Bank of N.T. Butterfield & Son (NTB) FCF Payout Ratio (2016 - 2026)
Bank of N.T. Butterfield & Son's (NTB) quarterly FCF Payout Ratio came in at 0.33 in Q2 2026, down 82.86% year-over-year from 1.94 in Q2 2025, and up 1.82% quarter-over-quarter from 0.34 in Q1 2026.
Analysis
Bank of N.T. Butterfield & Son (NTB) FCF Payout Ratio (2016 - 2026) Analysis & Trends
Bank of N.T. Butterfield & Son (NTB) has reported FCF Payout Ratio for 11 consecutive years, with 0.33 the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 82.86% year-over-year to 0.33 in Q2 2026; TTM through Jun 2026 was 0.74, a 31.23% decrease from a year earlier, with the FY2025 full-year figure at 0.38, up 7.95% from the prior year.
- FCF Payout Ratio was 0.33 for Q2 2026 at Bank of N.T. Butterfield & Son, up from 0.34 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 2.33 in Q4 2024 and troughed at 4.72 in Q4 2025.
- A 5-year average of 0.62 and a median of 0.35 in 2022 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio jumped 206.61% in 2024 and slumped 303.12% in 2025, its largest moves.
- Over 5 years, FCF Payout Ratio stood at 1.32 in 2022, then slumped by 65.88% to 2.18 in 2023, then jumped by 206.61% to 2.33 in 2024, then tumbled by 303.12% to 4.72 in 2025, then jumped by 92.95% to 0.33 in 2026.
- The last three FCF Payout Ratio figures came in at 0.33 (Q2 2026), 0.34 (Q1 2026), and 4.72 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 949.77 Bn | 949.77 Bn | - | - |
| 2 | Truist Financial | 61.16 Bn | 61.16 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 49.24 Bn | 25.52 Bn | - | - |
| 4 | M&T Bank | 34.65 Bn | 34.65 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 33.54 Bn | 29.02 Bn | - | 0.32 |
| 6 | Citizens Financial | 29.23 Bn | 29.23 Bn | - | 0.29 |
| 7 | Regions Financial | 25.42 Bn | 25.42 Bn | - | 0.74 |
| 8 | First Citizens Bancshares | 24.80 Bn | 24.28 Bn | 29.00 Mn | 0.06 |
| 9 | Keycorp | 23.18 Bn | -24.52 Bn | - | 1.11 |
| 10 | Bank of N.T. Butterfield & Son | 2.48 Bn | 177.35 Mn | 156.35 Mn | 0.33 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.33 |
| Mar 31, 2026 | -0.34 |
| Dec 31, 2025 | -4.72 |
| Sep 30, 2025 | -0.39 |
| Jun 30, 2025 | -0.18 |
| Mar 31, 2025 | -0.30 |
| Dec 31, 2024 | 2.33 |
| Sep 30, 2024 | -0.17 |
| Jun 30, 2024 | -0.23 |
| Mar 31, 2024 | -0.71 |
| Dec 31, 2023 | -2.18 |
| Sep 30, 2023 | -0.67 |
| Jun 30, 2023 | -0.28 |
| Mar 31, 2023 | -0.28 |
| Dec 31, 2022 | -1.32 |
| Sep 30, 2022 | -0.49 |
| Jun 30, 2022 | -0.53 |
| Mar 31, 2022 | -0.36 |
| Dec 31, 2021 | 5.13 |
| Sep 30, 2021 | -0.26 |