PagSeguro Digital reported a gross margin of 84.37% and a net margin of 15.35% for the quarter ended Jun 2026. These financial ratios cover 40 quarters of results from Dec 2015 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2015 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||||||
| Gross Margin | 46.72% | 86.90% | 35.75% | 36.67% | 35.56% | 137.63% | 36.64% | 37.58% | 36.69% | 51.40% | 89.85% | 48.82% | 89.84% | 63.64% | 91.71% | 83.65% | 91.30% | 92.40% | 92.51% | 84.37% | ||||||||||||||||||||
| EBT Margin | 15.17% | 11.38% | 13.10% | 12.73% | 12.48% | 47.93% | 11.63% | 12.68% | 12.72% | 12.35% | 13.28% | 12.69% | 4.33% | 12.44% | 11.96% | 12.18% | 12.46% | 13.28% | 12.41% | 12.34% | ||||||||||||||||||||
| EBIT Margin | 66.71% | 173.98% | 52.09% | 52.08% | 40.97% | 153.31% | 52.80% | 52.98% | 51.17% | 57.71% | 107.27% | 53.56% | 95.06% | 82.64% | 96.72% | 92.94% | 95.02% | 96.13% | 97.34% | 94.23% | ||||||||||||||||||||
| EBITDA Margin | 26.73% | 18.91% | 19.40% | 21.25% | 19.92% | 77.06% | 20.99% | 22.19% | 22.21% | 30.21% | 107.27% | 53.56% | 95.06% | 82.64% | 96.72% | 92.94% | 95.02% | 96.13% | 97.34% | 94.23% | ||||||||||||||||||||
| Operating Margin | 66.71% | 173.98% | 52.09% | 52.08% | 40.97% | 153.31% | 52.80% | 52.98% | 51.17% | 57.71% | 107.27% | 53.56% | 95.06% | 82.64% | 96.72% | 92.94% | 95.02% | 96.13% | 97.34% | 94.23% | ||||||||||||||||||||
| Net Margin | 11.58% | 9.31% | 10.21% | 9.38% | 3.34% | 10.29% | 13.39% | 15.29% | 15.23% | 14.66% | 15.37% | 14.31% | 5.98% | 17.60% | 13.09% | 14.83% | 14.06% | 17.27% | 13.90% | 15.35% | ||||||||||||||||||||
| FCF Margin | 21.22% | 12.52% | 21.21% | 14.63% | -1.49% | -4.44% | 14.61% | -1.73% | 11.00% | 1.53% | 63.26% | -39.09% | -3.02% | -7.53% | 32.13% | 48.75% | 42.45% | 52.57% | 23.47% | 24.35% | ||||||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||||||
| Inventory AverageInventory Avg. | 0.02B | 0.01B | 0.01B | 0.01B | 0.01B | 0.01B | 0.00B | 0.01B | 0.01B | 0.01B | 0.01B | 0.01B | 0.01B | 0.00B | 0.00B | 0.00B | 0.00B | |||||||||||||||||||||||
| Assets AverageAssets Avg. | 4.86B | 5.37B | 6.02B | 7.23B | 8.13B | 8.44B | 8.47B | 8.48B | 9.17B | 10.42B | 11.55B | 12.38B | 12.45B | 12.33B | 12.17B | 12.19B | 12.92B | 13.53B | 14.04B | 14.62B | ||||||||||||||||||||
| Invested CapitalInvested Cap. | 4.13B | 4.43B | 4.80B | 5.46B | 5.24B | 5.67B | 4.07B | 4.28B | 4.53B | 2.75B | 4.96B | 5.33B | 5.09B | 5.29B | 5.04B | 4.98B | 4.99B | 5.18B | 5.07B | 5.20B | ||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.36 | 0.36 | 0.37 | 0.35 | 0.52 | 0.52 | 0.52 | 0.52 | 0.33 | 0.45 | 0.42 | 0.40 | 0.53 | 0.41 | 0.42 | 0.42 | 0.27 | 0.27 | 0.27 | 0.27 | ||||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -8.82 | -13.97 | -1.44 | -2.69 | -5.06 | -7.10 | -1.15 | -21.56 | -27.11 | -26.47 | -67.93 | -2.83 | -56.35 | -13.72 | -3.98 | -33.82 | -107.80 | -43.96 | -101.52 | -42.36 | ||||||||||||||||||||
| Debt Ratio | 0.41 | 0.46 | 0.42 | 0.40 | 0.37 | 0.40 | 0.21 | 0.20 | 0.20 | 0.01 | 0.18 | 0.20 | 0.21 | 0.22 | 0.21 | 0.19 | 0.17 | 0.18 | 0.16 | 0.15 | ||||||||||||||||||||
| Times Interest Earned | -8.82 | -13.97 | -1.44 | -2.69 | -5.06 | -7.10 | -1.15 | -21.56 | -27.11 | -26.47 | -67.93 | -2.83 | -56.35 | -13.72 | -3.98 | -33.82 | -107.80 | -43.96 | -101.52 | -42.36 | ||||||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | -3.18 | -3.68 | -5.01 | -4.05 | -2.15 | |||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | -0.10 | -0.09 | -0.07 | -0.15 | -0.29 | |||||||||||||||||||||||||||||||||||
