Independent Bank reported revenue growth of 13.04% and asset growth of 4.53% for the quarter ended Jun 2026. These growth metrics cover 64 quarters of results from Sep 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Growth MetricsGrowth | Sep2010 | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Growth Ratios | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets Growth (1y) | 10.88% | 11.91% | 7.58% | 8.18% | 6.69% | 6.27% | 7.92% | 6.41% | 5.45% | 5.28% | 1.80% | 2.76% | 1.14% | 1.41% | 1.86% | 2.67% | 4.45% | 3.14% | 4.30% | 4.53% | ||||||||||||||||||||||||||||||||||||||||||||
| Assets Growth (3y) | 11.92% | 11.95% | 12.06% | 11.97% | 11.57% | 11.94% | 12.26% | 8.30% | 7.64% | 7.78% | 5.73% | 5.76% | 4.40% | 4.30% | 3.82% | 3.93% | 3.66% | 3.27% | 2.64% | 3.32% | ||||||||||||||||||||||||||||||||||||||||||||
| Assets Growth (5y) | 12.74% | 13.04% | 12.90% | 12.61% | 12.36% | 12.38% | 12.97% | 9.69% | 9.54% | 9.44% | 9.11% | 8.95% | 8.17% | 8.41% | 7.96% | 6.03% | 5.67% | 5.54% | 4.66% | 4.89% | ||||||||||||||||||||||||||||||||||||||||||||
| Assets (QoQ) | 3.61% | 1.78% | 1.22% | 1.35% | 2.18% | 1.39% | 2.78% | -0.07% | 1.26% | 1.23% | -0.62% | 0.88% | -0.35% | 1.50% | -0.18% | 1.69% | 1.38% | 0.23% | 0.94% | 1.91% | ||||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures Growth (1y) | 53.37% | -27.02% | 22.29% | -48.41% | -31.16% | 31.64% | -44.35% | 198.46% | 43.57% | -11.52% | -48.98% | 1.55% | 3.61% | 164.97% | 65.98% | 28.54% | 10.99% | -64.16% | 310.78% | 56.25% | ||||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures Growth (3y) | 23.21% | 7.35% | 67.02% | -17.21% | -1.36% | -10.04% | 20.36% | 25.04% | 14.87% | -5.27% | -29.72% | 16.06% | 0.79% | 45.59% | -22.18% | 57.35% | 18.19% | -5.63% | 51.52% | 26.82% | ||||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures Growth (5y) | 14.92% | -5.70% | 28.48% | -13.73% | 7.83% | 0.72% | 7.55% | 9.44% | 13.07% | 7.58% | 5.76% | 11.45% | 7.38% | 11.28% | 8.10% | 20.61% | 11.76% | -4.19% | 18.81% | 25.72% | ||||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures (QoQ) | 28.48% | -10.84% | 83.29% | -75.43% | 71.45% | 70.49% | -22.51% | 31.77% | -17.53% | 5.07% | -55.32% | 162.28% | -15.85% | 168.70% | -72.01% | 103.12% | -27.34% | -13.22% | 220.74% | -22.74% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents Growth (1y)Cash & Equiv. Growth (1y) | 169.83% | -7.78% | -15.85% | -14.10% | -43.77% | -32.06% | 106.72% | 117.18% | 80.46% | 128.29% | -28.71% | 65.91% | -4.63% | -29.39% | -20.82% | -31.81% | 71.67% | 15.44% | 36.50% | 13.20% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents Growth (3y)Cash & Equiv. Growth (3y) | 33.19% | 15.94% | 15.31% | 2.56% | -5.01% | 4.43% | 47.82% | 32.28% | 39.89% | 12.67% | 7.44% | 45.73% | -1.09% | 3.07% | 5.28% | 34.94% | 43.49% | 23.00% | -8.32% | 8.60% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents Growth (5y)Cash & Equiv. Growth (5y) | 1.90% | 5.64% | 9.48% | -0.09% | 8.21% | 6.32% | 39.89% | 17.09% | 19.11% | 19.30% | 17.71% | 31.20% | 8.08% | 12.92% | 12.76% | 21.23% | 34.99% | 3.12% | 6.03% | 19.03% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents (QoQ)Cash & Equiv. (QoQ) | 81.39% | -12.85% | 0.32% | -45.83% | 18.74% | 5.29% | 205.25% | -43.09% | -1.34% | 33.20% | -4.67% | 32.44% | -43.29% | -1.38% | 6.89% | 14.06% | 42.78% | -33.69% | 26.40% | -5.41% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities Growth (1y) | 22.04% | -1,085.38% | 49.10% | -65.47% | -60.32% | 73.85% | 104.13% | 43.73% | 31.15% | 84.59% | 257.11% | 120.49% | 14.46% | -1,163.21% | -10.80% | -520.41% | 67.61% | 46.54% | -205.79% | -48.04% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities