International Bancshares Corp Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 58.83M22.81M17.32M27.96M22.97M14.42M24.41M19.86M11.22M6.11M18.84M45.38M7.96M21.65M34.58M31.80M
Revenue 588.59M563.52M525.32M501.73M498.19M525.40M508.17M73.58M72.87M72.43M72.50M61.98M66.20M72.78M73.93M73.71M
Interest income
Interest income - Loans 335.77M314.20M292.51M268.59M263.03M281.55M297.28M297.82M322.51M375.17M413.61M377.58M359.21M402.18M620.05M681.28M
Interest Income - Debt Securities 185.93M135.11M113.65M94.89M87.20M100.09M88.01M79.53M82.35M81.48M72.48M50.32M49.45M74.99M132.15M153.49M
Other interest income 0.61M2.22M1.87M0.50M0.12M0.19M0.14M0.20M0.62M1.02M1.42M0.90M3.07M46.08M41.70M25.07M
Interest Income - Total 527.38M458.77M418.12M375.64M363.22M393.60M396.75M387.91M415.14M465.82M492.40M427.01M398.10M525.78M800.16M865.98M
Interest expenses
Interest Expense - Deposits 73.09M56.35M39.34M29.26M19.21M15.63M14.83M14.53M15.94M25.86M37.35M25.59M15.77M23.84M113.50M178.88M
Interest Expense - Debt 12.54M12.20M11.07M6.59M4.67M4.26M4.10M4.60M5.39M6.99M6.43M3.83M2.79M5.04M8.12M7.76M
Interest Expense - Fed Funds 44.72M44.22M42.26M37.65M29.17M24.62M23.78M20.88M6.62M2.42M2.43M0.93M0.62M2.50M14.76M22.34M
Interest Expense - Others 9.45M1.27M1.62M1.00M1.59M2.03M1.61M3.13M10.98M17.40M
Interest Expenses 139.80M114.04M94.30M74.50M54.63M46.54M44.32M43.13M38.93M52.67M58.63M39.12M26.83M38.16M136.66M209.26M
Interest Income - Net 387.58M344.73M323.83M301.14M308.58M347.06M352.44M344.79M376.20M413.15M433.77M387.89M371.27M487.62M663.50M656.72M
Non-interest income
Interest Income - Total 328.75M321.92M306.51M273.18M285.62M332.63M328.03M324.93M364.98M407.04M414.93M342.51M363.32M465.97M628.92M624.92M
Financial Services Fees 12.70M8.44M7.30M7.00M7.12M7.46M7.22M
Service Charges 99.64M99.64M97.97M93.13M97.09M88.59M78.83M73.58M72.87M72.43M72.50M61.98M
Investment Gain (Loss) 11.96M33.21M17.29M38.45M9.60M1.28M-3.68M-2.63M-4.77M-0.14M-0.01M-0.01M-0.02M-0.00M-0.00M
Other Non-Interest Income 38.54M17.70M16.04M58.35M22.38M23.46M27.12M35.90M18.92M19.90M22.93M26.87M68.81M32.99M18.94M21.04M
Non-Interest Income 201.01M218.78M201.49M200.59M189.60M178.35M155.73M161.70M150.41M165.04M154.83M150.58M222.33M187.13M169.94M176.92M
Operating Items
Amortization - Intangibles 5.29M7.24M10.09M11.66M12.88M11.77M11.32M10.36M9.66M8.14M4.88M2.43M1.48M2.54M6.26M6.15M
Depreciation & Amortization - Total 35.88M35.40M34.94M26.76M26.02M24.01M25.01M24.74M25.28M25.87M28.27M28.32M25.03M21.82M21.94M22.52M
Research & Development 9.82M11.22M15.09M19.19M17.52M19.85M19.24M17.79M15.27M20.05M21.09M
Wages, Salaries and Other 130.85M127.47M126.00M118.04M119.84M121.51M125.14M128.66M132.75M138.53M145.93M130.04M123.48M127.72M134.44M145.94M
Rent Expense 35.37M36.63M38.72M34.61M31.77M32.53M28.02M26.58M28.44M29.10M28.64M24.91M26.18M25.65M25.83M27.01M
Other Operating Expenses 237.78M267.70M243.12M254.01M234.85M214.68M212.67M223.22M220.84M227.01M233.05M208.87M194.32M207.72M207.53M222.49M
Operating Expenses 309.03M339.73M316.77M315.37M292.63M281.04M276.92M289.62M293.75M299.50M309.80M281.33M263.32M270.47M275.35M293.12M
Operating Income 77.29M70.36M66.94M55.63M64.18M80.56M72.39M69.25M77.64M57.83M55.09M45.22M68.01M80.89M110.06M107.13M
EBIT 77.29M70.36M66.94M55.63M64.18M80.56M72.39M69.25M77.64M57.83M55.09M45.22M68.01M80.89M110.06M107.13M
Net income details
EBT 220.73M200.98M191.23M158.40M182.59M229.94M206.84M197.00M221.64M272.58M259.95M211.76M322.33M382.64M523.51M508.72M
Tax Provisions 81.02M74.49M66.38M50.56M58.06M77.81M70.45M63.07M64.21M56.65M54.85M47.56M68.41M82.41M111.74M111.02M
Profit After Tax 142.74M130.02M127.15M107.83M126.35M153.15M136.73M133.93M157.44M215.93M205.10M167.32M253.92M300.23M411.77M409.17M
Equity Income 16.89M15.02M11.63M
Income from Continuing Operations 139.71M126.49M124.85M107.83M124.53M152.12M136.39M133.93M157.44M215.93M205.10M164.20M253.92M300.23M411.77M397.70M
Consolidated Net Income 139.71M126.49M124.85M107.83M124.53M152.12M136.39M133.93M157.44M215.93M205.10M164.20M253.92M300.23M411.77M397.70M
Income towards Parent Company 139.71M126.49M124.85M107.83M124.53M152.12M136.39M133.93M157.44M215.93M205.10M164.20M253.92M300.23M411.77M397.70M
Preferred Dividend Payments 12.98M13.13M13.28M14.36M
Net Income towards Common Stockholders 129.76M116.90M113.87M93.47M126.35M153.15M136.73M133.93M157.44M215.93M205.10M164.20M253.92M300.23M411.77M397.70M
Additional items
EPS (Basic) 1.901.721.691.391.882.292.062.032.383.273.132.634.014.796.636.58
EPS (Weighted Average and Diluted) 1.901.721.691.391.882.282.052.022.363.243.122.624.004.786.626.57
Shares Outstanding (Weighted Average) 68.24M67.71M67.28M67.22M67.21M66.41M66.37M65.96M66.07M66.16M65.20M63.28M63.38M62.11M62.06M62.20M
Tax Rate 36.71%37.06%34.71%31.92%31.80%33.84%34.06%32.02%28.97%20.78%21.10%22.46%21.22%21.54%21.35%21.82%