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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Hanover Bancorp (HNVR) Debt Ratio (2020 - 2025)

Hanover Bancorp's Debt Ratio history spans 6 years, with the latest figure at 0.05 for Q4 2025.

  • For Q4 2025, Debt Ratio fell 8.12% year-over-year to 0.05; the TTM value through Dec 2025 reached 0.05, down 8.12%, while the annual FY2025 figure was 0.05, 8.12% down from the prior year.
  • Debt Ratio reached 0.05 in Q4 2025 per HNVR's latest filing, down from 0.05 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.16 in Q2 2021 to a low of 0.05 in Q2 2022.
  • Average Debt Ratio over 5 years is 0.08, with a median of 0.07 recorded in 2022.
  • Peak YoY movement for Debt Ratio: crashed 69.16% in 2022, then skyrocketed 196.39% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.09 in 2021, then surged by 40.24% to 0.13 in 2022, then crashed by 48.94% to 0.07 in 2023, then decreased by 15.3% to 0.06 in 2024, then fell by 8.12% to 0.05 in 2025.
  • Per Business Quant, the three most recent readings for HNVR's Debt Ratio are 0.05 (Q4 2025), 0.05 (Q3 2025), and 0.06 (Q2 2025).