Growth (3y) | -2.42% | -48.02% | -75.54% | -40.34% | -26.57% | 4.68% | 27.74% | 41.95% | 4.88% | -33.83% | 27.55% | 29.88% | 1.90% | 20.16% | 28.69% | 21.45% | 42.43% | -1.33% | -75.12% | -8.43% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities Growth (5y) | -28.81% | -24.26% | -18.41% | -13.65% | -4.68% | 5.39% | 17.83% | -11.88% | -3.47% | 33.44% | 22.84% | 18.32% | -3.61% | -11.01% | 17.81% | 29.97% | 24.93% | -36.17% | 41.11% | -3.49% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities (QoQ) | 19.11% | -134.32% | 28.32% | -21.80% | 21.63% | 61.78% | 111.31% | -1,760.70% | 4.12% | 91.45% | 362.21% | -4.73% | -500.35% | -26.31% | 118.52% | -549.00% | 69.15% | -108.45% | 63.36% | -528.30% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations Growth (1y) | -86.98% | 165.29% | 10.00% | -28.47% | 405.82% | -98.48% | -39.37% | -57.03% | -21.32% | 1,931.56% | -10.91% | -9.74% | -33.10% | -2.57% | -7.59% | 119.36% | 76.89% | -52.39% | -147.56% | 5.72% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations Growth (3y) | -51.22% | 30.70% | 56.15% | 80.96% | 83.20% | -69.25% | 1.62% | -23.53% | 86.62% | -6.34% | -15.93% | -34.78% | 53.40% | -32.92% | -20.68% | -5.25% | -2.35% | 111.23% | -33.73% | 27.92% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations Growth (5y) | -40.90% | 38.01% | 62.74% | 17.75% | 47.00% | -51.86% | 27.69% | 8.62% | 28.53% | -7.11% | 15.51% | 18.11% | 33.14% | -10.45% | -2.88% | -2.41% | 48.92% | -17.54% | -17.72% | -8.45% | ||||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations (QoQ) | -133.89% | 607.60% | -28.89% | -41.53% | 44.90% | -97.47% | 2,727.69% | -58.56% | 165.32% | -34.66% | 24.00% | -58.01% | 96.66% | -4.84% | 17.61% | -0.34% | 58.59% | -74.39% | -217.49% | 321.51% | ||||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total Growth (1y) | 11.52% | 13.19% | 8.99% | 11.08% | 7.85% | 6.36% | 8.07% | 4.59% | 5.98% | 5.57% | 0.83% | 2.82% | 0.90% | 0.68% | 1.12% | 0.98% | 5.02% | 2.31% | 5.32% | 4.35% | ||||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total Growth (3y) | 12.76% | 12.22% | 12.75% | 12.93% | 12.34% | 12.98% | 13.80% | 8.79% | 8.42% | 8.32% | 5.90% | 6.11% | 4.87% | 4.17% | 3.29% | 2.79% | 3.94% | 2.83% | 2.41% | 2.71% | ||||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total Growth (5y) | 12.70% | 13.09% | 13.19% | 13.82% | 13.05% | 12.78% | 13.34% | 10.05% | 10.38% | 9.67% | 9.33% | 9.15% | 8.68% | 8.91% | 8.49% | 5.98% | 6.20% | 5.53% | 4.81% | 4.71% | ||||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total (QoQ) | 3.87% | 2.62% | 2.15% | 2.02% | 0.85% | 1.20% | 3.78% | -1.26% | 2.18% | 0.81% | -0.88% | 0.70% | 0.27% | 0.59% | -0.43% | 0.55% | 4.29% | -2.01% | 2.50% | -0.38% | ||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin Growth (1y) | -347.00 | 0.00M | -600.00 | -241.00 | 473.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 437.00 | 0.00M | -838.00 | -858.00 | -657.00 | -462.00 | 0.00M | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin Growth (3y) | -433.00 | -855.00 | 305.00 | 0.00M | -481.00 | 630.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 218.00 | -464.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin Growth (5y) | 698.00 | 540.00 | 0.00M | 246.00 | 742.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin (QoQ) | 223.00 | -567.00 | 0.00M | -984.00 | 936.00 | 952.00 | 858.00 | 602.00 | 0.00M | 721.00 | -337.00 | 6.00 | 47.00 | 0.00M | 152.00 | -14.00 | 248.00 | -848.00 | -390.00 | -80.