International Bancshares (IBOC) Operating Expenses (2009 - 2025)
International Bancshares' (IBOC) quarterly Operating Expenses came in at $75.4 million in Q4 2025, up 3.04% year-on-year from $73.2 million in Q4 2024, and down 5.5% quarter-over-quarter from $79.8 million in Q3 2025.
International Bancshares (IBOC) Operating Expenses (2009 - 2025) Analysis & Trends
International Bancshares' Operating Expenses history runs 17 years deep, the most recent figure standing at $75.4 million for Q4 2025.
- On a quarterly basis, Operating Expenses rose 3.04% year-over-year to $75.4 million in Q4 2025; TTM through Dec 2025 was $306.7 million, a 4.64% increase from a year earlier, with the FY2025 full-year figure at $306.7 million, up 4.64% from the prior year.
- Operating Expenses fell to $75.4 million in Q4 2025 per IBOC's latest filing, from $79.8 million in the prior quarter.
- Across five years, Operating Expenses topped out at $79.8 million in Q3 2025 and bottomed at $61.4 million in Q4 2021.
- The 5-year median for Operating Expenses is $69.8 million (2021), against an average of $70.4 million.
- Across the five-year window, Operating Expenses slipped 19.22% in 2021 and advanced 9.88% in 2023, its largest moves.
- Year by year, Operating Expenses stood at $61.4 million in 2021, then rose by 1.58% to $62.4 million in 2022, then increased by 9.88% to $68.6 million in 2023, then climbed by 6.65% to $73.2 million in 2024, then climbed by 3.04% to $75.4 million in 2025.
- Per Business Quant, the three latest IBOC Operating Expenses figures stand at $75.4 million (Q4 2025), $79.8 million (Q3 2025), and $77.8 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -20.00 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -1.06 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -287,925.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | -3.86 Bn |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 7.75 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.90 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | -2.75 Bn |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 3.77 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.27 Bn |
| 10 | International Bancshares | 4.79 Bn | 4.79 Bn | - | 75.38 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 75.38 Mn |
| Sep 30, 2025 | 79.76 Mn |
| Jun 30, 2025 | 77.80 Mn |
| Mar 31, 2025 | 73.78 Mn |
| Dec 31, 2024 | 73.15 Mn |
| Sep 30, 2024 | 76.22 Mn |
| Jun 30, 2024 | 74.11 Mn |
| Mar 31, 2024 | 69.64 Mn |
| Dec 31, 2023 | 68.59 Mn |
| Sep 30, 2023 | 71.20 Mn |
| Jun 30, 2023 | 67.53 Mn |
| Mar 31, 2023 | 68.03 Mn |
| Dec 31, 2022 | 62.42 Mn |
| Sep 30, 2022 | 75.17 Mn |
| Jun 30, 2022 | 68.76 Mn |
| Mar 31, 2022 | 64.12 Mn |
| Dec 31, 2021 | 61.45 Mn |
| Sep 30, 2021 | 69.73 Mn |
| Jun 30, 2021 | 69.95 Mn |
| Mar 31, 2021 | 62.19 Mn |