First Western Financial reported a net margin of 20.02% for the quarter ended Jun 2026. These financial ratios cover 37 quarters of results from Jun 2017 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||
| EBT Margin | 33.96% | 11.19% | 27.43% | 22.50% | 29.95% | 26.84% | 20.09% | 9.90% | 18.73% | -31.30% | 15.38% | 6.93% | 12.12% | 16.08% | 21.67% | 14.80% | 16.49% | 17.23% | 28.67% | 25.86% | |||||||||||||||||
| EBIT Margin | 39.17% | 17.01% | 32.60% | 28.12% | 43.53% | 66.03% | 79.02% | 97.17% | 106.22% | 124.33% | 111.31% | 116.04% | 114.31% | 103.18% | 101.60% | 102.31% | 113.50% | 101.64% | 100.21% | 96.06% | |||||||||||||||||
| EBITDA Margin | 39.17% | 17.01% | 32.60% | 28.12% | 43.53% | 66.03% | 79.02% | 97.17% | 106.22% | 124.33% | 111.31% | 116.04% | 114.31% | 103.18% | 101.60% | 102.31% | 113.50% | 101.64% | 100.21% | 96.06% | |||||||||||||||||
| Net Margin | 25.74% | 8.30% | 20.71% | 16.88% | 22.63% | 20.11% | 14.87% | 7.33% | 13.84% | -23.13% | 10.81% | 5.27% | 9.68% | 11.29% | 16.93% | 11.17% | 13.25% | 13.01% | 21.96% | 20.02% | |||||||||||||||||
| FCF Margin | 12.12% | 123.50% | -5.85% | 44.76% | 86.82% | 40.84% | 0.70% | -30.33% | 63.14% | 81.59% | -10.83% | -58.07% | 84.21% | -19.68% | 28.20% | -43.09% | 37.26% | -46.76% | 51.79% | 39.30% | |||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,042.79M | 2,301.88M | 2,552.07M | 2,559.08M | 2,635.10M | 2,797.72M | 2,917.63M | 2,987.08M | 3,004.20M | 2,989.11M | 2,953.84M | 2,934.89M | 2,924.75M | 2,915.49M | 2,912.67M | 2,966.55M | 3,133.61M | 3,197.70M | 3,197.85M | 3,239.36M | |||||||||||||||||
| Invested CapitalInvested Cap. | 214.14M | 258.07M | 255.79M | 260.58M | 267.45M | 293.00M | 291.99M | 294.46M | 298.54M | 295.08M | 297.93M | 299.33M | 301.34M | 304.89M | 301.18M | 303.52M | 306.22M | 310.33M | 318.18M | 325.44M | |||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | |||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 7.51 | 2.92 | 6.30 | 5.00 | 3.21 | 1.68 | 1.34 | 1.11 | 1.21 | 0.80 | 1.16 | 1.06 | 1.12 | 1.18 | 1.27 | 1.17 | 1.17 | 1.20 | 1.40 | 1.37 | |||||||||||||||||
| Debt Ratio | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||||||||||||||
| Times Interest Earned | 7.51 | 2.92 | 6.30 | 5.00 | 3.21 | 1.68 | 1.34 | 1.11 | 1.21 | 0.80 | 1.16 | 1.06 | 1.12 | 1.18 | 1.27 | 1.17 | 1.17 | 1.20 | 1.40 | 1.37 | |||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 35.98 | 149.18 | 53.36 | 57.50 | 37.61 | 48.86 | 49.28 | 117.89 | 55.65 | -59.02 | 55.78 | 152.63 | 90.57 | 68.77 | 45.57 | 87.59 | 70.21 | 77.86 | 38.52 | 54.73 | |||||||||||||||||