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT Growth (1y) | -20.90% | -31.83% | -18.90% | 5.97% | 21.10% | 66.36% | 31.74% | 107.89% | 69.96% | 49.14% | 42.65% | 27.40% | -1.98% | 8.56% | -7.07% | -10.83% | 3.05% | -11.76% | -4.91% | -1.95% | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT Growth (3y) | 3.44% | -1.02% | 9.90% | -3.50% | 5.29% | 7.34% | 41.20% | 20.53% | 17.64% | 19.15% | 15.08% | 41.06% | 26.36% | 39.13% | 20.42% | 33.17% | 19.74% | 12.63% | 8.02% | 3.66% | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT Growth (5y) | 14.35% | 10.96% | 17.78% | 11.32% | 16.06% | 15.75% | 17.41% | 20.29% | 17.90% | 19.19% | 20.06% | 18.94% | 14.23% | 14.89% | 30.13% | 14.75% | 10.46% | 10.13% | 6.14% | 19.66% | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin Growth (1y) | -595.00 | 0.00M | -595.00 | -130.00 | 574.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 408.00 | 0.00M | -797.00 | -845.00 | -650.00 | -470.00 | -972.00 | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin Growth (3y) | -664.00 | 0.00M | 121.00 | 0.00M | -588.00 | 505.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 310.00 | -372.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin Growth (5y) | 555.00 | 384.00 | 0.00M | 257.00 | 873.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin (QoQ) | 339.00 | -577.00 | 0.00M | -997.00 | 0.00M | 933.00 | 840.00 | 627.00 | 0.00M | 665.00 | -296.00 | 39.00 | 1.00 | -955.00 | 118.00 | -9.00 | 196.00 | -775.00 | -383.00 | -55.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBIT (QoQ) | 26.45% | -19.75% | 36.76% | -23.64% | 44.50% | 10.24% | 8.30% | 20.50% | 18.14% | -3.27% | 3.60% | 7.62% | -9.11% | 7.14% | -11.32% | 3.26% | 5.04% | -8.25% | -4.44% | 6.47% | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Growth (1y) | -19.36% | -26.57% | -18.68% | 5.49% | 8.15% | 20.15% | -28.08% | 14.62% | 1.91% | -3.45% | 24.86% | 27.27% | -20.14% | 26.86% | -3.51% | -10.74% | 22.47% | -10.79% | 5.77% | 9.83% | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Growth (3y) | 9.79% | 8.23% | 24.10% | 5.78% | 10.92% | 2.57% | 40.25% | -0.17% | -3.85% | -5.21% | -9.95% | 15.45% | -4.17% | 13.74% | -4.66% | 9.20% | -0.11% | 3.00% | 8.42% | 7.65% | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Growth (5y) | 16.00% | 12.88% | 20.76% | 13.07% | 16.23% | 10.60% | 7.23% | 10.83% | 7.84% | 8.02% | 11.41% | 11.54% | 2.12% | 5.74% | 27.15% | 2.48% | -2.76% | -0.73% | -5.71% | 8.57% | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin Growth (1y) | -458.00 | -858.00 | -539.00 | -128.00 | 71.00 | 479.00 | 0.00M | 253.00 | 191.00 | 77.00 | 517.00 | 714.00 | -568.00 | 27.00 | -222.00 | -402.00 | 329.00 | -191.00 | -100.00 | -105.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin Growth (3y) | 98.00 | 11.00 | 0.00M | -167.00 | 135.00 | -150.00 | 0.00M | -214.00 | -197.00 | -302.00 | 0.00M | 838.00 | -306.00 | 583.00 | -714.00 | 564.00 | -48.00 | -87.00 | 194.00 | 206.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin Growth (5y) | 723.00 | 567.00 | 0.00M | 442.00 | 727.00 | 339.00 | 99.00 | 750.00 | 360.00 | 567.00 | 884.00 | 799.00 | -242.00 | -46.00 | 0.00M | 97.00 | -435.00 | -466.00 | 0.00M | 331.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin (QoQ) | 411.00 | -581.00 | 0.00M | 0.00M | 611.00 | -173.00 | -330.00 | 145.00 | 549.00 | -287.00 | 110.00 | 342.00 | -732.00 | 307.00 | -139.00 | 162.00 | -1.00 | -213.00 | -49.00 | 157.00 | ||||||||||||||||||||||||||||||||||||||||||||
