Finwise Bancorp (FINW) Operating Expenses (2021 - 2026)
Finwise Bancorp's Operating Expenses was $28.86 million in Q2 2026, up 93.5% from $14.91 million a year earlier and up 1.8% from the prior quarter.
Finwise Bancorp (FINW) Operating Expenses (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, Finwise Bancorp's Operating Expenses was $98.3 million through Jun 30, 2026, up 72.9% year-over-year; for FY2025, it came in at $70.33 million, up 33.1% from FY2024.
- Operating Expenses has now increased for four consecutive years, with a four-year compound annual growth rate of 24.2% (FY2021 to FY2025).
- In earlier years, Operating Expenses was $52.84 million in FY2024 (+30.3%), $40.56 million in FY2023 (+4.7%), $38.76 million in FY2022 (+31.3%) and $29.51 million in FY2021.
- The Q2 2026 figure marks the highest quarterly Operating Expenses in data going back to Q1 2021.
- Compared with a year earlier, Operating Expenses has increased for 12 straight quarters, with growth averaging 48.1% over the last eight quarters.
- The best year-over-year quarter for Operating Expenses over five years was Q1 2026 (growth of 97.9%); the worst was Q2 2023 (a decline of 9.3%).
- Per Business Quant data, FINW's Operating Expenses in the three quarters before Q2 2026 was $28.34 million (Q1 2026), $23.65 million (Q4 2025) and $17.45 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 27.32 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -3,218.32 Bn |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 18.63 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 13.90 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 7.02 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 17.50 Bn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 11.67 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 13.66 Bn |
| 10 | Finwise Bancorp | 155.90 Mn | -303.71 Mn | - | 28.86 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.86 Mn |
| Mar 31, 2026 | 28.34 Mn |
| Dec 31, 2025 | 23.65 Mn |
| Sep 30, 2025 | 17.45 Mn |
| Jun 30, 2025 | 14.91 Mn |
| Mar 31, 2025 | 14.32 Mn |
| Dec 31, 2024 | 13.56 Mn |
| Sep 30, 2024 | 14.05 Mn |
| Jun 30, 2024 | 13.22 Mn |
| Mar 31, 2024 | 12.01 Mn |
| Dec 31, 2023 | 11.50 Mn |
| Sep 30, 2023 | 9.73 Mn |
| Jun 30, 2023 | 10.00 Mn |
| Mar 31, 2023 | 8.74 Mn |
| Dec 31, 2022 | 10.22 Mn |
| Sep 30, 2022 | 8.47 Mn |
| Jun 30, 2022 | 11.02 Mn |
| Mar 31, 2022 | 9.05 Mn |
| Dec 31, 2021 | 8.37 Mn |
| Sep 30, 2021 | 7.40 Mn |
Finwise Bancorp Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=FINW&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();