Bank of N.T. Butterfield & Son reported a net margin of 29.63% for the quarter ended Jun 2026. These financial ratios cover 46 quarters of results from Dec 2013 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2013 | Dec2014 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 32.45% | 33.60% | 35.61% | 37.68% | 41.58% | 42.96% | 42.78% | 42.41% | 34.68% | 36.37% | 38.01% | 36.11% | 37.80% | 40.28% | 37.08% | 37.28% | 40.77% | 41.48% | 41.41% | 30.63% | ||||||||||||||||||||||||||
| EBIT Margin | 37.51% | 256.51% | 40.84% | 43.52% | 51.20% | 226.96% | 68.02% | 70.97% | 68.21% | 72.71% | 76.96% | 78.27% | 81.19% | 77.72% | 71.29% | 72.49% | 71.22% | 69.22% | 66.91% | 56.50% | ||||||||||||||||||||||||||
| EBITDA Margin | 51.07% | 268.40% | 49.79% | 51.02% | 58.23% | 232.96% | 73.65% | 77.51% | 74.63% | 79.17% | 72.85% | 96.39% | 90.99% | 83.13% | 79.78% | 77.70% | 77.25% | 73.86% | 75.69% | 61.40% | ||||||||||||||||||||||||||
| Net Margin | 31.83% | 33.04% | 34.84% | 36.89% | 40.92% | 42.49% | 42.32% | 42.05% | 34.41% | 36.92% | 37.41% | 35.46% | 36.94% | 39.29% | 36.29% | 36.45% | 39.86% | 40.10% | 40.54% | 29.63% | ||||||||||||||||||||||||||
| FCF Margin | 68.29% | 56.79% | 48.06% | 31.11% | 32.08% | 48.25% | 52.50% | 52.93% | 22.62% | 27.26% | 19.79% | 61.68% | 78.99% | -8.36% | 42.40% | 68.86% | 33.88% | 10.34% | 38.13% | 37.34% | ||||||||||||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 15.64B | 15.48B | 15.30B | 14.81B | 14.33B | 14.31B | 14.02B | 13.62B | 13.44B | 13.37B | 13.45B | 13.73B | 13.87B | 14.02B | 14.13B | 14.10B | 14.05B | 14.01B | 14.26B | 14.39B | ||||||||||||||||||||||||||
| Equity AverageEquity Avg. | 0.99B | 0.99B | 0.91B | 0.82B | 0.84B | 0.87B | 0.90B | 0.94B | 0.93B | 0.96B | 1.00B | 1.00B | 1.00B | 1.01B | 1.04B | 1.06B | 1.06B | 1.10B | 1.14B | 1.14B | ||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 12.55B | 12.04B | 1.01B | 0.97B | 11.16B | 10.69B | 1.11B | 1.05B | 10.45B | 10.41B | 1.09B | 1.10B | 11.09B | 11.26B | 1.16B | 11.07B | 11.27B | |||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | ||||||||||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 7.42 | 1.15 | 7.81 | 7.46 | 5.32 | 1.23 | 2.69 | 2.48 | 2.03 | 2.00 | 1.98 | 1.86 | 1.87 | 2.08 | 2.08 | 2.06 | 2.34 | 2.50 | 2.62 | 2.18 | ||||||||||||||||||||||||||
| Debt Ratio | 0.74 | 0.72 | 0.01 | 0.01 | 0.72 | 0.69 | 0.01 | 0.01 | 0.71 | 0.70 | 0.01 | 0.01 | 0.73 | 0.72 | 0.01 | 0.72 | 0.72 | |||||||||||||||||||||||||||||
| Times Interest Earned | 7.42 | 1.15 | 7.81 | 7.46 | 5.32 | 1.23 | 2.69 | 2.48 | 2.03 | 2.00 | 1.98 | 1.86 | 1.87 | 2.08 | 2.08 | 2.06 | 2.34 | 2.50 | 2.62 | 2.18 | ||||||||||||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 1.82 | 1.92 | 2.03 | 2.25 | 2.63 | 2.89 | 2.83 | 2.79 | 2.28 | 2.56 | 2.61 | 2.51 | 2.67 | 3.10 | 2.86 | 2.91 | 2.99 | 3.17 | 3.13 | 2.38 | ||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.26 | 0.30 | 0.36 | 0.53 | 0.49 | 0.30 | 0.28 | 0.28 | 0.67 | 0.53 | 0.73 | 0.23 | 0.17 | 0.30 | 0.18 | 0.39 | 1.22 | 0.34 | 0.33 | |||||||||||||||||||||||||||
| Dividend YieldDiv. Yield | 4.92% | 4.59% | 4.87% | 5.60% | 5.38% | 5.83% | 6.44% | 6.36% | 6.40% | 5.66% | 5.57% | 4.97% | 4.64% | 5.00% | 4.59% | 3.95% | 4.11% | 3.91% | 3.77% | 3.38% | ||||||||||||||||||||||||||