| EBT (QoQ) | 30.51% | -21.24% | 42.66% | -28.05% | 33.80% | -12.51% | -14.60% | 14.66% | 18.95% | -17.11% | 10.44% | 16.88% | -25.36% | 31.68% | -16.00% | 8.11% | 2.41% | -4.08% | -0.40% | 12.26% | ||||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) Growth (1y) | -17.11% | -25.03% | -16.03% | 8.34% | 10.72% | 23.41% | -27.39% | 13.92% | 2.08% | -8.38% | 24.43% | 26.11% | -21.18% | 34.87% | -2.81% | -8.24% | 27.92% | 1.25% | 10.18% | 12.21% | ||||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) Growth (3y) | 14.53% | 10.94% | 28.70% | 9.83% | 14.07% | 5.66% | 41.78% | 1.37% | -2.15% | -5.36% | -8.80% | 15.89% | -3.78% | 15.10% | -4.24% | 9.64% | 0.97% | 7.75% | 10.04% | 9.10% | ||||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) Growth (5y) | 19.84% | 16.17% | 24.77% | 17.28% | 20.63% | 54.89% | 7.50% | 13.96% | 11.17% | 9.07% | 14.01% | 13.73% | 3.61% | 7.83% | 28.08% | 3.81% | -1.13% | 2.97% | -4.07% | 9.89% | ||||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) (QoQ) | 30.25% | -21.89% | 46.31% | -27.22% | 33.12% | -12.94% | -13.92% | 14.19% | 19.29% | -21.86% | 16.91% | 15.73% | -25.44% | 33.70% | -15.76% | 9.26% | 3.94% | 5.83% | -8.33% | 11.28% | ||||||||||||||||||||||||||||||||||||||||||||
| EPS (Diluted) Growth (1y) | 10.17% | 12.17% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| EPS (Diluted) (QoQ) | 9.31% | 3.70% | 6.11% | -8.41% | 11.29% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin Growth (1y) | 0.00M | 0.01M | 0.00M | 0.00M | 0.01M | -0.01M | 0.00M | 0.00M | 0.00M | 0.00M | -682.00 | -244.00 | 0.00M | 0.00M | -470.00 | 0.00M | 0.00M | -904.00 | -0.01M | -378.00 | ||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin Growth (3y) | 0.00M | 0.00M | 0.00M | 0.00M | 0.01M | -0.01M | -722.00 | 0.00M | 0.01M | -392.00 | 0.00M | -0.01M | 0.01M | -0.01M | 0.00M | 0.00M | -559.00 | 0.00M | -0.01M | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin Growth (5y) | 0.00M | 0.01M | 0.01M | 0.00M | 0.01M | -0.01M | 0.00M | 195.00 | 0.00M | 0.00M | 0.00M | 551.00 | 0.01M | 0.00M | 0.00M | 0.00M | 0.01M | 0.00M | -0.01M | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin (QoQ) | -0.01M | 0.01M | 0.00M | 0.00M | 0.00M | -0.01M | 0.00M | 0.00M | 0.00M | 0.00M | 714.00 | 0.00M | 0.00M | 0.00M | 0.00M | -328.00 | 0.00M | 0.00M | 0.00M | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow Growth (1y) | -82.19% | 183.63% | 9.28% | -27.73% | 360.87% | -101.67% | -39.04% | -63.84% | -23.38% | 1,831.37% | -8.63% | -12.22% | -35.28% | -19.15% | -10.06% | 142.44% | 83.15% | -48.57% | -175.93% | -1.09% | ||||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow Growth (3y) | -56.78% | 31.57% | 55.53% | 99.30% | 77.06% | -26.70% | 0.83% | -27.42% | 78.02% | -6.44% | -15.25% | -38.78% | 48.79% | -38.43% | -20.58% | -8.36% | -3.15% | 109.53% | -37.93% | 28.16% | ||||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow Growth (5y) | -35.58% | 42.24% | 68.06% | 20.24% | 44.39% | -15.20% | 29.89% | 8.44% | 29.95% | -8.04% | 15.94% | 20.24% | 30.33% | -13.87% | -3.37% | -4.04% | 44.58% | -19.38% | -19.29% | -11.27% | ||||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow (QoQ) | -139.95% | 536.00% | -31.64% | -39.30% | 44.19% | -102.79% | 2,598.30% | -63.98% | 205.50% | -37.01% | 31.85% | -65.40% | 125.27% | -21.32% | 46.68% | -6.74% | 70.17% | -77.91% | -316.55% | 221.48% | ||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio Growth (1y)Interest Cover Growth (1y) | 18.27% | 57.13% | 3.38% | -3.10% | -50.58% | -68.91% | -85.21% | -75.57% | -62.85% | -38.72% | -11.33% | -0.09% | -14.85% | 13.61% | 3.15% | 0.10% | 14.03% | 1.04% | 10.58% | 12.56% | ||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio Growth (3y)Interest Cover Growth (3y) | 36.89% | 42.22% | 69.58% | 38.56% | 17.23% | -9.60% | -0.71% | -33.50% | -39.90% | -33.10% | -48.62% | -38.16% | -46.13% | -39.96% | -48.66% | -37.49% | -28.82% | -11.06% | 0.38% | 