Lake Shore Bancorp (LSBK) Provisions (2024 - 2026)

Lake Shore Bancorp (LSBK) reported Provisions of -$113000.0 for Q1 2026, down 389.74% on a YoY basis from $39000.0 in Q1 2025, and down 263.77% quarter-over-quarter from $69000.0 in Q4 2025.

Lake Shore Bancorp (LSBK) Provisions (2024 - 2026) Analysis & Trends

Lake Shore Bancorp has reported Provisions for 3 years, with the latest figure at -$113000.0 in Q1 2026.

  • For the quarter ending Q1 2026, Provisions fell 389.74% year-over-year to -$113000.0; the trailing twelve-month figure through Mar 2026 stood at -$312000.0 (up 74.36% YoY), and the FY2025 full-year result was -$180000.0, up 87.83% from the prior year.
  • Provisions for Q1 2026 stood at -$113000.0, down from $69000.0 in the prior quarter.
  • The five-year high for Provisions was $69000.0 in Q4 2025, with the low at -$524000.0 in Q4 2024.
  • Historically, Provisions has averaged -$191125.0 across 3 years, with a median of -$200500.0 in 2025.
  • Annual changes were most pronounced in 2025 — Provisions jumped 113.17% — and 2026, when it plunged 389.74%.
  • Lake Shore Bancorp's Provisions stood at -$524000.0 in 2024, then jumped by 113.17% to $69000.0 in 2025, then tumbled by 263.77% to -$113000.0 in 2026.
  • The last three Provisions figures came in at -$113000.0 (Q1 2026), $69000.0 (Q4 2025), and -$288000.0 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 350,000.00
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 500,000.00
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Lake Shore Bancorp 119.42 Mn 57.81 Mn - -113,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -113,000.00
Dec 31, 2025 69,000.00
Sep 30, 2025 -288,000.00
Jun 30, 2025 20,000.00
Mar 31, 2025 39,000.00
Dec 31, 2024 -524,000.00
Sep 30, 2024 -411,000.00
Jun 30, 2024 -321,000.00