.130.120.120.130.130.130.130.130.130.12
Leverage & Solvency
Debt to Equity (Quarter) 0.030.030.030.030.030.030.020.020.030.020.000.000.000.010.010.01
Debt Ratio (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Equity Ratio (Quarter) 0.110.110.100.100.090.090.080.090.100.100.090.100.100.100.090.100.100.090.08
Valuation
Enterprise Value (Quarter) 50.12M-501.42M-451.80M-468.93M-468.82M-495.10M-511.11M-546.18M-554.07M-590.76M-593.44M-624.05M-595.09M-586.38M-539.16M-504.10M-534.13M-505.75M-483.22M-421.63M
Return Ratios
Return on Sales (Quarter) -0.03%-0.11%0.01%-0.14%0.15%0.03%-0.17%-0.05%0.04%0.22%0.06%0.12%0.13%0.14%0.17%0.07%0.08%0.07%0.05%0.07%
Return on Capital Employed (Quarter) -0.02%-0.02%0.02%0.01%0.00%0.03%0.09%0.12%0.13%0.05%0.10%0.10%0.41%0.14%0.20%0.15%0.25%
Return on Invested Capital (Quarter) -0.02%-0.18%0.00%0.02%0.00%0.26%0.04%0.09%0.03%0.06%0.06%0.08%0.18%0.17%0.15%0.10%0.11%
Return on Assets (Quarter) -0.01%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.02%0.01%0.02%0.02%0.01%0.01%0.01%0.01%
Return on Equity (Quarter) -0.07%-0.02%0.01%-0.04%-0.02%-0.04%0.03%0.09%0.14%0.17%0.15%0.19%0.17%0.15%0.13%0.10%0.10%