4.02% | ||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio Growth (5y)Interest Cover Growth (5y) | 10.73% | 10.59% | 20.03% | 8.67% | 0.59% | -11.51% | -16.25% | -11.93% | -13.98% | -11.33% | -8.55% | -8.28% | -12.61% | -12.45% | -2.19% | -21.71% | -26.75% | -19.23% | -31.15% | -23.24% | ||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio (QoQ)Interest Cover (QoQ) | 29.77% | -15.08% | 52.41% | -42.31% | -33.81% | -46.58% | -27.48% | -4.73% | 0.64% | -11.87% | 4.93% | 7.34% | -14.22% | 17.59% | -4.74% | 4.17% | -2.27% | 4.19% | 4.25% | 6.04% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow Growth (1y) | 708.71% | -122.38% | -97.05% | 17.82% | -80.23% | 123.15% | 43,764.37% | -94.35% | -115.53% | 1,031.85% | -105.20% | 153.67% | -5,260.37% | -103.97% | 204.11% | -65.69% | 167.39% | -4,089.45% | 342.07% | -152.54% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow Growth (3y) | 130.04% | -43.35% | -36.81% | -45.07% | -25.80% | 30.42% | 212.81% | -89.07% | 42.82% | -16.29% | -38.77% | 41.90% | -53.91% | 52.99% | 187.42% | 33.10% | 77.68% | -175.02% | -37.92% | 54.09% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow Growth (5y) | 1.13% | 12.30% | 15.17% | -38.01% | 23.87% | -12.12% | 70.36% | -51.53% | 20.76% | 19.91% | -50.63% | 38.98% | -40.12% | 37.15% | 10.63% | 26.54% | 54.32% | -24.36% | 25.35% | 31.17% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow (QoQ) | 192.02% | -128.65% | 102.16% | -14,564.08% | 122.14% | -66.45% | 3,982.59% | -164.09% | 98.23% | 2,544.83% | -118.75% | 761.51% | -276.73% | 98.19% | 592.43% | 118.01% | 247.10% | -212.43% | 151.96% | -125.91% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income Growth (1y) | -18.49% | -26.36% | -18.47% | 4.95% | 8.36% | 20.61% | -27.70% | 13.76% | 1.42% | -8.90% | 23.09% | 25.27% | -21.28% | 34.33% | -2.51% | -8.91% | 26.73% | 0.60% | 8.24% | 11.42% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income Growth (3y) | 10.21% | 7.98% | 24.19% | 6.61% | 11.60% | 2.82% | 39.26% | 0.04% | -3.60% | -6.82% | -10.14% | 14.36% | -4.71% | 13.86% | -4.62% | 9.09% | 0.39% | 7.18% | 9.11% | 8.33% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income Growth (5y) | 20.16% | 16.39% | 24.64% | 17.00% | 20.32% | 54.55% | 7.24% | 10.90% | 8.03% | 6.70% | 11.26% | 11.54% | 2.10% | 5.87% | 26.51% | 2.70% | -2.22% | 1.80% | -5.20% | 8.71% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income (QoQ) | 28.85% | -21.64% | 43.64% | -27.64% | 33.04% | -12.78% | -13.89% | 13.85% | 18.61% | -21.66% | 16.36% | 15.87% | -25.46% | 33.68% | -15.55% | 8.26% | 3.70% | 6.11% | -9.14% | 11.44% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders Growth (1y)Net Income Growth (1y) | -18.49% | -26.36% | -18.47% | 4.95% | 8.36% | 20.61% | -27.70% | 13.76% | 1.42% | -8.90% | 23.09% | 25.27% | -21.28% | 34.33% | -2.51% | -8.91% | 26.73% | 0.60% | 8.24% | 11.42% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders Growth (3y)Net Income Growth (3y) | 10.21% | 7.98% | 24.19% | 6.61% | 11.60% | 2.82% | 39.26% | 0.04% | -3.60% | -6.82% | -10.14% | 14.36% | -4.71% | 13.86% | -4.62% | 9.09% | 0.39% | 7.18% | 9.11% | 8.33% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders Growth (5y)Net Income Growth (5y) | 20.16% | 16.39% | 24.64% | 17.00% | 20.32% | 54.55% | 7.24% | 10.90% | 8.03% | 6.70% | 11.26% | 11.54% | 2.10% | 5.87% | 26.51% | 2.70% | -2.22% | 1.80% | -5.20% | 8.71% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders (QoQ)Net Income (QoQ) | 28.85% | -21.64% | 43.64% | -27.64% | 33.04% | -12.78% | -13.89% | 13.85% | 18.61% | -21.66% | 16.36% | 15.87% | -25.46% | 33.68% | -15.55% | 8.26% | 3.70% | 6.11% | -9.14% | 11.44% | ||||||||||||||||||||||||||||||||||||||||||||
