Huntington Bancshares Inc /Md/ (NASDAQ: HBAN)

Huntington Bancshares Incorporated is a regional bank holding company that provides a full range of banking and financial services to consumers and businesses.

The company generates revenue primarily through interest income on loans and investments, as well as fees from deposit accounts, wealth management, trust services, capital markets, and insurance products.

The company operates through the following segments:

• The Commercial Banking segment serves middle-market and large corporate clients with services including commercial loans, equipment financing, asset-based lending, and treasury management.

• The Consumer and Business Banking segment offers retail banking products such as checking and savings accounts, mortgages, home equity loans, installment loans, and small business loans to individual consumers and small businesses.

• The Vehicle Finance segment provides indirect auto lending through dealerships and direct lending to consumers for new and used vehicles.

• The Regional Banking and The Huntington Private Client Group segment delivers personalized financial solutions to high-net-worth individuals through private banking, investment management, trust, and estate planning services.

Huntington Bancshares Incorporated holds a strong position among regional banks in the Midwest, competing with institutions such as Fifth Third Bancorp, KeyCorp, and PNC Financial Services, with competitive advantages rooted in its customer-focused relationship banking model and deep local market expertise.

The company serves a diverse customer base including individual consumers, small and medium-sized businesses, large corporations, and high-net-worth individuals across its primary markets in Ohio, Michigan, Pennsylvania, Indiana, West Virginia, and Wisconsin.