Finwise Bancorp (FINW) Interest Expense - Deposits (2021 - 2026)
Finwise Bancorp (FINW) reported Interest Expense - Deposits of $5.23 million for Q2 2026, up 4.3% from $5.01 million a year earlier but down 4.1% from the prior quarter.
Finwise Bancorp (FINW) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Finwise Bancorp's Interest Expense - Deposits came in at $21.71 million, up 25.7% year-over-year; for FY2025, it was $20.3 million, up 31.4% from FY2024.
- Interest Expense - Deposits has increased for four consecutive years, with a four-year compound annual growth rate of 105.5% (FY2021 to FY2025).
- By year, Interest Expense - Deposits came in at $15.44 million in FY2024 (+54.8%), $9.97 million in FY2023 (+596.5%), $1.43 million in FY2022 (+25.8%) and $1.14 million in FY2021.
- Five-year quarterly Interest Expense - Deposits spans a low of $244,000 in Q2 2022 and a high of $5.67 million in Q4 2025.
- Year over year, Interest Expense - Deposits has now increased in each of the last 16 quarters, with growth averaging 26.3% over the last eight quarters.
- The high point for year-over-year Interest Expense - Deposits in five years was Q3 2023 (growth of 824.4%); the low point was Q2 2022 (a decline of 16.2%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $5.45 million (Q1 2026), $5.67 million (Q4 2025) and $5.36 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | Finwise Bancorp | 152.48 Mn | -307.13 Mn | - | 5.23 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.23 Mn |
| Mar 31, 2026 | 5.45 Mn |
| Dec 31, 2025 | 5.67 Mn |
| Sep 30, 2025 | 5.36 Mn |
| Jun 30, 2025 | 5.01 Mn |
| Mar 31, 2025 | 4.26 Mn |
| Dec 31, 2024 | 3.83 Mn |
| Sep 30, 2024 | 4.16 Mn |
| Jun 30, 2024 | 3.81 Mn |
| Mar 31, 2024 | 3.64 Mn |
| Dec 31, 2023 | 3.68 Mn |
| Sep 30, 2023 | 2.80 Mn |
| Jun 30, 2023 | 2.19 Mn |
| Mar 31, 2023 | 1.30 Mn |
| Dec 31, 2022 | 624,000.00 |
| Sep 30, 2022 | 303,000.00 |
| Jun 30, 2022 | 244,000.00 |
| Mar 31, 2022 | 261,000.00 |
| Dec 31, 2021 | 279,000.00 |
| Sep 30, 2021 | 271,000.00 |
Finwise Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FINW&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();