| Net Margin Growth (1y) | -337.00 | -685.00 | -429.00 | -119.00 | 64.00 | 398.00 | -807.00 | 186.00 | 140.00 | -104.00 | 379.00 | 527.00 | -499.00 | 186.00 | -150.00 | -261.00 | 366.00 | 206.00 | -16.00 | -43.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Net Margin Growth (3y) | 112.00 | -9.00 | 0.00M | -74.00 | 163.00 | -100.00 | 0.00M | -155.00 | -133.00 | -391.00 | -856.00 | 595.00 | -295.00 | 480.00 | -577.00 | 452.00 | 7.00 | 288.00 | 213.00 | 223.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Net Margin Growth (5y) | 974.00 | 748.00 | 0.00M | 708.00 | 983.00 | 0.00M | 82.00 | 616.00 | 316.00 | 285.00 | 698.00 | 639.00 | -196.00 | -18.00 | 0.00M | 111.00 | -266.00 | 1.00 | 0.00M | 290.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Net Margin (QoQ) | 300.00 | -485.00 | 960.00 | -894.00 | 483.00 | -150.00 | -246.00 | 99.00 | 437.00 | -395.00 | 238.00 | 247.00 | -589.00 | 290.00 | -98.00 | 136.00 | 38.00 | 130.00 | -320.00 | 109.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax Growth (1y)PAT Growth (1y) | -18.49% | -26.09% | -18.47% | 5.08% | 8.17% | 20.17% | -27.78% | 13.94% | 1.72% | -8.90% | 23.24% | 25.27% | -21.39% | 34.33% | -2.51% | -8.91% | 26.72% | 0.60% | 7.95% | 11.42% | ||||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax Growth (3y)PAT Growth (3y) | 10.17% | 8.11% | 24.19% | 6.59% | 11.49% | 2.77% | 39.20% | 0.04% | -3.56% | -6.82% | -10.14% | 14.47% | -4.72% | 13.72% | -4.62% | 9.15% | 0.44% | 7.18% | 9.06% | 8.33% | ||||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax Growth (5y)PAT Growth (5y) | 20.13% | 16.48% | 24.64% | 16.96% | 20.25% | 54.55% | 7.21% | 10.90% | 8.03% | 6.70% | 11.26% | 11.57% | 2.08% | 5.84% | 26.51% | 2.70% | -2.23% | 1.80% | -5.25% | 8.77% | ||||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax (QoQ)PAT (QoQ) | 29.08% | -21.27% | 43.12% | -27.76% | 32.87% | -12.53% | -13.99% | 13.99% | 18.61% | -21.66% | 16.36% | 15.87% | -25.57% | 33.86% | -15.55% | 8.26% | 3.55% | 6.27% | -9.38% | 11.73% | ||||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) Growth (1y) | 0.23% | 0.77% | 1.77% | -0.98% | -2.49% | -1.40% | -4.34% | 0.02% | -1.02% | -1.03% | -3.29% | -3.09% | -0.27% | 5.54% | 8.04% | 9.61% | 10.09% | 3.95% | 13.25% | 15.99% | ||||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) Growth (3y) | -2.08% | -2.08% | -0.53% | -1.39% | -1.55% | -2.23% | -1.81% | -0.73% | -1.10% | -0.56% | -1.99% | -1.36% | -1.27% | 0.99% | -0.01% | 2.04% | 2.81% | 2.78% | 5.77% | 7.21% | ||||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) Growth (5y) | -1.93% | -1.95% | -1.10% | -1.69% | -1.63% | -1.72% | -1.62% | -1.83% | -1.95% | -1.74% | -1.86% | -1.45% | -1.19% | -0.48% | -0.22% | 0.77% | 1.21% | 1.53% | 2.87% | 4.06% | ||||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) (QoQ) | 0.32% | -0.60% | 2.69% | -3.31% | -1.21% | 0.51% | -0.36% | 1.10% | -2.24% | 0.50% | -2.63% | 1.31% | 0.60% | 6.36% | -0.33% | 2.78% | 1.03% | 0.43% | 8.59% | 5.27% | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] Growth (1y)ROA Growth (1y) | 19.00 | 1.00 | -46.00 | -36.00 | -24.00 | -7.00 | -9.00 | -7.00 | -8.00 | -15.00 | 3.00 | 8.00 | 1.00 | 13.00 | 6.00 | -5.00 | 8.00 | -1.00 | 2.00 | 7.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] Growth (3y)ROA Growth (3y) | 51.00 | 15.00 | 5.00 | 1.00 | 3.00 | -3.00 | -1.00 | -3.00 | -12.00 | -21.00 | -52.00 | -34.00 | -30.00 | -9.00 | 0.00 | -4.00 | 1.00 | -3.00 | 11.00 | 11.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] Growth (5y)ROA Growth (5y) | 58.00 | 45.00 | 28.00 | 32.00 | 34.00 | 54.00 | 30.00 | 29.00 | 20.00 | -7.00 | -1.00 | 2.00 | -4.00 | -5.00 | 8.00 | 1.00 | -4.00 | -9.00 | -44.00 | -32.