International Bancshares (IBOC) Interest Expenses (2009 - 2025)
International Bancshares' (IBOC) quarterly Interest Expenses came in at $49.6 million in Q4 2025, down 17.23% year-on-year from $60.0 million in Q4 2024, and down 86.21% quarter-over-quarter from $359.9 million in Q3 2025.
International Bancshares (IBOC) Interest Expenses (2009 - 2025) Analysis & Trends
International Bancshares' Interest Expenses history runs 17 years deep, the most recent figure standing at $49.6 million for Q4 2025.
- On a quarterly basis, Interest Expenses fell 17.23% year-over-year to $49.6 million in Q4 2025; TTM through Dec 2025 was $185.0 million, a 30.24% increase from a year earlier, with the FY2025 full-year figure at $337.7 million, down 31.59% from the prior year.
- Interest Expenses fell to $49.6 million in Q4 2025 per IBOC's latest filing, from $359.9 million in the prior quarter.
- Across five years, Interest Expenses topped out at $696.3 million in Q3 2023 and bottomed at $6.7 million in Q2 2022.
- The 5-year median for Interest Expenses is $312.7 million (2022), against an average of $282.6 million.
- Across the five-year window, Interest Expenses jumped 9151.4% in 2023 and slumped 39.78% in 2024, its largest moves.
- Year by year, Interest Expenses stood at $8.8 million in 2021, then surged by 88.33% to $16.6 million in 2022, then surged by 255.41% to $58.8 million in 2023, then increased by 1.94% to $60.0 million in 2024, then dropped by 17.23% to $49.6 million in 2025.
- Per Business Quant, the three latest IBOC Interest Expenses figures stand at $49.6 million (Q4 2025), $359.9 million (Q3 2025), and $413.0 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -275.78 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -2.77 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -227,416.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 19.98 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 2.53 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.92 Bn |
| 10 | International Bancshares | 4.79 Bn | 4.79 Bn | - | 49.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 49.64 Mn |
| Dec 31, 2025 | 49.64 Mn |
| Sep 30, 2025 | 359.92 Mn |
| Sep 30, 2025 | 359.92 Mn |
| Jun 30, 2025 | 413.02 Mn |
| Jun 30, 2025 | 413.02 Mn |
| Mar 31, 2025 | 447.03 Mn |
| Mar 31, 2025 | 447.03 Mn |
| Dec 31, 2024 | 59.97 Mn |
| Dec 31, 2024 | 59.97 Mn |
| Sep 30, 2024 | 419.33 Mn |
| Sep 30, 2024 | 419.33 Mn |
| Jun 30, 2024 | 545.42 Mn |
| Jun 30, 2024 | 545.42 Mn |
| Mar 31, 2024 | 541.04 Mn |
| Mar 31, 2024 | 541.04 Mn |
| Dec 31, 2023 | 58.83 Mn |
| Dec 31, 2023 | 58.83 Mn |
| Sep 30, 2023 | 696.32 Mn |
| Sep 30, 2023 | 696.32 Mn |