Independent Bank (IBCP) Net Cash Flow (2010 - 2026)
Independent Bank's Net Cash Flow was -$9.47 million in Q2 2026, compared with $18.01 million a year earlier.
Independent Bank (IBCP) Net Cash Flow (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Independent Bank's Net Cash Flow was $19.29 million through Jun 30, 2026; for FY2025, it came in at $18.51 million.
- Net Cash Flow shows a five-year compound annual growth rate of -19.1% (FY2020 to FY2025).
- In earlier years, Net Cash Flow was -$49.9 million in FY2024, $95.41 million in FY2023, -$35.1 million in FY2022 and -$9.23 million in FY2021.
- Quarterly Net Cash Flow has moved between -$97.83 million (Q2 2023) and $152.65 million (Q1 2023) over five years.
- Per Business Quant data, IBCP's Net Cash Flow in the three quarters before Q2 2026 was $36.53 million (Q1 2026), -$70.3 million (Q4 2025) and $62.53 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | -88.00 Mn |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | -12.45 Bn |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 27.11 Bn |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 2.71 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 8.45 Bn |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | - |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 28.19 Bn |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 550.09 Mn |
| 10 | Independent Bank | 761.88 Mn | 74.44 Mn | - | -9.47 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -9.47 Mn |
| Mar 31, 2026 | 36.53 Mn |
| Dec 31, 2025 | -70.30 Mn |
| Sep 30, 2025 | 62.53 Mn |
| Jun 30, 2025 | 18.01 Mn |
| Mar 31, 2025 | 8.26 Mn |
| Dec 31, 2024 | -1.68 Mn |
| Sep 30, 2024 | -92.79 Mn |
| Jun 30, 2024 | 52.50 Mn |
| Mar 31, 2024 | -7.94 Mn |
| Dec 31, 2023 | 42.32 Mn |
| Sep 30, 2023 | -1.73 Mn |
| Jun 30, 2023 | -97.83 Mn |
| Mar 31, 2023 | 152.65 Mn |
| Dec 31, 2022 | 3.74 Mn |
| Sep 30, 2022 | 11.15 Mn |
| Jun 30, 2022 | -50.34 Mn |
| Mar 31, 2022 | 348,000.00 |
| Dec 31, 2021 | -16.15 Mn |
| Sep 30, 2021 | 56.37 Mn |
Independent Bank Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();