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] (QoQ)ROA (QoQ) | -11.00 | -13.00 | -11.00 | 0.00 | 1.00 | 3.00 | -12.00 | 2.00 | 0.00 | -4.00 | 5.00 | 7.00 | -7.00 | 8.00 | -2.00 | -4.00 | 5.00 | -1.00 | 2.00 | 2.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] Growth (1y)ROE Growth (1y) | 235.00 | 103.00 | -328.00 | -80.00 | 140.00 | 286.00 | 69.00 | -114.00 | -221.00 | -346.00 | -116.00 | -62.00 | -204.00 | -43.00 | -74.00 | -174.00 | 19.00 | -93.00 | -63.00 | -2.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] Growth (3y)ROE Growth (3y) | 765.00 | 411.00 | 389.00 | 489.00 | 565.00 | 516.00 | 409.00 | 288.00 | 153.00 | 43.00 | -375.00 | -256.00 | -286.00 | -103.00 | -121.00 | -350.00 | -406.00 | -482.00 | -253.00 | -238.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] Growth (5y)ROE Growth (5y) | 788.00 | 665.00 | 584.00 | 800.00 | 903.00 | 0.00M | 742.00 | 740.00 | 683.00 | 351.00 | 342.00 | 313.00 | 140.00 | 127.00 | 219.00 | 52.00 | -32.00 | -93.00 | -512.00 | -431.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] (QoQ)ROE (QoQ) | -120.00 | -116.00 | -15.00 | 171.00 | 100.00 | 30.00 | -232.00 | -12.00 | -8.00 | -95.00 | -1.00 | 42.00 | -150.00 | 66.00 | -33.00 | -58.00 | 43.00 | -46.00 | -2.00 | 3.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] Growth (1y)ROIC Growth (1y) | 105.00 | -47.00 | -361.00 | -140.00 | 3.00 | 258.00 | 421.00 | 496.00 | 763.00 | 927.00 | 893.00 | 707.00 | 425.00 | 237.00 | -63.00 | -368.00 | -297.00 | -360.00 | -274.00 | -198.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] Growth (3y)ROIC Growth (3y) | 695.00 | 231.00 | 53.00 | 119.00 | 149.00 | 325.00 | 611.00 | 723.00 | 871.00 | 0.00M | 953.00 | 0.00M | 0.00M | 0.00M | 0.00M | 834.00 | 891.00 | 804.00 | 556.00 | 141.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] Growth (5y)ROIC Growth (5y) | 718.00 | 525.00 | 431.00 | 748.00 | 831.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 999.00 | 0.00M | 616.00 | 497.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] (QoQ)ROIC (QoQ) | -118.00 | -189.00 | -27.00 | 194.00 | 24.00 | 67.00 | 136.00 | 269.00 | 291.00 | 231.00 | 102.00 | 82.00 | 10.00 | 43.00 | -197.00 | -223.00 | 80.00 | -20.00 | -112.00 | -146.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (1y)ROS Growth (1y) | -595.00 | 0.00M | -595.00 | -130.00 | 574.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 408.00 | 0.00M | -797.00 | -845.00 | -650.00 | -470.00 | -972.00 | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (3y)ROS Growth (3y) | -664.00 | 0.00M | 121.00 | 0.00M | -588.00 | 505.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 310.00 | -372.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (5y)ROS Growth (5y) | 555.00 | 384.00 | 0.00M | 257.00 | 873.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] (QoQ)ROS (QoQ) | 339.00 | -577.00 | 0.00M | -997.00 | 0.00M | 933.00 | 840.00 | 627.00 | 0.00M | 665.00 | -296.00 | 39.00 | 1.00 | -955.00 | 118.00 | -9.00 | 196.00 | -775.00 | -383.00 | -55.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Revenue Growth (1y) | -9.29% | -6.18% | -8.36% | 9.81% | 6.09% | 4.02% | -5.69% | 6.06% | -3.03% | -5.50% | 7.69% | 5.12% | -6.68% | 25.94% | 2.56% | -1.02% | 11.56% | -5.91% | 8.86% | 13.04% | ||||||||||||||||||||||||||||||||||||||||||||
| Revenue Growth (3y) | 8.80% | 8.11% | 8.92% | 7.63% | 9.57% | 3.99% | 5.95% | 1.89% | -2.28% | -2.66% | -2.37% | 6.98% | -1.35% | 7.38% | 1.37% | 3.34% | 0.32% | 3.85% | 6.33% | 5.56% | ||||||||||||||||||||||||||||||||||||||||||||
