Hanover Bancorp Ratios (2020-2025) | HNVR

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Ratios Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
EBT Margin 30.66%27.01%24.38%25.26%30.24%3.30%51.50%48.06%43.40%41.55%40.93%41.40%26.66%28.51%30.24%5,932.94%32.75%6.87%27.08%28.87%9.61%18.43%25.93%
EBIT Margin 80.45%74.93%56.18%53.76%48.82%17.62%60.63%55.70%50.28%50.20%58.26%85.23%97.68%125.12%140.86%1,245.88%150.83%126.46%150.26%135.84%108.78%112.43%124.62%
EBITDA Margin 80.45%74.93%56.18%53.76%48.82%17.62%60.63%55.70%50.28%50.20%58.26%85.23%97.68%125.12%140.86%1,245.88%150.83%126.46%150.26%135.84%108.78%112.43%124.62%
Operating Margin 1,245.88%
Net Margin 23.83%21.35%18.22%19.95%24.19%1.99%39.52%36.56%32.09%30.48%30.36%30.76%19.59%19.32%21.98%4,288.24%23.77%4.88%20.11%21.02%8.04%12.96%18.90%
FCF Margin 1.97%7.13%-8.81%26.98%36.61%30.41%35.21%16.58%43.37%41.48%31.36%1.18%46.35%50.06%4,421.18%19.91%-7.46%37.47%21.16%-11.72%13.51%
Efficiency
Assets Average 1,215.94M1,513.04M1,471.41M1,467.43M1,543.22M1,724.91M1,911.88M2,027.71M2,096.75M2,135.66M2,209.80M2,288.78M2,319.30M2,329.46M2,319.96M2,301.82M2,301.75M2,321.78M
Equity Average 98.74M118.88M125.95M132.07M151.08M169.99M175.11M179.07M181.66M184.36M185.37M187.19M189.81M191.21M194.49M196.64M197.76M200.36M
Invested Capital 163.20M138.66M343.86M282.17M242.65M210.59M224.35M274.34M415.90M317.48M476.65M365.76M313.78M338.50M339.02M318.14M304.44M304.45M306.69M302.56M
Asset Utilization Ratio 0.030.030.040.040.050.040.040.030.030.030.020.020.020.020.030.030.030.03
Leverage & Solvency
Interest Coverage Ratio 1.621.561.771.892.631.236.647.307.315.813.361.941.381.301.270.061.281.061.221.271.101.201.26
Debt to Equity 1.090.982.201.501.060.740.490.731.480.891.741.100.830.920.910.780.670.670.670.62
Debt Ratio 0.100.090.160.120.090.070.050.070.130.080.150.100.070.080.070.060.060.060.060.05
Equity Ratio 0.090.090.070.080.090.090.100.090.090.090.090.090.080.080.080.080.090.090.090.09
Times Interest Earned 1.621.561.771.892.631.236.647.307.315.813.361.941.381.301.270.061.281.061.221.271.101.201.26
Dividends & Payouts
FCF Payout Ratio 0.100.090.143.970.200.280.190.22-1.170.110.19-0.350.31
Valuation
Enterprise Value -80.21M-77.53M-170.93M-166.54M-114.95M-1.22M15.44M-7.97M-12.14M-76.17M-80.13M-65.83M-51.13M-17.05M-19.23M11.19M0.54M6.79M-12.51M-9.26M
Market Capitalization 125.92M149.41M141.98M140.16M128.18M131.54M127.24M126.08M119.62M122.13M152.42M163.46M167.02M152.02M158.30M
Return Ratios
Return on Sales 0.21%0.21%0.15%0.24%0.29%0.31%0.36%0.34%0.32%0.29%0.26%0.24%0.29%0.30%0.25%0.24%0.18%0.14%0.16%0.16%
Return on Invested Capital 0.05%0.05%0.08%0.11%0.13%0.12%0.09%0.10%0.11%0.13%0.13%0.15%0.15%0.17%0.23%0.23%0.23%0.22%
Return on Assets 0.00%0.01%0.01%0.01%0.02%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.00%0.00%0.00%
Return on Equity 0.05%0.09%0.13%0.15%0.16%0.14%0.13%0.11%0.10%0.08%0.07%0.08%0.06%0.06%0.06%0.05%0.06%0.06%