| Payout Ratio | 0.54 | 0.54 | 0.53 | 0.50 | 0.45 | 0.41 | 0.38 | 0.36 | 0.37 | 0.38 | 0.39 | 0.40 | 0.39 | 0.37 | 0.36 | 0.35 | 0.34 | 0.34 | 0.33 | 0.34 | ||||||||||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 10.89 | 11.69 | 10.82 | 8.90 | 8.41 | 7.00 | 5.85 | 5.64 | 5.79 | 6.75 | 7.02 | 8.09 | 8.34 | 7.36 | 7.82 | 8.79 | 8.20 | 8.58 | 8.70 | 10.14 | ||||||||||||||||||||||||||
| Price to SalesP/S | 3.56 | 3.81 | 3.56 | 3.04 | 3.07 | 2.73 | 2.39 | 2.37 | 2.34 | 2.63 | 2.65 | 2.92 | 3.06 | 2.74 | 2.90 | 3.27 | 3.12 | 3.28 | 3.42 | 3.80 | ||||||||||||||||||||||||||
| Price to BookP/B | 1.76 | 1.95 | 2.13 | 1.94 | 1.85 | 1.73 | 1.45 | 1.45 | 1.49 | 1.52 | 1.53 | 1.67 | 1.75 | 1.56 | 1.60 | 1.80 | 1.78 | 1.74 | 1.85 | 2.07 | ||||||||||||||||||||||||||
| Enterprise Value | -2.43B | 1.35B | -1.25B | -0.51B | -1.20B | -1.04B | -1.10B | -1.11B | -1.20B | -1.08B | -1.60B | -1.38B | -1.82B | -1.85B | -1.25B | -0.73B | -1.61B | -1.60B | -0.76B | 0.07B | ||||||||||||||||||||||||||
| EV to EBIT | -4.89 | 2.90 | -2.67 | -1.06 | -2.37 | -2.00 | -1.94 | -1.82 | -1.88 | -2.67 | -3.85 | -3.26 | -4.11 | -4.06 | -2.78 | -1.64 | -3.66 | -3.71 | -1.77 | 0.18 | ||||||||||||||||||||||||||
| EV to EBITDA | -4.28 | 2.53 | -2.36 | -0.96 | -2.17 | -1.86 | -1.82 | -1.72 | -1.78 | -2.45 | -3.66 | -2.99 | -3.74 | -3.72 | -2.45 | -1.50 | -3.37 | -3.42 | -1.62 | 0.16 | ||||||||||||||||||||||||||
| Market Capitalization | 1.78B | 1.90B | 1.79B | 1.56B | 1.62B | 1.50B | 1.36B | 1.38B | 1.36B | 1.52B | 1.52B | 1.67B | 1.75B | 1.59B | 1.69B | 1.93B | 1.87B | 1.99B | 2.10B | 2.38B | ||||||||||||||||||||||||||
| Price to FCFP/FCF | 8.28 | 7.57 | 6.86 | 6.00 | 7.39 | 6.84 | 5.77 | 5.08 | 5.28 | 6.75 | 8.61 | 8.89 | 6.53 | 7.36 | 6.75 | 7.31 | 9.21 | 8.58 | 9.19 | 12.75 | ||||||||||||||||||||||||||
| EV to FCF | -11.36 | 5.38 | -4.80 | -1.97 | -5.46 | -4.74 | -4.68 | -4.11 | -4.65 | -4.80 | -9.05 | -7.34 | -6.78 | -8.55 | -5.00 | -2.78 | -7.92 | -6.89 | -3.32 | 0.39 | ||||||||||||||||||||||||||
| EV to CFO | -11.36 | 5.38 | -4.80 | -1.97 | -5.46 | -4.74 | -4.68 | -4.11 | -4.65 | -4.80 | -9.05 | -7.34 | -6.78 | -8.55 | -5.00 | -2.78 | -7.92 | -6.89 | -3.32 | 0.39 | ||||||||||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 37.51% | 256.51% | 40.84% | 43.52% | 51.20% | 226.96% | 68.02% | 70.97% | 68.21% | 72.71% | 76.96% | 78.27% | 81.19% | 77.72% | 71.29% | 72.49% | 71.22% | 69.22% | 66.91% | 56.50% | ||||||||||||||||||||||||||
| Return on Capital Employed [ROCE]ROCE | 48.29% | 41.62% | 53.52% | 38.12% | 56.70% | 59.58% | 46.32% | 57.62% | 64.86% | 40.46% | 45.19% | 53.37% | 41.32% | 56.57% | 38.76% | 45.15% | 36.99% | 40.93% | 44.14% | 34.70% | ||||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 7.27% | 3.79% | 7.19% | 48.34% | 8.33% | 4.75% | 9.61% | 56.70% | 11.07% | 3.88% | 7.21% | 38.66% | 7.27% | 4.08% | 7.27% | 3.86% | ||||||||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 1.07% | 1.09% | 1.12% | 1.23% | 1.40% | 1.55% | 1.70% | 1.83% | 1.78% | 1.70% | 1.62% | 1.52% | 1.55% | 1.61% | 1.60% | 1.63% | 1.70% | 1.74% | 1.78% | 1.72% | ||||||||||||||||||||||||||
| Return on Equity [ROE]ROE | 17.01% | 17.02% | 18.92% | 22.15% | 23.84% | 25.44% | 26.48% | 26.43% | 25.74% | 23.71% | 21.87% | 20.96% | 21.46% | 22.29% | 21.78% | 21.60% | 22.48% | 22.24% | 22.23% | 21.66% |
Pull Bank of N.T. Butterfield & Son's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=NTB&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "NTB", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=NTB&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();