| Revenue Growth (5y) | 11.03% | 8.40% | 10.31% | 9.68% | 11.31% | 8.42% | 6.57% | 5.42% | 5.79% | 4.43% | 5.59% | 6.81% | 3.55% | 6.00% | 5.61% | 1.93% | -0.58% | 1.79% | 0.77% | 6.50% | ||||||||||||||||||||||||||||||||||||||||||||
| Revenue (QoQ) | 15.89% | -6.43% | 3.78% | -2.42% | 11.96% | -8.26% | -5.91% | 9.75% | 2.36% | -10.59% | 7.21% | 7.13% | -9.12% | 20.66% | -12.69% | 3.38% | 2.43% | 1.77% | 1.01% | 7.36% | ||||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation Growth (1y) | 0.40% | 5.70% | 15.61% | 7.52% | 7.21% | 10.58% | 11.35% | -12.15% | 16.64% | 0.90% | 3.87% | 21.38% | -8.01% | 5.19% | 28.26% | 10.36% | -0.52% | 27.21% | -9.23% | 5.63% | ||||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation Growth (3y) | 3.89% | 4.58% | 6.76% | 5.08% | 5.16% | 3.07% | 1.32% | 1.07% | 7.88% | 5.65% | 10.17% | 4.66% | 4.78% | 5.48% | 14.05% | 5.58% | 2.19% | 10.53% | 6.53% | 12.27% | ||||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation Growth (5y) | 5.88% | 3.59% | 3.42% | 2.33% | 4.66% | 6.41% | 6.93% | 1.58% | 7.00% | 5.00% | 7.07% | 4.35% | 4.53% | 3.05% | 6.74% | 6.70% | 2.81% | 9.55% | 9.25% | 5.97% | ||||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation (QoQ) | -1.19% | 0.40% | 2.00% | 6.26% | -1.47% | 3.55% | 2.71% | -16.17% | 30.82% | -10.42% | 5.72% | -2.03% | -0.86% | 2.44% | 28.91% | -15.70% | -10.64% | 31.00% | -8.02% | -1.89% | ||||||||||||||||||||||||||||||||||||||||||||
| Tax Rate Growth (1y) | -87.00 | -52.00 | -21.00 | 33.00 | -1.00 | -2.00 | -33.00 | 48.00 | 15.00 | 458.00 | 106.00 | 128.00 | 126.00 | -451.00 | -84.00 | -164.00 | -277.00 | 0.00M | -168.00 | -119.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Tax Rate Growth (3y) | -84.00 | 28.00 | -17.00 | -186.00 | -124.00 | -46.00 | 185.00 | -51.00 | -73.00 | 404.00 | 51.00 | 208.00 | 141.00 | 6.00 | -11.00 | 12.00 | -135.00 | 0.00M | -146.00 | -155.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Tax Rate Growth (5y) | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | -0.01M | 7.00 | -25.00 | -70.00 | 484.00 | 56.00 | -10.00 | 17.00 | -39.00 | 207.00 | -87.00 | -223.00 | 0.00M | -200.00 | -74.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Tax Rate (QoQ) | 90.00 | 3.00 | -26.00 | -34.00 | 56.00 | 2.00 | -58.00 | 48.00 | 23.00 | 445.00 | -410.00 | 70.00 | 22.00 | -132.00 | -43.00 | -11.00 | -91.00 | -891.00 | 824.00 | 39.00 | ||||||||||||||||||||||||||||||||||||||||||||
| Total Debt Growth (1y) | 0.10% | 0.07% | 0.10% | -6.37% | 81.58% | 26.17% | 28.86% | 99.14% | -28.99% | -28.58% | 0.02% | -30.79% | -55.67% | -5.51% | -5.46% | 57.99% | 5.21% | 37.81% | -21.14% | 17.67% | ||||||||||||||||||||||||||||||||||||||||||||
| Total Debt Growth (3y) | -16.39% | 3.14% | 2.25% | -6.84% | 6.91% | -13.14% | -14.08% | 13.17% | 8.88% | -3.39% | 8.86% | 8.87% | -17.00% | -5.22% | 6.81% | 29.62% | -30.81% | -2.39% | -9.32% | 8.77% | ||||||||||||||||||||||||||||||||||||||||||||
| Total Debt Growth (5y) | 8.12% | 12.85% | 9.12% | -11.66% | 3.11% | -1.86% | 7.18% | 10.16% | -5.50% | -0.23% | 6.62% | 2.19% | -17.39% | -15.05% | -9.72% | 9.65% | -9.65% | 3.26% | -0.78% | 19.13% | ||||||||||||||||||||||||||||||||||||||||||||
| Total Debt (QoQ) | 0.03% | 43.14% | -30.11% | -6.44% | 93.99% | -0.54% | -28.62% | 44.59% | -30.83% | 0.03% | -0.04% | 0.06% | -55.69% | 113.19% | 0.03% | 67.21% | -70.49% | 179.23% | -42.76% | 149.51% |
Pull Independent Bank's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=IBCP&statement=Growth&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "IBCP", "statement": "Growth", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=IBCP&statement=Growth&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();