| Price to SalesP/S | 9.26 | 12.37 | 11.05 | 9.70 | 8.51 | 9.82 | 7.33 | 8.64 | 7.70 | 13.65 | 6.03 | 8.04 | 8.77 | 7.76 | 7.71 | 9.78 | 9.30 | 10.13 | 8.46 | 10.96 | |||||||||||||||||
| Price to BookP/B | 1.32 | 1.31 | 1.32 | 1.13 | 1.00 | 1.11 | 0.78 | 0.73 | 0.70 | 0.78 | 0.57 | 0.67 | 0.78 | 0.75 | 0.74 | 0.85 | 0.86 | 0.98 | 0.87 | 1.12 | |||||||||||||||||
| Enterprise Value | -79.35M | -101.52M | -159.57M | 85.76M | 68.48M | 70.78M | -106.82M | -120.03M | -97.97M | -65.20M | -117.61M | -81.57M | -84.84M | -47.05M | -80.89M | -13.08M | -131.96M | 60.47M | -24.91M | 138.67M | |||||||||||||||||
| EV to EBIT | -8.13 | -25.82 | -18.35 | 11.48 | 5.72 | 3.94 | -5.26 | -6.01 | -4.09 | -3.77 | -4.54 | -3.44 | -3.37 | -1.87 | -3.22 | -0.57 | -4.84 | 2.31 | -0.88 | 5.04 | |||||||||||||||||
| EV to EBITDA | -8.13 | -25.82 | -18.35 | 11.48 | 5.72 | 3.94 | -5.26 | -6.01 | -4.09 | -3.77 | -4.54 | -3.44 | -3.37 | -1.87 | -3.22 | -0.57 | -4.84 | 2.31 | -0.88 | 5.04 | |||||||||||||||||
| Market Capitalization | 230.88M | 285.97M | 294.78M | 257.73M | 233.98M | 267.30M | 188.25M | 177.54M | 173.52M | 189.99M | 140.28M | 164.23M | 193.28M | 188.99M | 190.69M | 219.24M | 223.68M | 260.75M | 239.14M | 313.56M | |||||||||||||||||
| Price to FCFP/FCF | 76.38 | 10.02 | -188.96 | 21.68 | 9.80 | 24.06 | 0.00M | -28.48 | 12.19 | 16.73 | -55.67 | -13.85 | 10.42 | -39.46 | 27.35 | -22.70 | 24.98 | -21.66 | 16.34 | 27.88 | |||||||||||||||||
| EV to FCF | -26.25 | -3.56 | 102.29 | 7.21 | 2.87 | 6.37 | -593.43 | 19.25 | -6.88 | -5.74 | 46.67 | 6.88 | -4.57 | 9.82 | -11.60 | 1.35 | -14.73 | -5.02 | -1.70 | 12.33 | |||||||||||||||||
| EV to CFO | -21.09 | -3.52 | 105.33 | 6.60 | 2.77 | 5.88 | -109.56 | 21.42 | -6.67 | -5.52 | 50.28 | 7.10 | -4.50 | 10.66 | -10.10 | 1.44 | -13.16 | -5.62 | -1.63 | 11.39 | |||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 39.17% | 17.01% | 32.60% | 28.12% | 43.53% | 66.03% | 79.02% | 97.17% | 106.22% | 124.33% | 111.31% | 116.04% | 114.31% | 103.18% | 101.60% | 102.31% | 113.50% | 101.64% | 100.21% | 96.06% | |||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 12.87% | 10.46% | 9.41% | 8.71% | 9.13% | 12.37% | 14.78% | 17.92% | 20.60% | 20.42% | 20.97% | 21.79% | 23.14% | 24.02% | 24.77% | 24.61% | 25.03% | 25.40% | 25.59% | 26.16% | |||||||||||||||||
| Return on Assets [ROA]ROA | 1.09% | 0.90% | 0.79% | 0.72% | 0.69% | 0.78% | 0.69% | 0.57% | 0.46% | 0.18% | 0.13% | 0.12% | 0.09% | 0.29% | 0.35% | 0.39% | 0.40% | 0.41% | 0.48% | 0.57% |