Bank of N.T. Butterfield & Son (NTB) FCF Payout Ratio (2016 - 2026)
Bank of N.T. Butterfield & Son's (NTB) FCF Payout Ratio stood at 0.33 in the quarter ended Jun 30, 2026, up 82.9% from 0.18 a year earlier but down 1.8% from the prior quarter.
Bank of N.T. Butterfield & Son (NTB) FCF Payout Ratio (2016 - 2026) Analysis & Trends
On a TTM basis, Bank of N.T. Butterfield & Son's FCF Payout Ratio came in at 0.43 as of Jun 30, 2026, up 49.2% year-over-year; for the year ended Dec 31, 2025, it was 0.38, down 8.0% from the prior year.
- Annual FCF Payout Ratio has declined for three straight years.
- Across earlier years, FCF Payout Ratio came in at 0.41 in the year ended Dec 31, 2024 (-6.1%), 0.43 in the year ended Dec 31, 2023 (-4.4%), 0.45 in the year ended Dec 31, 2022 (+22.6%) and 0.37 in the year ended Dec 31, 2021 (-30.2%).
- Quarterly FCF Payout Ratio has ranged from 0.17 in the quarter ended Sep 30, 2024 to 1.22 in the quarter ended Dec 31, 2025 over the past five years.
- On a year-over-year basis, FCF Payout Ratio rose in three of the last six quarters, with growth averaging 11.4%.
- Peak year-over-year performance for FCF Payout Ratio in the last five years was growth of 154.8% in the quarter ended Mar 31, 2024, against a decline of 73.8% in the quarter ended Sep 30, 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.34 (quarter ended Mar 31, 2026), 1.22 (quarter ended Dec 31, 2025) and 0.39 (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | - |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | - |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | 0.08 |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | - |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | - |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | 0.20 |
| 10 | Bank of N.T. Butterfield & Son | 2.33 Bn | -8.44 Bn | - | 0.33 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.33 |
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 1.22 |
| Sep 30, 2025 | 0.39 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.30 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.73 |
| Dec 31, 2023 | 0.53 |
| Sep 30, 2023 | 0.67 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.28 |
| Dec 31, 2022 | 0.30 |
| Sep 30, 2022 | 0.49 |
| Jun 30, 2022 | 0.53 |
| Mar 31, 2022 | 0.36 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.26 |
| Jun 30, 2021 | 0.51 |
Bank of N.T. Butterfield & Son FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=NTB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "NTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=NTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();