International Bancshares (IBOC) Provisions (2009 - 2026)
International Bancshares' Provisions was $11.11 million in Q2 2026, up 152.5% from $4.4 million a year earlier and up 267.2% from the prior quarter.
International Bancshares (IBOC) Provisions (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, International Bancshares' Provisions was $21.49 million through Jun 30, 2026, up 20.9% year-over-year; for FY2025, it was $15.09 million, down 52.5% from FY2024.
- Provisions shows a five-year compound annual growth rate of -19.8% (FY2020 to FY2025).
- In earlier years, Provisions was $31.8 million in FY2024 (-8.0%), $34.58 million in FY2023 (+59.7%), $21.65 million in FY2022 (+172.2%) and $7.96 million in FY2021 (-82.5%).
- The Q2 2026 figure marks the highest quarterly Provisions since Q1 2024.
- Compared with a year earlier, Provisions was higher in two of the last eight quarters, with growth averaging 15.7%.
- The best year-over-year quarter for Provisions over five years was Q1 2023 (growth of 479.8%); the worst was Q3 2025 (a decline of 78.8%).
- Per Business Quant data, IBOC's Provisions in the three quarters before Q2 2026 was $3.02 million (Q1 2026), $5.54 million (Q4 2025) and $1.83 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 914.00 Mn |
| 10 | International Bancshares | 4.32 Bn | 4.32 Bn | - | 11.11 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.11 Mn |
| Mar 31, 2026 | 3.02 Mn |
| Dec 31, 2025 | 5.54 Mn |
| Sep 30, 2025 | 1.83 Mn |
| Jun 30, 2025 | 4.40 Mn |
| Mar 31, 2025 | 3.33 Mn |
| Dec 31, 2024 | 1.45 Mn |
| Sep 30, 2024 | 8.60 Mn |
| Jun 30, 2024 | 8.77 Mn |
| Mar 31, 2024 | 12.98 Mn |
| Dec 31, 2023 | 6.70 Mn |
| Sep 30, 2023 | 10.48 Mn |
| Jun 30, 2023 | 8.82 Mn |
| Mar 31, 2023 | 8.59 Mn |
| Dec 31, 2022 | 7.91 Mn |
| Sep 30, 2022 | 8.53 Mn |
| Jun 30, 2022 | 3.74 Mn |
| Mar 31, 2022 | 1.48 Mn |
| Dec 31, 2021 | 2.82 Mn |
| Sep 30, 2021 | 2.80 Mn |
International Bancshares Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=IBOC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "IBOC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=IBOC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();