| Dividend YieldDiv. Yield | -0.80% | -0.66% | -0.73% | -0.66% | -1.61% | |||||||||||||||||||||||||||||||||||
| Payout Ratio | -0.31 | -0.27 | -0.20 | -0.25 | -0.47 | |||||||||||||||||||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 220.18 | 257.99 | 159.21 | 72.70 | 96.90 | 60.77 | 47.74 | 43.05 | 36.93 | 19.55 | 57.47 | 50.21 | 31.39 | 21.77 | 37.95 | 39.19 | 40.88 | 27.38 | 37.19 | 28.83 | ||||||||||||||||||||
| Price to SalesP/S | 25.49 | 24.03 | 16.26 | 6.82 | 3.24 | 6.25 | 6.39 | 6.58 | 5.62 | 2.87 | 8.83 | 7.19 | 1.88 | 3.83 | 4.97 | 5.81 | 5.75 | 4.73 | 5.17 | 4.43 | ||||||||||||||||||||
| Price to BookP/B | 6.77 | 7.40 | 5.16 | 2.38 | 3.20 | 2.09 | 1.96 | 2.01 | 1.76 | 2.51 | 2.76 | 2.29 | 1.78 | 1.34 | 1.61 | 2.02 | 1.97 | 1.74 | 1.78 | 1.50 | ||||||||||||||||||||
| Enterprise Value | 13.16B | 13.62B | 10.34B | 5.17B | 6.74B | 4.36B | 4.26B | 4.73B | 4.23B | 6.12B | 6.81B | 6.03B | 1.26B | 3.20B | 3.93B | 4.98B | 5.10B | 4.36B | 4.59B | 4.28B | ||||||||||||||||||||
| EV to EBIT | 37.07 | 13.49 | 30.27 | 12.44 | 7.57 | 3.77 | 11.18 | 11.56 | 10.02 | 4.53 | 7.29 | 12.85 | 0.54 | 4.40 | 4.91 | 6.00 | 5.73 | 4.54 | 4.95 | 4.53 | ||||||||||||||||||||
| EV to EBITDA | 92.53 | 124.10 | 81.26 | 30.49 | 15.58 | 7.51 | 28.12 | 27.60 | 23.08 | 8.65 | 7.29 | 12.85 | 0.54 | 4.40 | 4.91 | 6.00 | 5.73 | 4.54 | 4.95 | 4.53 | ||||||||||||||||||||
| Market Capitalization | 13.57B | 13.94B | 10.66B | 5.44B | 7.03B | 4.71B | 4.62B | 5.09B | 4.64B | 6.72B | 7.69B | 6.30B | 4.64B | 3.37B | 4.11B | 5.19B | 5.39B | 4.73B | 4.92B | 4.44B | ||||||||||||||||||||
| Price to FCFP/FCF | 120.15 | 191.99 | 76.63 | 46.64 | -218.05 | -140.75 | 43.75 | -381.62 | 51.10 | 187.91 | 13.97 | -18.39 | -62.28 | -50.91 | 15.46 | 11.92 | 13.55 | 8.99 | 22.03 | 18.18 | ||||||||||||||||||||
| EV to FCF | 116.56 | 187.52 | 74.33 | 44.30 | -208.81 | -130.23 | 40.39 | -355.00 | 46.58 | 171.30 | 12.36 | -17.60 | -16.95 | -48.32 | 14.77 | 11.44 | 12.82 | 8.29 | 20.55 | 17.51 | ||||||||||||||||||||
| EV to CFO | 189.13 | 566.77 | 188.27 | 109.70 | 22.21 | 11.69 | 55.47 | 50.50 | 21.23 | 14.00 | 13.86 | -14.75 | -10.16 | -30.95 | 18.93 | 12.62 | 14.42 | 9.02 | 25.96 | 21.47 | ||||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 66.71% | 173.98% | 52.09% | 52.08% | 40.97% | 153.31% | 52.80% | 52.98% | 51.17% | 57.71% | 107.27% | 53.56% | 95.06% | 82.64% | 96.72% | 92.94% | 95.02% | 96.13% | 97.34% | 94.23% | ||||||||||||||||||||
| Return on Capital Employed [ROCE]ROCE | 75.99% | 110.97% | 94.79% | 96.57% | 97.26% | 100.57% | 80.77% | 87.06% | 71.74% | 74.14% | 74.89% | 67.48% | 94.68% | 89.97% | 80.38% | 105.39% | 68.34% | 74.57% | 67.88% | 59.84% | ||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 51.30% | 66.55% | 52.34% | 51.03% | 55.42% | 55.06% | 62.40% | 72.73% | 59.28% | 83.63% | 95.93% | 72.42% | 117.93% | 109.35% | 105.71% | 120.32% | 79.24% | 81.69% | 84.12% | 87.19% | ||||||||||||||||||||
| Return on Assets [ROA]ROA | 8.25% | 6.73% | 6.22% | 5.70% | 7.20% | 10.41% | 10.33% | 10.27% | 7.79% | 6.57% | 6.25% | 5.89% | 6.03% | 4.56% | 4.41% | 4.46% | 4.08% | 4.03% | 4.05% | 4.04% |