Payoneer Global Ratios (2021-2025) | PAYO

Ratios Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 77.00%75.03%75.88%75.65%74.83%75.15%74.15%71.57%75.09%76.59%76.61%76.92%78.14%78.87%78.93%77.45%77.81%78.01%78.04%
EBT Margin -1.76%-8.31%1.23%-11.32%16.18%3.92%-14.99%-1.38%8.91%24.81%10.98%18.41%18.79%20.16%8.90%10.01%11.26%11.45%11.26%
EBIT Margin -1.14%-16.55%-5.30%-3.01%-4.63%-1.49%-3.21%-4.67%7.82%16.15%14.18%11.46%16.82%19.33%14.16%11.15%11.89%11.54%13.42%
EBITDA Margin 0.61%-15.04%-3.91%-1.65%15.04%0.79%-17.69%-4.39%4.13%22.03%6.16%12.05%12.71%13.66%20.93%-1.90%11.89%10.74%3.03%
Operating Margin -1.14%-16.55%-5.30%-3.01%-4.63%-1.49%-3.21%-4.67%7.82%16.15%14.18%11.46%16.82%19.33%14.16%11.15%11.89%11.54%13.42%
Net Margin -3.48%-11.20%0.69%-14.43%14.74%2.99%-16.64%-5.52%4.13%22.03%6.16%7.09%12.70%13.54%16.75%-1.69%8.34%7.47%5.21%
FCF Margin -19.70%26.93%-7.28%3.51%-1.05%15.21%8.19%17.17%-1.92%24.52%13.94%19.68%11.16%11.74%15.23%12.74%15.27%21.78%14.87%
Efficiency
Assets Average 4,346.85M4,719.48M5,193.30M5,575.07M5,800.88M6,177.06M6,416.18M6,290.78M6,280.80M6,750.44M7,039.30M6,857.90M6,985.74M7,490.78M7,740.27M7,830.30M8,157.94M
Equity Average 253.11M486.85M489.50M504.52M532.45M537.79M538.95M561.05M601.40M631.96M651.12M662.91M665.46M698.63M726.33M737.76M760.82M760.70M
Invested Capital 24.44M481.78M491.92M487.07M521.96M542.93M532.65M545.26M576.85M625.95M637.97M664.27M661.63M670.04M728.34M725.51M759.74M780.02M758.76M
Asset Utilization Ratio 0.100.100.100.100.100.110.120.130.120.120.130.130.130.130.130.13
Leverage & Solvency
Debt to Equity 0.030.030.030.030.030.030.020.020.030.020.000.000.000.010.010.01
Debt Ratio 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Equity Ratio 0.110.110.100.100.090.090.080.090.100.100.090.100.100.100.090.100.100.09
Valuation
Enterprise Value 921.20M3,162.63M2,441.11M2,022.78M1,055.76M1,472.67M1,584.85M1,369.38M1,671.33M1,139.46M1,604.69M1,260.97M1,197.04M1,482.42M2,335.92M3,076.30M2,096.40M1,971.70M1,691.80M
Market Capitalization 1,025.88M3,664.06M2,892.91M2,491.71M1,524.58M1,967.78M2,095.96M1,915.56M2,225.40M1,730.22M2,198.13M1,885.02M1,792.13M2,068.80M2,875.09M3,580.40M2,630.53M2,477.45M2,179.91M
Return Ratios
Return on Sales -0.07%-0.02%0.01%-0.04%-0.02%-0.04%0.02%0.07%0.10%0.12%0.10%0.13%0.10%0.09%0.08%0.05%
Return on Capital Employed -0.14%-0.07%-0.06%-0.03%-0.11%0.00%0.05%0.09%0.50%0.13%0.21%0.20%0.41%0.14%0.20%0.15%
Return on Invested Capital -0.01%0.02%0.07%0.10%0.12%0.12%0.16%0.14%0.14%0.12%0.07%
Return on Assets -0.01%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.01%0.01%0.02%0.01%0.01%0.01%0.01%
Return on Equity -0.07%-0.02%0.01%-0.04%-0.02%-0.04%0.03%0.09%0.13%0.16%0.14%0.17%0.14%0.12%0.10%0.07%